RSVP Loans offers invitation-only loans for hard-working, responsible adults who need a little cash from time to time.
Is RSVP Loans legit?
RSVP Loans (rsvploans.com) has a 4.4 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 12% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-09-05.
Customer service is terrible. Asked to cancel loan within my allotted 3 business days, was told I could not even after copy and paste thier own agreement section, called a second time and of course claimed it late and had to pay interest. Perhaps having customer service support without attitude would help, as he picked up the phone I heard him say “oh god, here we go”.
It was an easy online process to do just didn't like the phone process where they ask you for your social security number I've always only had to say last 4 numbers not all of them over the phone especially since I had already filled out online application
nice to have funds accessible but the interest rate is way too high and the daily interest was annoying. I did not need the $ after all so I returned it in less than 5 days and because I did not want to pay for using my debit card I was paying interest on those few days waiting for the money to be transferred from checking. As it was I paid $40 for the "privilege" of not using the money.
Customer service was terrible. Joan in collections was the rudest person I’ve ever dealt with. I was calling with general question, not even sure how or why I was sent to collections.
RSVP did everything better than any other short-term lender I've dealt with. Their response time, decision time, funding time, and approval odds were all top-notch. Great company!
The application was not working properly. I called your 800 number. The person who answered was very hurried. He spoke quickly and sharply. He did not exude friendliness. When I asked a question about something he said to make sure I heard him correctly, he got snappish. I got off the phone and shook my head and thought “ he must think that since I need a high interest loan that he can speak to me that way”. I did get my money quickly.
I have told them several times I am working with a debt management companyand they still are calling and harrassing me and family members that don't even live with me. Like everyone, I had Covid and was out of work. Things got bad and so that is why I went to a debt management company for assistance. The person who calls me is unreasonable and rude. I believe it is against the law to be harrassing someone when they let you know they are working with a management company.