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Money & Insurance

Self Financial, Inc.

103 reviews

3.9103 reviews
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About Self Financial, Inc.

Data updated
Website
self.inc
Category
Money & Insurance
Location
United States · Austin
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
0% (0/23)
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Is Self Financial, Inc. legit?

Self Financial, Inc. (self.inc) has a 3.9 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 72% of reviews are 4 stars or higher and 18% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

N
NIRMA · 1 review · Experienced 2026-07-03 ·

Is so fast to built credit

Is so fast to built credit, help you a lot, for me is excelent.

T
Taj · 1 review · Experienced 2026-07-03 ·

Consistency

G
Gregory M Seavey · 3 reviews · Experienced 2026-06-29 ·

I have had a great experience with this…

I have had a great experience with this company for a credit card company it has been great to try to get my credit up get more credit on a credit card of theirs bye making deposits and on Time payments

K
Krista Alford · 3 reviews · Experienced 2026-06-30 ·

I have been paying on time and my score…

I have been paying on time and my score hasn't moved really would like to cancel as it hasn't help me at all

S
Shaneka Jones · 3 reviews · Experienced 2026-06-26 ·

This is a simple process to help me…

This is a simple process to help me build my credit. Whats not to like

J
Jackeline Mercado · 1 review · Experienced 2026-06-29 ·

Thanks for always helping me

Y
Yvette Lynae · 1 review · Experienced 2026-06-28 ·

Wonderful rebuilding strategy

G
Gigi · 2 reviews · Experienced 2026-06-28 ·

Love them it really helps if u are…

Love them it really helps if u are building your credit

S
Sarah Ocic · 1 review · Experienced 2026-06-28 ·

The services not really helping me…

The services not really helping me build my credit i just see endless senseless fees

V
Victor Aguilar · 2 reviews · Experienced 2026-06-27 ·

Payments lagg

Payments lagg. High APR. 2 step verification process to log into account is a hassle and if you pay your credit builder account even 1 day early you lose all your gained interest for your cd and they charge you a pre payment penalty. Company is very strict and expensive to build credit. Play by self's rules very diligently to come out on top.

c
customer · 6 reviews · Experienced 2026-06-27 ·

I’m so glad

I’m so glad that I decided to go ahead and get the Self card because it not only has it helped my credit score. It is helping me budget a little bit better. Paying more than a minimum payment when is due

R
Raul Morfin · 1 review · Experienced 2026-06-27 ·

Everything is perfect.....

M
METILET · 3 reviews · Experienced 2026-06-27 ·

So far so good

M
Mile Pool · 1 review · Experienced 2026-06-25 ·

Great app for helping you improve…

Great app for helping you improve credit, my only wish is that I could remove notifications for the self card in the app until I'm ready to apply.

A
Alisha Marie · 1 review · Experienced 2026-06-25 ·

My credit score drastically dropped…

My credit score drastically dropped when I paid off my self lender loan. My credit was already above average when I started, but I wanted to bump it to excellent. I practiced all good credit behavior and my score did rise. It was “excellent” for about 9 months. Once I paid my lender account off, it dropped 60 points! Now I’m lower than when I started! And I have no idea how to fix this! I never missed a payment and all of my other accounts are in great standing with no missed payments and low credit usage. I am so sad about this. I will never recommend this terrible service to anyone.

V
Vane · 2 reviews · Experienced 2026-06-25 ·

A very big help love it!

S
Shameka Evans · 2 reviews · Experienced 2026-06-24 ·

Payments are fast and easy

Payments are fast and easy. The service is great and the app is very reliable.

k
kameron hughes · 1 review · Experienced 2026-06-24 ·

I just love the way self keep you…

I just love the way self keep you updated with everything no pressure what so ever just a great experience overall glad to be apart of the self family thanks.

R
Richard Snyder · 1 review · Experienced 2026-06-23 ·

Always a great app to help me get a…

Always a great app to help me get a better credit score

T
Tamra A · 1 review · Experienced 2026-06-23 ·

Self did not help me increase my credit…

Self did not help me increase my credit score how they claimed. As well as the pay out I nice paid off has taken 2 1/2 weeks for them to process which I’ve called to see if I can use the expedited payout option they stated I had but they declined the expedited payout. Still waiting on my payout. I would not suggest to use self for establishing credit.