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Money & Insurance

Self Financial, Inc.

103 reviews

3.9103 reviews
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About Self Financial, Inc.

Data updated
Website
self.inc
Category
Money & Insurance
Location
United States · Austin
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
0% (0/23)
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Is Self Financial, Inc. legit?

Self Financial, Inc. (self.inc) has a 3.9 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 72% of reviews are 4 stars or higher and 18% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

D
Dustin Fannon · 2 reviews · Experienced 2026-02-01 ·

The service has been amazing

A
Angela Rodriguez · 2 reviews · Experienced 2026-06-19 ·

Helps with building credit and learning…

Helps with building credit and learning how the credit system works and to learn healthy habits to grow

L
Lesa Christensen · 1 review · Experienced 2026-06-19 ·

A step on the right direction

So I am happy that I was able to use your app and my credit score has gone up a little what would I am disappointed in Is that I wish that somebody would have explained to me when I was done with my two year thing that to I wish I would have known to keep it open.But you guys didn't explain that to me.So I closed it thinking that was what I needed to do.But apparently that was wrong

A
Ashley Rutland Butler · 1 review · Experienced 2025-06-18 ·

Wonderful app that has built my credit…

Wonderful app that has built my credit score to 720 when it was a 500, in less than 6 months.

K
Kris Cusick · 1 review · Experienced 2026-06-10 ·

Everything

Everything, love you guys

D
DeEarvin Chalmers sr · 2 reviews · Experienced 2026-06-15 ·

The flexibility of accounts and credit…

The flexibility of accounts and credit building.

K
K Young · 1 review · Experienced 2026-06-16 ·

Great works slots

J
Jeremy Birch · 1 review · Experienced 2026-05-19 ·

A magic trick to get your money

I been with Self for about a year and a half and at first I thought and it looked like it was doin good. I paid the $500 to get a self debit card with my $500 on it that acted like a credit card. Then I missed a payment and they locked my card that still has over $200 of my money on it. They wouldn't give it back to me and wanted me to pay back what was mine to begin with. They called it a security deposit and then they threaten to report it and hurt my credit over one missed payment when they just could close my account and send me my money and call it a day. There are better ways to improve your credit without giving your money away. Ridiculous.

V
Vicki H · 2 reviews · Experienced 2026-06-01 ·

Smooth

Good, actionable communication/information. Easy to deal with. Smooth apication process.

M
Marberry · 1 review · Experienced 2026-04-02 ·

Getting my credit score up

V
Vickie Bradley · 1 review · Experienced 2026-06-14 ·

I think this is a great opportunity to…

I think this is a great opportunity to raise your credit score. I was a victim of identity theft and my credit score dropped tremendously. So with self and making on time payments, my score is going up!

E
Erik Cole · 2 reviews · Experienced 2026-01-13 ·

Credit destroyer

Do not use, they claim I was 30 days late on there credit builder credit card 5 years ago. Since then I have built amazing credit . No thanks to them . They seen that my payment got lost in the mail and they still would not wiggle at all . It’s now the only thing that hurts my credit . Use any other company they are more forgiving

H
Herbert A Baker · 1 review · Experienced 2026-06-11 ·

Great experience!!

E
Ed Red · 1 review · Experienced 2025-06-25 ·

Great way to fix your credit

Great way to fix your credit, set a goal and start to pay and when your done you get your money back .

E
Elvis Luker · 2 reviews · Experienced 2026-06-09 ·

Such an awesome program to build credit…

Such an awesome program to build credit and sustain knowledge of how credit works. To build a promising future i wouldnt trust anyone else.

C
Crandall Creek Kennel Casey No · 1 review · Experienced 2026-06-07 ·

Great service.

D
Darron Weidman · 2 reviews · Experienced 2026-06-02 ·

There understanding they remind you…

There understanding they remind you before payments are due there helpfgul

n
nikka n savo · 1 review · Experienced 2026-06-05 ·

Great for building credit fast!!

P
Patricia Boland · 3 reviews · Experienced 2026-06-04 ·

I have a charge pending on my account…

I have a charge pending on my account for 191.00 to Ameren UE that shouldn't be. I called Ameren this morning and the only payment they have for this month is the $191.00 that was processed on 6-3-26. They show no other charge pending. I have talked to two different self employees today Joe and jay . Jay keeps telling me it's on Amerens end they would have to refund my money to the account. I kept trying to tell him the mistake is on your end not Amerens. There is also another Walmart charge that is pending that should not be there

J
Jason Bryan · 2 reviews · Experienced 2026-06-01 ·

My experience is great but I’m having…

My experience is great but I’m having trouble with my credit card payment once I post payment it remains on pending longer now for some reason I don’t know