Rapid Finance (rapidfinance.com) has a 4.5 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-10.
The money has enabled my business to secure much needed inventory. The Money was put in my account super-fast. Great company!
Thank you for your review. We’re glad Rapid lived up to our name by making the process quick and easy!
Very good compassion, Service
Thank you for your review. We appreciate your business!
We have been with Rapid for 3+ years and they always have been great to work with. This past year they helped us consolidate our loans so we could have one stable payment. Great company to have to help your business.
Thank you for being a repeat client and we appreciate your coming back to us for your financing needs.
The people that I work with was great, Jacob and Paul
We’re so glad to hear our team was helpful throughout the process. Thank you for choosing Rapid Finance!
Made the loan process very easy, a little more expensive than a bank but no hassle, would take weeks and a lot of paperwork for a bank loan. rapid finance was very easy.
We work hard to make the financing process simple and efficient for small business owners like you. Thank you for your review!
We have been customers of Rapid for a while with a line of credit for our business. When we needed to increase the line we called our account manager Jason Perkins. Jason clearly communicated what we needed to do and helped us increase the amount of our credit line quickly. Thank you Jason and Rapid!
Thank you for taking the time to write a review! We’re glad our team was able to assist you. Providing excellent client service is always our goal, and we appreciate your feedback.
Rapid Finance is a predatory liar that would not provide a specimen agreement when I asked for it. Told me I would have no prepay penalty and that no UCC would be filed. etc. I absolutely recommend that no one use this vendor.
Thank you for being a valued client. We’re sorry to hear of any confusion regarding your small business financing agreement. A member of our team will reach out to provide a copy of the agreement and ensure your questions are answered. For additional assistance, please contact our Customer Service Team at [email protected].
Was told I could receive a loan of 40k. They tried to get me into a program after being on hold for 5 minutes. When I declined, they just hung up on me?
We understand your concern and appreciate you bringing it to our attention. However, based on the information provided, we are unable to locate your account to assist you. Please contact our Customer Service Team at [email protected] so we can better understand your concern and assist you directly.
bait and switch... predatory contract
Thank you for being a client. We’re sorry to hear there may have been confusion regarding the terms of your commercial financing. All financing terms were provided at the time of contract signing, and our team is available to review any questions you may have. Please contact our Customer Service Team at [email protected] so we can assist you directly.
Thanks for recognizing how fast our team moves to help you, we're glad to have you as a client!
You didn't keep the word in contract. According to the contract, 1st payment should be happen after 1 week away from funding, but you take away 1st payment very next day after funding also took another one in 1 week again .
Thank you for being a valued client. We apologize for any confusion regarding the first payment on your small business loan. Depending on the date of funding and the scheduled payment day, your first payment may be a prorated and due the same week as funding. For more details, please see paragraph 4 of your Commercial Financing Agreement. If you have any questions our customer service team will be happy to assist [email protected].
Why would any company lend money to someone with a poor credit rating? That’s what’s considered irresponsible lending.
Thank you for your feedback. At Rapid, responsible lending is central to our approach, and credit history is only one part of our broader review. Each application is evaluated using multiple business and financial factors to determine if a business financing option may be appropriate. For questions about your account or financing options, please reach out to us at [email protected] so our team can assist you.
We appreciate you taking the time to share your experience!
Excited about the flight, the only drawback is too long a layover.
Thanks for your positive review!
This has been the best experience from start to finish! Everything is simple, great portal, seamless application great customer service and the absolute best rates out there. They have both options that you need either LOC or term loan. Submitted everything in 1 day and received the funds the next morning. I cannot recommend them enough! I worked with Tim Ryan he was amazing and very knowledgeable.
We appreciate your kind words! It was a pleasure assisting you, and we’re happy you had a great experience.
Rapid is a no-pressure lending company that has helped us out in a very timely manner when needed. I especially like working with Erin Green. She has been very informative about different options and always available to talk or answer an email. Thank you, Erin!
Thanks for sharing your experience! We’re happy we could make the process easy and stress-free.
Great Service! Friendly Staff! Made things happen!
Thank you for the 5-star review! We’re glad our team was able to provide the support you needed.
Michael made the experience very pleasant easy and was very informative and answered all my questions
We appreciate your feedback and are delighted to hear about your positive experience with our team.
I highly recommend Rapid Finances. They are fast, less than 24 hours. Great for purchasing items without ruining your cash flow. Customer service is outstanding. Even after hours, you get a reply and are texted immediately. Rates are fair and they are trusted business.
Thank you for the positive review! We appreciate your trust and are happy we could assist your business.
The problem is with Steve James at forward financing. Steve told me that this would only be a bridge loan two weeks. And then he was going to let me have $300,000 at 6% interest and he would pay off the 200,000. I owe y’all with the difference leave me with 100,000 which is great but then it hadn’t happened and now he wants to change the interest rate and also leave me with a credit card machine that I didn’t authorize therefore, I’m not happy but I will be able to pay you the balance. I owe y’all in the next couple three weeks thank you.
We’re sorry to hear about your experience with an unaffiliated third party. We understand that you already contacted us regarding your account, and a member of our team will reach out to you shortly to discuss any concerns you may have. Thank you for being a valued Rapid Finance customer.
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