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Money & Insurance

Reprise Financial

214 reviews

4.7214 reviews
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About Reprise Financial

Data updated
Website
reprisefinancial.com
Category
Money & Insurance
Location
United States · Irving
Status
Unclaimed
Last 12 months
214 reviews
Replies to negative
33% (3/9)
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Is Reprise Financial legit?

Reprise Financial (reprisefinancial.com) has a 4.7 out of 5 rating on OK.one, based on 214 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 33% of negative reviews. Last updated 2026-08-10.

What people say

A
Anonymous · 12 reviews · Experienced 2026-08-04 ·

This place is awful

This place is awful! horrible scam. Run

D
Dolores · 2 reviews · Verified · Experienced 2026-07-21 ·

Great experience

They went thru the process and answered all of my questions to my satisfaction.

Reply from Reprise Financial2026-08-05

Thank you for sharing your positive feedback.

"Outstanding odds"? Apparently not. But thanks for wasting my time.

Reprise had me go through the entire approval process and said they needed just one phone conversation to finalize my loan. I'd applied only because Credit Karma listed my chance of approval as "Outstanding" and I thought a small loan would enable me to eliminate some credit card balances. But on the phone, I was summarily dismissed as someone who couldn't be approved for an unsecured loan of ANY size because my income was insufficient and I have "too many bills". I'm a homeowner in a long-term marriage with two paid-for vehicles. My wife brings home $57K a year on top of my $24K, and we've never missed a payment of any kind. Apparently, because I opt to put the loan in my name only and don't wish to use a vehicle as collateral, Reprise sees me as a financial risk. So if I decide to try elsewhere, I'll use one of their competitors that has a local office and has worked with me in the past.

The initial loan processor told me that…

The initial loan processor told me that the loan could not be done. So that was disappointing that she didn’t go the extra mile to see the options. The second loan processor who I ended up speaking with asked me additional questions and that’s how the loan was eventually approved and we were able to get it done. So it’s really the second processor that did all the work and I would give her five stars. The loan processor who did not go the extra mile the first person that I spoke to I would give her two stars, maybe three stars.

The Bait-and-Switch is Real! Stay Away

Similarly to others, I was offered a "pre-approval" of $11,000 with all my documents supposedly already reviewed. Then, the day after I applied and my credit took the hard hit, I was told I was "actually" only approved for $8,500, and my application missing some documents. What documents? Oh, electricity bill, ma'am, for proof of residence. Okay, I sent that and got the amount negotiated back up to $11k. The next day (today) - same story, different actor. Suddenly "more" documents are needed even though I've given proof of my income, and the amount is back down to $8,500, "$9500 at the very most". And the APR I was quoted online was WAY lower than the 30% I was quoted over the phone! I'm desperate but not that desperate. Reprise Financial is lucky I don't have the time or gas to drive to Coppell and read them the riot act for their horrid customer service and outright lies.

Very easy to fill out paperwork online…

Very easy to fill out paperwork online and provide photos needed for verification. The staff was very helpful and straight forward with getting everything finished.

Reply from Reprise Financial2026-08-03

We're so glad to hear that you had such a positive experience with us!

Very quick and helpful.

It wasn't the total I needed...but after some good friend's help, I could make do. It was super easy and fast. I had the money in 2 days! They were right on top of every step along the way. Thank You! Tommie

Reply from Reprise Financial2026-08-03

Thank you for sharing your positive experience with us.

Slightly misleading.

At the beginning I was told that my loan would be unsecured, later they tried to use my car as collateral. Misleading

Reply from Reprise Financial2026-08-03

Lera, Thanks for your review! We will reach out to discuss. We weren’t “trying” to use your vehicle as collateral. Rather, we were offering that to you because it has a lower interest rate. It was your choice which product to select.

Highly Recommended for Fast Financial Assistance!

I had a great experience with Reprise Financial. The application process was smooth, and the funds were released very quickly. Their service was efficient, reliable, and professional. The team was also helpful and responsive throughout the process. They are truly awesome, and I highly recommend Reprise Financial to anyone looking for fast and dependable financial assistance.

The initial process was fast

The initial process was fast, efficient and the customer service agent that I finally dealt with at the end was very helpful however, since then you guys have incessantly called me and continue to call me with a welcome call and it’s really borderlining on harassment at this point that you just keep calling and calling and calling and calling.