SoLo Funds (solofunds.com) has a 4.6 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 88% of negative reviews. Last updated 2026-08-10.
What people say
E
Edward Stuart · 2 reviews · Verified · Experienced 2026-07-27 ·
★★★★★
SoLo was there when I needed help with…
SoLo was there when I needed help with funds. Definitely 5-star app.
Reply from SoLo Funds2026-07-28
Dear Edward,
Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.
Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.
Thank You,
SoLo Community Expert
Easy and friendly platform. People that is willing to help.
Reply from SoLo Funds2026-07-27
Dear Boa,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Hello,
We'd love to see you again! We believe that staying connected is key to building a strong community.
Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.
Thank You,
SoLo Community Expert
Account
With higher rating got deleted. New accounts do rate me above 52 so very hard to use app formats
Purpose
Reply from SoLo Funds2026-08-05
Dear Fernando,
Thank you for reaching out.
Our records show that you created your account on May 27, 2027. You had five cancelled loans, two expired loans and one successfully funded loan on June 5, 2026. Although the loan became delinquent, it was subsequently repaid.
Your SoLo score was 51 which is a reflection of your activity on the platform. The SoLo score is based on your linked bank account history and repayment behavior.
There is no evidence of inaccurate calculation of your SoLo score. We note that this account has been deleted.
Thank You,
SoLo Community Expert
Dear Ronald,
We're happy to hear the process was quick and effortless for you. Thanks for choosing SoLo, and we appreciate you being part of our community.
Thank You,
SoLo Community Expert
Solo is the best most reliable lending app on time and secure
Reply from SoLo Funds2026-07-27
Dear Margarita,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Hello,
Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.
Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.
Thank You,
SoLo Community Expert
This is a cool app. Get funds when you need them right away.
Reply from SoLo Funds2026-07-27
Dear Khalisha,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
S
Sandi Nun Ya · 5 reviews · Verified · Experienced 2026-07-23 ·
★★★★★
Helping hands
I really like this app even though I was a bit skeptical at first. It is a community of people who help each out. I am grateful to have found this app.
Reply from SoLo Funds2026-07-27
Dear Sandi,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Hello,
We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.
Thank You,
SoLo Community Expert
B
Beth Hale · 3 reviews · Experienced 2026-07-17 ·
★★★★★
Great place to borrow small amounts
Great place to borrow small amounts. I was leary at first but my experiences have been great! Easy steps to borrow and pay back.
Reply from SoLo Funds2026-07-24
Dear Beth,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Dear Joe,
We understand our model does not follow traditional lending models as we wanted something different, something more human. So we are happy to provide some additional information regarding the loan funding process.
Here are a couple points to keep in mind:
1. Funding a loan request is up to the discretion of individual lending members. Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation.
2. You can increase your trust on the platform by paying your loans back early or on time. This will increase your SoLo Score, and will also be visible to lending members in your loan history. The higher your score, the more trust future lenders will have in you.
We hope this information is helpful. Please let us know if you have any additional questions.
Thank you,
SoLo Community Expert
You were there when I needed you and it was greatly appreciated
Reply from SoLo Funds2026-07-23
Hello,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Dear Lakeisha,
Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.
Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.
Thank You,
SoLo Community Expert
Wonder to deal w! I got funded after just a few days.. no hidden anything.. right up front w how this works!!
Reply from SoLo Funds2026-07-24
Dear Rosemary,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Hello,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
Dear John,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
Dear Karen,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Hello,
We're so glad to hear your experience was fast and easy. We appreciate your support and are happy we could be there when you needed us.
Thanks for being part of the SoLo community!
Thank You,
SoLo Community Expert
R
Randy · 14 reviews · Verified · Experienced 2026-04-08 ·
★★★★★
What a great app for lending and…
What a great app for lending and borrowing, 10 stars indeed
Reply from SoLo Funds2026-07-23
Dear Randy,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert