Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans. We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf. Contact us today to learn more about how we can assist you in reaching your financial goals! Apply Today! Contact Us
Written by the business, not verified by us.Smart Money Capital (smartmoneycapital.com) has a 4.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 34 of them were added in the last 12 months. Last updated 2026-08-30.
Very easy to understand how they take care of your debt.
Thank you for your feedback! We’re glad everything was easy to understand and that our approach to managing debt was clear. —The Smart Money Capital Team
They were very helpful and Kevin made the whole process really smooth
Thank you for your feedback! We’re glad to hear Kevin made the process smooth and that our team was helpful throughout. —The Smart Money Capital Team
I was very pleased by how the whole process. Excellent customer service. I’m very grateful.
Thank you for your kind words! We’re glad you were pleased with the process and received excellent customer service. We truly appreciate your gratitude. —The Smart Money Capital Team
Thank you for your feedback! We’re glad you were pleased with the offer and our follow-through. —The Smart Money Capital Team
Pleased in my communications with Valerie
Thank you for your feedback! We’re glad to hear you were pleased with your communication with Valerie. —The Smart Money Capital Team
Jean explained everything clearly and worked with me on the best program
Thank you for your feedback! We’re glad to hear Jean explained everything clearly and helped you find the program that works best for you. —The Smart Money Capital Team
She is helping me,best of her knowledge. I am going through this process with her and she will give me the best answer.
Thank you for your feedback! We’re glad to hear our agent is guiding you through the process with care and knowledge. We’re here to support you every step of the way. —The Smart Money Capital Team
The registration and set up was great hopefully it all works out well for getting out of debt
Thank you for your feedback! We’re glad the registration and setup went smoothly. We’re here to support you every step of the way and look forward to helping you move toward a debt-free future. —The Smart Money Capital Team
Genuine listing to the needs and looking for solutions.
Thank you for your feedback! We’re glad to hear our team listened to your needs and helped you find the right solutions. —The Smart Money Capital Team
Transparency and no sugar coating. The agent didn’t make me feel offended or embarrassed, but made me comfortable. He sounded very genuine, helpful and laid out facts. I definitely recommend.
Thank you for sharing your experience! We’re glad to hear our agent provided clear, honest guidance while making you feel comfortable and supported. We truly appreciate your recommendation. —The Smart Money Capital Team
You’re very welcome! We’re glad to be able to assist you and resolve your credit card issue. —The Smart Money Capital Team
Was just a con for me to do a debt consolidation program for a little fea of 8000
We’re sorry to hear about your experience and appreciate you sharing your concerns. Smart Money Capital does not charge fees directly; rather, we connect clients with trusted debt relief partners who explain all program details upfront. Transparency is very important to us, and we’d be happy to review your situation to clear up any confusion. Please contact our team directly so we can assist you further. —The Smart Money Capital Team
I was currently with another debt relief program that was going nowhere while the creditors were beginning to show their impatience. One phone call to Smart Money Capital got me connected with a debt relief company that is the top in the nation. Within an hour, everything was up and running! Thank you Smart Money Capital!
Thank you for sharing your experience! We’re so happy to hear that one call with Smart Money Capital helped connect you with the right debt relief program and got things moving quickly. Our goal is always to provide fast, effective solutions and peace of mind for our clients. We truly appreciate your trust in us! —The Smart Money Capital Team
Very friendly and informative in my concern. Thank you
Thank you for your kind words! We’re glad to hear our team was friendly and informative in addressing your concerns. Providing clear guidance and great service is always our goal. —The Smart Money Capital Team
I was referred to you, only to realize that you do not lend in NY. This company should have known that.
Thank you for your feedback. We apologize for any inconvenience or confusion regarding state availability. We appreciate you bringing this to our attention and will make sure our team provides clearer information moving forward. —The Smart Money Capital Team
They made me feel at ease with a very smooth process. They were very transparent about the entire process. A very trustworthy company. If you are looking for a solution look no further!!
Thank you so much for your thoughtful review! We’re thrilled to hear that our team made you feel at ease and that the process was smooth and transparent. Building trust and providing clear solutions are at the heart of what we do. We truly appreciate your confidence in Smart Money Capital! —The Smart Money Capital Team
Ignat was very helpful and helped us figure out what plan was best for us. We are on the right path!
Thank you for your kind words! We’re happy to hear that Ignat was able to help you find the plan that best fits your needs. It’s great to know you feel confident and on the right path toward your financial goals. —The Smart Money Capital Team
Staff was able to walk me through the process with ease. I understood and when I have questions they were able to explain it to me. I'm excited to start the debt relief process.
Thank you for sharing your experience! We’re so glad our team made the process easy to understand and answered all your questions along the way. We’re excited to see you begin your debt relief journey and proud to be part of it. —The Smart Money Capital Team
Agent Alex was good in guiding,explanation and lecturing.He helped me to understand everything and also friendly too
Thank you for sharing your experience! We’re happy to hear that Alex took the time to guide you thoroughly and make everything easy to understand. It’s great to know he made the process both informative and friendly. We’ll be sure to pass along your kind words to him! —The Smart Money Capital Team
AGENT KEVIN WAS VERY PROFESSIONAL & EXTREMELY HELPFUL TO GET RID OF OUR DEBT!!!
Thank you so much for your amazing feedback! We’re thrilled to hear that Kevin provided such professional and helpful service in helping you tackle your debt. We’re proud of the work our team does to guide clients toward financial freedom. —The Smart Money Capital Team
100 reviews matching
Forward Funding
Direct Cash, LLC
LoanBud
The Quick Credit team
Superior Funding
MACH FUNDING
Fundwell
Echo Credit