Refined Modular Solutions Technologies creates digital tools and services designed to make everyday tasks more seamless, reliable, and secure. We focus on building accessible technology that supports real people—whether at home, on the move, or managing their personal systems.Our work centers around modular design and practical innovation. From user-friendly platforms to intelligent service features, every product we develop is crafted to be flexible, intuitive, and responsive to the way our users live and interact with technology.
Written by the business, not verified by us.
Is Refined Modular Solutions Technologies legit?
Refined Modular Solutions Technologies (readymadesignals.com) has a 2.0 out of 5 rating on OK.one, based on 95 user reviews collected here. It is listed under Electronics & Technology and its reputation is poor. 63% of reviews are 1 star, a relatively high share; The business has replied to 29% of negative reviews; 3 of them were added in the last 12 months. Last updated 2026-10-24.
Mga pinoy ingat kayo sa Tech-RMS/FXCL Market ( Ltd) aalukin kayo ng autotrading pero sila ay fraud
Im warning to all Pilipino , if person representative the Tech-RMS speaking tagalog or they said Filipino named Angel Alcantara, Sky Velasco,
Amber Chi, Francis Cortez and Jake Cruz iwasan nyo po na mag invest
Ganito ang exprience ko sa Kanila
Last October 14,2024 I invested $250 sa Tech-RMS para sa autotrading na sinasabi nila, si Ma Angel Alcantara ang unang tumawag sa akin at nagkunbinsi na invest with them, then after a week Ms Sky Velasco ang tumawag at nagpakilala na sya ang new account Manager ko then ng nakita kong May income na I tried to request a withdrawal, then $68 ang na withdraw ko at dahil nakawithdraw ako , nag add ako ng $2000 last Desember 12,2024 para sa bitcoin event na ini promote ni Ms Sky Velasco , maging busy ako from January to May 2025 then last June 2025 I email Ms. Sky Velasco to update me and how I can withdraw my fund and earning but no reply from Her then i sent a messages through the chat box of FXCL Market , then Ms Amber Chi email me and informed me that my acct has been re- participated in another event without my knowledge because they cannot contacted me last May 2025.
When I follow up with Ms Chi for my withdrawal , she informed me that my acct still not reach the required volume , she added my acct volume still 85% and need to reach 100% , if Is insisted to withdraw my fund I need to pay the 15% short with forex fee amounting to $623 but i did not pay .
Last Sept 2025 Mr. Francis Cortez emailed me update me and asked if i want to pursue withdrawal also follow up the payment but i said to him why the Tech -RMS cannot deduct the$ 623 from the fund on my acct amounting $4778.35 but mr.cortez insisted its not allowed .
This year last week Mr. Jake Cruz another pinoy contacted me when I asked the chat box of FXCL Market Ltd why my acct fund dropping and was archieved and only $2831 were left.
Then Mr. Cruz updated the finance department allowed my acct no.10150227 to use my bunos fund amounting 2831 as trading fund because my trading fund already Loss and they want me to accept the term of use but i dont want to accept because it stated ôn the terms , i need to put additional fund.
All I want is to recovered my capital
Until today Sept 23,2026 Hindi ko pa nakukuha ang capital ko
I hve been asking for them to call me coz I will withdraw my money already.. but nobody's calling me anymore... It's been months that I hve been messaging my account manager kuno SKY name nya but she is not even reading my msgs anymore too at Teams.. whre can we report this kinds of frauds.?. Please help us .
My Reviews for Tech RMS Were Silenced — So I’m Sharing My Story Here
I had to post this under RMS because all my previous reviews for Tech RMS kept getting flagged and removed. I won’t stay silent — people deserve to know what really happened.
I deposited $10,800 USD after being convinced by their so-called “fund managers” to join a market event that they said would guarantee a 90% profit. Instead, it turned into months of stress, blocked withdrawals, and endless excuses. They added “bonuses” that I didn’t fully understand — and those were later used as a reason to lock my funds and make withdrawal nearly impossible.
After fighting for months, and with the help of FXCL Markets (their broker partner), I finally recovered $7,047, but almost $3,700 was lost. RMS/Tech RMS keeps saying it’s due to “bonus conditions,” but those conditions were never clearly explained and were obviously designed to trap client funds.
I’ve spoken with many other victims from 2023–2025, and not one of them has received their money back.
Please be warned: do not fall for guaranteed profit offers or high-pressure sales tactics. Once you deposit, your funds are no longer in your control.
I hope this review finally stays up — not for revenge, but to protect others from the same pain and loss.
Steer away from this dubious site. They will only extort you of your hard earned money. I have been having difficulties with my account for sometime now and their support are not helping. I gave Good merit, a chance and Invested with them, this was a best decision as I am been paid steadily and without delays.
What will happened to my fund that is with them?? They requested me to deposit for the settlement of my fund but due to technicalities that I as the client deposited on time before the bank closes but because of the bank transaction that 2 deposit slip has been made in one transaction my fund was not released just because the confirmation is feb 3 already!! Why blame the client since acts of the bank is also the acts of the broker which they confirm also and because of that my fund was on hold!! You call this act as VICARIOUS LIABILITY where in the client suffer?? I know they have a big heart that they could still resolve this issue on me and help me settle what they promised!! Iam still hoping that the management will look into it because my FUND MANAGER and CORPORATE VIP Mnager still fighting for my account!! Thank you guys
At first, on August 2024,Agent Angel Alcantara called me via phone using different numbers from Singapore and Philippines, she encouraged me to invest in Tech RMS, she told me to borrow money from different lending investors online, i borrowed from Maya, she promised me that she will help me to recover my loses, in short, she made me deposit the $250. on August 8, 2024,then she referred me to Jaden Anderson. He encouraged me to add $250 again to complete the investment. On September 17,2024, the funding officer Mr. Francis Cortez called me, he encouraged me again to join the market event for me to gain a higher income, but it needs to add $250 again, that time the money in my account is earning already, he told me to withdraw $50 from my account. then on November, he suggested me to withdraw again, i requested $600. FXCL approved my request but in my disappointment, there's no money arrived in my gcash account. I asked him why , he said it will arrive, until December 2024, i waited for my withdrawal, he said i can't withdraw because the other members did not join in the market event, the bonus that from the company will not be given. He told me to wait until February for the withdrawals. This January 2025, i noticed that the earnings of the trading is getting smaller, it loses more than a thousand dollars, he told me that there's problem in trading this time. in order to get all the money from the account, i need to add $600 to cover for the loses then i can withdraw all the money from my account. Is it right? I told him that I need the money to pay for the loans and debts that i send to them. I have no money now because i am paying my debts little by little. They are not humanitarian, they are only thinking for their own benefits. What about us? I need JUSTICE, WE NEED JUSTICE, those who were scammed by these evil SCAMMERS. Please help us, the VICTIMS.
How to improve your company! YOU BETTER STOP TO ADD MORE VICTIMS! Those who wants to try them? See for yourself without any cents to be left in your pocket! They are REAL SCAMMERS!
SCCAAAMMMMEEEEEERRRRRRRSSSSSS...!!!!
This platform will gonna make your pocket dried-up...to the point you'll be ask to use your credit card, or borrow money to others...
Bottom line: no earnings, no withdrawal.
And, those POSITIVE reviews are being paid by RMS itself to make them GOOD LOOKING, but they're not.
AWARE...!!!
I had a very bad experience with this company RMS Tech. they ripped me off my hard earned money.
RMS/ FCXL
Do not be fooled by positive reviews . The ones writing them are the scammers themselves disguise in different names. They are deceivers like Satan/Lucifer, they are liars. When they die their souls possibly will be thrown to the lake of fire, I hope not. These are their names, Juan Miguel Go, Jennie Tan, Joel Jose, Edward Vega, which names may also be fake
I have had an extremely disappointing experience in FXCL and RMS
I have had an extremely disappointing experience with Ready Made Signals (RMS) over the past year. Initially, I was contacted by an account manager, Mr. Ryan, who instructed me to deposit $240. Shortly after, I was informed by another representative, Sam Hernandez, that Ryan was no longer with the company and that my account needed a $2,000 deposit to proceed. I complied, but then encountered issues with my ability to withdraw funds due to a supposed "minor discrepancy" in the deposit amount. Sam then insisted I needed to deposit more, bringing my total to $5,000, to allow any withdrawal.
Despite following their instructions and depositing the requested amounts, I was repeatedly told that my withdrawal couldn't be processed due to delays in the international market. This excuse continued for months. During this time, I noticed my account balance was steadily decreasing with no explanation. Initially, a promotional bonus was visible on my dashboard but mysteriously disappeared later on. Although I was told my account was being locked to protect the remaining funds, trades continued to be executed and all consistently closed at a loss. This raised serious concerns about the integrity of the trades, as it seemed highly improbable for experienced traders to lose so consistently.
Later, another account manager, Paul Tomas, informed me that I could no longer withdraw my funds due to an insufficient balance—leaving me in financial distress, as the deposits I made were borrowed. Paul offered no assistance in resolving the issue.
After this, a new account manager, Juan Miguel Go, contacted me, promising to facilitate a withdrawal if I deposited $400 to cover a bonus percentage. After complying, he requested an additional $279 for "SOP" fees, which he had not previously mentioned. I reluctantly made that payment, but despite several follow-up emails, I was told my withdrawal would be processed within 24 to 48 hours, which never happened. Instead, I was later informed that I needed to deposit an even larger percentage of the amount to withdraw my funds.
In the end, I was unable to withdraw any of the $5,540.50 in my account, despite following every instruction given by RMS. This entire experience has caused me significant financial harm, stress, and legal issues due to the borrowed funds I invested.
I would strongly advise anyone considering RMS to be extremely cautious and thoroughly investigate their practices before getting involved. My experience has been one of broken promises, hidden fees, and financial loss.
Had I put in more into this hole, I could have lost my entire fortune to these people. The bot does the complete opposite of what was advertised, lost most of my trades. Now on,𝘦Iıt𝘦𝘦ch𝘦 I⚬n, IIc, quickly makes pay outs and the returns are really great.
I was scammed by this company, warning to all investors, please dont entertain them, they are liars, thief and evil... palagi kayong padagdag ng pera, to be able to withdraw your money, please dont believe them, they are scammers... nanakawin nila yun pera nyo..
It's been a year since I started investing in this company, rms tech. My deposit reached 1600 usd and it appears in their platform that it profited already but asking me again to deposit 800 plus usd prior to withdrawal. It's scam platform using Filipino scammer.
I'm warning you not to try investing a single penny.
FXCL is their partner for deposit & withdrawal which is not regulated by any licensing agency...
October last year, they phoned me asking to deposit $325 for me to withdraw $1,184.43. I ignored it because I can’t afford to lose more. Then last month they started calling me again to deposit at least $300 in order for me to withdraw $6,180.00. As of I am still undecided whether to take a risk or not. I amstill wondering why do I have to pay to get my balance.
This is the 3rd reviews that I made to both TechRMS and FXCL Markets. This two companies were conniving with each other for their scamming activities. Please be aware, there were so many negative reviews about this two companies. We're hoping that the right authorities through the trustpilot reviews will act on this scamming activities. This two scammers will just ruined the trading industries that other companies have faithfully performing.
I started here March 29,2024 my fund Is 400 USD plus bonus of the company. Liam Gonzales the first move then transfer to Bella Martin who arranged the payment then transfer to Paul Tomas April earned profit 46.70 USD May my total value fund reach 989.12 USD month of June my total fund value 1,007.27. almost 3 Months I requested widrawal to Paul Tomas as my account manager but he says 2nd week of July whole month of July Paul never call me for update but I'm always sending emails to him but no response until August 06 Paul Thomas called me saying that my account was lost .
I lost my hard earned money for five months waiting for my widrawal then shocked that my account already lost this is there style asking for funding saying they will help me earned but they sock my hard earned money this kind of scammers must be jailed to stop scammers please help 😭😭😭
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