Easy to navigate
It is great to navigate with no prior experience. Easy to connect to and the process is fast. I like SALT because of quick loan helping to accumulate more assets.
About SALT Lending
Data updated- Website
- saltlending.com
- Category
- Money & Insurance
- Location
- United States · Denver
- Status
- Unclaimed
- Last 12 months
- 60 reviews
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Is SALT Lending legit?
SALT Lending (saltlending.com) has a 4.9 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher. Last updated 2026-08-10.
What people say
Great support and a great product.
Great experience with lending products…
Great experience with lending products throughout the years!!
Reply from SALT Lending2026-08-05
Thanks for years of trust in SALT!
I thought the loan process took way to long to do
I thought the loan process was more difficult than it needed to be. If the loan processor explained what he needed better for required paper work, it wouldn't have taken so long to process the loan.
Reply from SALT Lending2026-08-05
Hi, Steve. We hear you. Waiting on paperwork is frustrating, and requirements can evolve as licensing reviews progress. We'll keep looking for ways to share them earlier. Thanks for sharing your honest feedback.
May take more time than you expected
My previous experience with bitcoin lending had been through LEDN. I never had a problem with LEDN, but I wanted to give SALT a chance so that I would have a basis for comparison in the future. SALT’s rates are lower, so I wanted to give it a try. My only criticism of SALT is that the process for the first loantook longer than I was led to believe from the promotional emails I received after I first downloaded the app. I thought it would only take 48 hours to get funded, but in fact it took longer than a week. That was fine for me this time because I was not in a rush, but any new customer should have realistic expectations that it may take some time to pass KYC and complete all of the documentation before a loan is actually funded. Keep this in mind, and you may be fully satisfied.
Reply from SALT Lending2026-08-03
Hi, Robert. Thank you for the thoughtful comparison and the honest feedback. You're right that a first loan can take longer than 48 hours once KYC and documentation are factored in, and our goal is always to set clear expectations up front — we're taking your note to heart. We're glad our rates made SALT worth trying, and we appreciate you giving new borrowers a realistic picture. Reach out anytime — we'd like your next loan to be an even smoother one.
My experience with Salt Lending thus…
My experience with Salt Lending thus far is nothing but the greatest. Support is legendary. The application is a easy grip for non technical like myself. Staff is knowledgeable and a good listener!!
Reply from SALT Lending2026-08-03
Hi, Belinda. Knowing our team was clear, knowledgeable, and easy to work with means a great deal. We're grateful to have you with SALT and look forward to supporting your next loan.
Support and fund fast
Reply from SALT Lending2026-08-03
Thanks! Glad to help.
Love the streamlined process
Love the streamlined process of starting and refinancing a loan. Keeps my assets very liquid and able to pull out equity quickly if I need to.
Reply from SALT Lending2026-08-03
Hi, Marty. We're glad the process keeps your assets liquid and equity within reach. We appreciate you choosing SALT.
SALT is great
SALT is great. I've used multiple products with them and multiple different variations of those products. Their response time to questions or applications is stellar. It has to be among the best in the industry because it's almost immediate. Perhaps not weekends but business day responses fantastic. I've had multiple intraday Communications via email for instance when I had a question. But you don't even need to have direct communication via email or phone to get a loan fund it with collateral and receive your funds in the manner you request, because all of that is handled well with their easy to navigate website that does all the heavy lifting for you and steers you in the right direction with multiple tabs to tell you all the details of your particular application or loan.
Reply from SALT Lending2026-07-30
Hi, Mike. Thank you for the thoughtful review. Quick, clear communication is a priority for our team, so it means a lot to hear that our response times stood out. Thank you for trusting us across multiple products. We look forward to continuing to support you.
Refinancing our loan was so simple!
Reply from SALT Lending2026-07-30
Thanks! Glad the refi was simple.
Easy to work with and helpful.
Reply from SALT Lending2026-07-30
Hi, Gary. Thank you for taking the time to leave a review!
Quick easy seamless transaction
Quick easy seamless transaction. Very responsive customer service. Loans turnover fairly quickly, 2-3 days.
Reply from SALT Lending2026-07-29
Hi, Gerard. Thank you! We're glad the process was quick and our team was helpful. We appreciate your business.
It was smooth fast and efficient.
It was smooth fast and efficient. Probably only took about 5 mins to complete the application and two days for the refinance process to show my new loan as confirmed.
Reply from SALT Lending2026-07-29
Hi, Jonathon. Thank you for the kind words! We're glad the application and refinance went quickly for you. Great to have you with us.
🤙🏻👏💪🏽🤙🏻
🤙🏻👏💪🏽🤙🏻 thank you
Reply from SALT Lending2026-07-29
Appreciate you! 🤙🏻
Great experience
Reply from SALT Lending2026-07-30
Hi, Dean. Glad to hear it!
Quick and Helpful Customer Service
Quick and Helpful Customer Service. Well designed platform that is easy to understand and use.
Reply from SALT Lending2026-07-30
Hi, Gregory. Thanks for the kind words about our team and platform. Glad it's working well for you!
Transferred my loan from Ledn
Transferred my loan from Ledn. Smooth experience. Easy to withdraw excess collateral. Much better loan terms.
Reply from SALT Lending2026-07-24
Hi, Michael. Thank you for making the switch! We're glad the transfer and withdrawals were seamless. Welcome to SALT!
I was able to talk to a representative…
I was able to talk to a representative and setup live meetings. It made me feel comfortable to take the next step and get a bitcoin backed loan. The platform is easy to use and you can understand where the status of your loan and actions one needs to take to keep loan in healthy stage. As a bitcoin holder, it's hard to trust any institution with your bitcoin. Salt has a longer track record than other institutions.
Reply from SALT Lending2026-06-22
Thank you for the kind words! We're glad our team helped you feel confident, and that SALT earned your trust. Don't hesitate to reach out if you need anything.
Easy Process
It was a very easy process and the funds were delivered quickly.
Reply from SALT Lending2026-06-16
Hi, Jason. Thanks for the feedback! A fast, easy experience is always the goal. We're glad it delivered and appreciate you taking the time to share.
Real People > A.I.
Real SALT Lending customer service was always prompt, helpful, and professional whenever I had actual interactions with them. The only reason I didn’t give 5 stars was because 1) I didn’t find their app. as easy and intuitive to use as one would expect. 2) when experiencing trouble using their app. I was unable to call a customer service number and just simply speak to a real person, but had to use AI chat or email which is time consuming and frustrating when attempting to take out a large loan or simply get set-up to do so.
Reply from SALT Lending2026-04-09
Hi, Elizabeth. Thank you for the kind words about our team — we genuinely appreciate it! Your feedback on app usability and the ability to speak with someone directly are points we take seriously. We're actively working to improve both the user experience and our support accessibility. We hope to earn that 5th star next time!