SALT Lending (saltlending.com) has a 4.9 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher. Last updated 2026-08-10.
The team worked with me and were flexible to help me get the loan I needed. They had suggestions that made this work very well for me.Great people!
We're happy to hear that our team was flexible and helpful in getting you the loan you needed. We appreciate your positive feedback and are glad our suggestions worked well for you!
We appreciate your positive feedback of our offerings and team members; it means a lot to us!
Truly, one of the best platforms in the crypto industry ,so grateful to work with them ,great team, the very best customer service
Hi, Hany. We're happy to hear that you had such a great experience with our platform and team! We appreciate your positive feedback and are grateful for your support.
Such a smooth, fast, and streamlined process!! Makes converting BTC to cash without having to sell it SO EASY!
Hi, Reyden. We're happy to hear that you found the process smooth, fast, and streamlined! It's great to know converting BTC to cash was made easy for you. Thanks for your feedback!
Hi, Michael. We are glad to hear our team was responsive and that you had a good experience.
Great communication and timely servicing. Highly recommended loan provider A++++
Hi, Peter. We're happy to hear that our team was able to provide you with great service. Thank you for your recommendation!
So insanely easy to work with and beyond attentive and helpful throughout the process from start to finish. Viva la Salt!
We're so happy to hear that your experience was easy and attentive from beginning to end. Thank you for your wonderful feedback; we appreciate it!
Very good experience. Reached out with a question and got a really good call back. Very minor issue is the dashboard balances are not as clear and intuitive as I would like, but just a minor quibble. Very good product.
Hi, Eric. We're glad you enjoyed your experience and appreciate your positive feedback! We have taken note of your comments regarding the dashboard balances as we continue to improve our product. Thank you!
Professional, fast.
Thank you for taking the time to leave a review, we appreciate it!
I like the speed and simplicity of getting this loan. I like that I can use my crypto balance as collateral. Being in California apparently added some more documentation requirements and that was really the only unpleasant task in getting this loan. Obviously SALT Lending has no control over what California requires, so this is just a heads up.
Hi, Erik. Thanks for the great feedback! We're glad you found the process fast and simple — and that using your crypto as collateral worked well for you. Our support team works hard to make sure every step is clear and well-supported. We really appreciate you choosing SALT!
Fast and easy. No issues getting funding to the account. Applied for the loan late Friday evening and funds were received by Tuesday. Great customer service.
Hi, Cody. We're happy to hear that you had a fast and easy experience! We appreciate your feedback regarding the quick funding and our customer service. Thank you for taking the time to share.
I have been watching Salt since 2017 and was unable to get a loan because I'm a resident of CA. Salt recently got licensed in CA and I did my first loan with them and everything went well. I chose Salt because they have been around since bitcoin-collateralized lending began and sailed through the FTX, 3AC, Block I et al debacle without losing a single SAT. Reputation matters in this newly emerging sector. Highly recommended.
Hi, Kevin. We're glad everything went well with your first loan after our CA licensing. It's great to know our reputation for stability in bitcoin-collateralized lending matters to you. Thank you for recommending us!
“I was impressed by the 24-hour customer service, even though I’m not familiar with cryptocurrency loans.”
Hi, Soon. We're happy to hear that our 24-hour customer service impressed you. We appreciate your feedback and please don't hesitate to reach out if you have any questions about your loan.
The loan application process was frustrating. Eventually we needed to have assistance. Theonyl options were to use the Chat Bot which basically said I would receive an email within 24 hours. Tried calling the telephone number but it was a phone tree that led to nowhere. Eventually we had got set an appt time for support. That had some bumps also. We never received the link for the meeting. It all worked out int he end but the loan application process took almost a week to resolve. Hoping this can be streamlined and easier to navigate in the immediate future.
Hi, Audrey. Thank you for taking the time to share your experience and for your honest feedback. We’re glad to hear that everything worked out in the end and that our team was able to help get your loan application resolved. We appreciate your patience as we worked through the process together. Your comments about the application experience are helpful as we’re continuously working to streamline our process, and feedback like yours helps us do exactly that. If you ever need assistance again, please don’t hesitate to reach out directly — our team is always happy to help.
We had vitual calls assured me on money transfer
We're glad our team was able to provide the support you needed. Thank you for sharing your positive experience with us.
ease of use overall. have recommended to others.
Hi, Anthony. We're happy to hear that our product is easy to use! We appreciate you recommending us to others; thank you for your support.
Following the collapse of BlockFi and restriction of Nexo - where I previously obtained crypto-backed loans with ease—I’ve been searching for a reputable company that would allow me to retain my Bitcoin for future generations. While several options exist today, many don’t meet my needs due to factors like high minimum loan amounts or lack of licensing in my state. After weighing all these considerations, I settled on SALT. I decided to give them a try, starting with a $10,000 loan and later increasing to $100,000. Both processes followed the same steps and took roughly the same amount of time from application to funds landing in my bank account. Naturally, the first loan took longer because I had to complete account setup and submit all required KYC documentation. For the second and third loans, the application itself was just a few quick steps, and the funds arrived in my bank account within about 48 hours. In contrast, with Nexo, you could click a button one day and have the money the next day—but we now know how that story ended. A 48-hour wait isn’t unreasonable if it means greater safety and security. With a little advance planning, that short delay becomes negligible. So far, I’ve been pleased with the experience and the overall process. That said, I’ve only been a client for about three weeks, so only time will tell how things unfold in the long term.
Hi, Ed. Thank you so much for taking the time to share your experience in such detail, it really means a lot to us. We’re so glad to hear our services met your needs, that the loan process felt smooth, and that our security measures give you confidence. We truly appreciate your trust and look forward to continuing to serve you.
Hi, Jeffrey. We're happy to hear that the setup was easy and funding was quick! Thank you for your positive feedback; we appreciate it.
Very straightforward process. Questions were addressed via google meeting and were clearly answered. Funds were promptly deposited in US bank account. So far, so good. Get back to you in a year.
We're happy to hear that the process was straightforward and we were able to answer your questions. Thank you for taking the time to leave a review!
Quick and thorough
Hi, Michael. Thank you for taking the time to leave us a review, we're happy to hear our team was quick and thorough with their response.
60 reviews matching