Sunshine Loans (sunshineloans.com) has a 4.3 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 75% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers frequently mention how simple and user-friendly the application process is, allowing people to receive funds directly into their accounts very quickly when emergencies arise. Consumers truly appreciate the reliable and friendly assistance provided during difficult moments, noting that the overall process runs smoothly from start to finish.
However, some customers also noted difficulties reaching support by phone, mentioning that automated menus and unresponsive staff made it hard to get help. Others encountered unexpected repayment terms or faced frustrating challenges when trying to settle their balances early due to delayed communication.
Auto-generated from all reviews of this business. For reference only.
I was a little worried about the lack of personal experience, then realized it was a weekend. So I waited until today to verify my question. Other than that your process is easy and simple and I appreciate your help. My repayment date is perfect which also puts me at ease. Thank you
Feel free to contact me at anytime time .
Claudia Myatt
HOW is their rating at a 4??? LIKE?? I wish I had read my contract more carefully. HORRIBLE interest rates. I borrowed 400....with all fee it was gonna put me at owing 895. So I instead paid off my loan asap and it put me paying $200 for a $400 loan. JUST DONT DO IT.
I can not get a response via email ive sent dozens. When i call all rhe people say is the program is correct . I had a $650 loan for a total from open to close for 8 days. My payoff amount was a couple dollars within $950. The interest agreed to was a little over 1000% apr (it was high but i needed funds) the total interest accrued should have been $142.61. Bringing the total to $792.61. I overpaid by $157 and they refuse to acknowledge it. Everyone just say the program this and the program that no one will break out a calculator or let me talk to someone with enough cognitive function to settle this
Thank you for your review. If you have any questions or concerns, please contact us at [email protected]. We'll be happy to review your concerns, and we can assist you directly.
Sunshine Loans, as an organization that delivers the financial assistance I needed fast, and they are patient with life's unexpected situations. They are fair.