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Business Services

Relay Financial

102 reviews

4.3102 reviews
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About Relay Financial

Data updated
Website
relayfi.com
Category
Business Services
Location
United States
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
57% (8/14)
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Is Relay Financial legit?

Relay Financial (relayfi.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Business Services and its reputation is good. 84% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 57% of negative reviews. Last updated 2026-08-10.

What people say

K
Katarina · 2 reviews · Verified · Experienced 2026-08-07 ·

The service is excellent

The service is excellent. We always receive fast answers whenever we need them. Communication with the bank is excellent, and their responses are outstanding. Account opening is also very easy and fast.

Reply from Relay Financial2026-08-07

Thank you for the review, Katarina. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

R
Roberto · 1 review · Verified · Experienced 2026-08-06 ·

Good morning

Good morning. Everything went very smoothly, and any problems that arose were resolved quickly with the help of the team. Thank you for everything.

Reply from Relay Financial2026-08-07

Thank you for the review, Roberto. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

A
Arunima · 1 review · Verified · Experienced 2026-08-06 ·

Smooth online application process and great digital onboarding

"The online application process for setting up my corporate account has been remarkably smooth and intuitive. The platform layout is clean, modern, and makes understanding the initial setup requirements very straightforward for a new business owner."

Reply from Relay Financial2026-08-07

Thank you for the review, Arunima. It’s great to hear that you've had a good experience with Relay. Your feedback is important to our team.

T
Tim C · 5 reviews · Verified · Experienced 2026-08-05 ·

Great service for small business

Great service for small business. Multiple accounts makes your life super easy.

Reply from Relay Financial2026-08-07

Hi Tim, Thank you for taking the time to write this review. We love to see small businesses win, so we’re happy to hear you’ve enjoyed banking with Relay. It means a lot to the team.

M
Mayna Mannie Myers · 1 review · Experienced 2026-08-06 ·

This was very helpful for a person who…is new to business banking

This was very helpful for a person who is new to the business banking platform.

Reply from Relay Financial2026-08-07

Thanks, Mayna, for this review. We’re happy to hear you’ve enjoyed banking with Relay. It means a lot to the team.

M
Mary Mulholland-Kafar · 10 reviews · Verified · Experienced 2026-08-04 ·

General

Just average

T
Taylor Ripley · 1 review · Experienced 2026-08-05 ·

Relay Financial is at the top

Relay Financial is at the top of my list for financial institutions for businesses. Where others fail, Relay does not.

Reply from Relay Financial2026-08-07

Hi Taylor, We appreciate you taking the time to write this review. We're glad that you've enjoyed banking with Relay. Your feedback means a lot to us.

S
Shakira Cozart · 4 reviews · Verified · Experienced 2026-08-05 ·

I believe Relay is going to be a great place to grow business account.

The process was seamless. I loved how customer service helped out when I had a issue.

Reply from Relay Financial2026-08-07

Thank you for the review, Shakira. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

J
Jordan Saint John · 8 reviews · Experienced 2026-08-03 ·

Relay is very easy to work with

Relay is very easy to work with. I have three business accounts there, with physical and virtual cards. The customer support is very good. Just a simple, hassle-free way to get set up in business without a lot of fees and fuss.

Reply from Relay Financial2026-08-07

Hi Jordan, Thank you so much for your thoughtful review. At Relay, we’re all about reimagining business banking for small businesses, so we're happy to hear that you've had a positive banking experience with us. Your feedback means a lot to our team.

P
Phadrea · 1 review · Verified · Experienced 2026-08-03 ·

Business transactions.

This platform is a very good usage of business transactions.

N
Necip YILDIRIM · 1 review · Experienced 2026-08-04 ·

Thanks dear Relay team

Thanks dear Relay team. The follow up and support was impressive. Gratitude

Reply from Relay Financial2026-08-07

Thank you for the review, Necip. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

A
Annie T · 1 review · Verified · Experienced 2025-11-28 ·

They are an excellent fintech company…

They are an excellent fintech company with 5 stars for their support. When my account was frozen they did all they could to unfreeze quickly and they gave me phone support that was not AI. Recommend them to all my colleagues

Reply from Relay Financial2026-08-07

Thank you for the review, Annie. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

O
Onnis · 2 reviews · Experienced 2026-08-04 ·

Customer service

Reply from Relay Financial2026-08-07

Thank you for the review, Onnis It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

S
Scale Media LLC · 2 reviews · Experienced 2026-05-15 ·

Great Support & Experience

We had a great experience opening a bank account for our business, especially with Mr. Babar. He helped us with the onboarding process and solved every hurdle along the way. He also guided us on how to set up separate accounts, took the time to understand our business, and gave us advice tailored to it. I would definitely recommend him to my friends. Thank you!

Reply from Relay Financial2026-08-07

Thank you for the review. It’s great to hear that you've had such a great experience with Babar and our Relay support team. Your feedback is important to our team, and thank you for choosing Relay!

J
Jeff Robertson · 2 reviews · Experienced 2026-08-03 ·

Really enjoyed using Relay over the…

Really enjoyed using Relay over the last year or so. Everything seems to consistently work as it should, which you would think would be the standard for banking services, but sadly it's rare to get.

Reply from Relay Financial2026-08-07

Hi Jeff, Thank you for taking the time to write this review. We love to see small businesses win, so we’re happy to hear you’ve enjoyed banking with Relay. It means a lot to the team.

A
Ananth · 1 review · Verified · Experienced 2026-08-03 ·

User Experience

Seamless experience on account activation.

C
Cristian Daniel Perez · 3 reviews · Experienced 2026-08-03 ·

Funds held for over 3 months – Promised a check that never arrived - Ticket References: #1050359 / #1164651

Do not trust Relay Financial with your business capital. My account (Pixelcore LLC) was frozen on April 22nd due to a standard compliance check (RFI). Even though I submitted all requested documentation and invoices within 24 hours, they locked my account and ultimately decided to close it on May 20th. On July 9th, an agent named Greg confirmed in writing that a paper check for my remaining funds had been mailed via US Postal Service and would arrive in 8–10 business days. It has now been almost a month since that email, and the check still hasn't arrived at my business address. I have sent multiple follow-up emails requesting a USPS tracking number, a proof of dispatch, or an alternative way to receive my money, but support has completely stopped responding. They have held my company's capital hostage for over 3 months with zero accountability, zero transparency, and terrible support. If you value your company's cash flow, stay far away from Relay.

S
Steve Empey · 3 reviews · Experienced 2026-08-02 ·

Relay has outstanding customer service…

Relay has outstanding customer service and their webpage is straightforward to work with. I would highly encourage small businesses to work with Relay

Reply from Relay Financial2026-08-07

Thank you for the review, Steve. It’s great to hear that you've had a good experience with Relay. Your feedback is important to our team.

R
Richard · 5 reviews · Experienced 2026-07-31 ·

I appreciate how quickly they are able…

I appreciate how quickly they are able to identify a problem and get back to it. I was sending some difficulty signing into my online account and I reported it. Even though it wasn't done in my timeline, which is immediately! They got it done and took care of it and then followed up with me to make sure everything was OK. That's great service.

Reply from Relay Financial2026-08-07

Thank you for the review, Richard. It’s great to hear that you've had a good experience with Relay and our Support team. We appreciate you taking the time to provide feedback.

F
First Operation LLC · 2 reviews · Experienced 2026-07-30 ·

I have been trying to receive my funds since 2024

I have been trying to receive my remaining funds since 2024, but the issue is still unresolved. I received the same update on May 20, 2026, stating that my check was being prepared for mailing and would arrive within 8–10 business days. More than 70 days later, I received the exact same response again with no real progress. Despite contacting support multiple times (Requests #1088464, #1111352, #1146884, #1190274, and #1206766), I have not received my check or a clear update. I simply want access to my funds and expect a proper resolution instead of repeated generic replies.