Founded in 2015, Torro Funding is a Fintech direct funder that provides working capital to U.S.-based startups, small, and medium-sized businesses. Unfortunately, many entrepreneurs have been denied traditional funding by their banks. Many merchants turn to Torro because we think differently from banks. We consider several historical factors, and our decision is not solely based on credit. In as little as 24 hours, your existing business could receive up to $500,000 in funding to cover various expenses such as meeting payroll, purchasing inventory, consolidating outstanding debts, and expanding. Could your business benefit from some extra money in the bank? If so, fill out our quick and easy application at www.torro.com or call 1-866-858-2404. You’ll typically receive a pre-approval in under 24 hours.
Written by the business, not verified by us.Torro Funding (torro.com) has a 4.4 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 77% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff for guiding them through the funding process with exceptional clarity, patience, and dedication. People note that representatives are exceptionally responsive and knowledgeable, ensuring smooth transactions and remarkably quick financial results. However, some people mentioned encountering unhelpful communication and rude behavior from staff members during their funding interactions. A few reviewers also felt that responses were severely delayed, leaving them frustrated by a lack of clear answers and transparency. Consumers sometimes experienced unexpected difficulties with customer service agents who hung up or failed to maintain professional standards.
Auto-generated from all reviews of this business. For reference only.I Appreciate The Honesty And The Caring because he Makes sure your took care of Like a Family Member you can depend on Thanks Richard for everything
Thanks for stopping by, Artavius. Happy to hear Richard helped you out. You are now part of the Torro family. We will always be here for any future funding needs that arise
Charlie Purlver did an amazing job for our business. We truly value He's emphaty and professionalism.
We appreciate the feedback, Salome! Charlie is amazing. Save his number should you ever need additional capital in the future!
Hi Coryangel, We're not sure what you mean by this, we have no record of you in our systems. Please reach out to us at 1-866-858-2404
Working with Devon Ogden and team was a great experience. Excellent communication and attentiveness. Funding process was smooth and efficient because of the team guiding us the whole way. Definitely recommend.
Thank you for sharing your experience with Devon and Torro, Fee! We strive to make our process hassle free! keep us in mind when you need your next round of funding
Devon Ogden and Josh Stapley were amazing to work with. I got the funding for my business in about 24 hours from the first time I got connected with Josh and less than a week from the first time I talked with Devon. I learned a lot about business debt from both of them and they walked me through the process and explained how business debt works versus personal debt. I am indebted to them (pun intended)
Thanks Katie! Devon and Josh are the Hall and Oates of the funding world! Our goal at Torro is to not only help our clients secure the funding they need, but educate them along the way. Keep our number handy incase future capital needs arise!
I would like to recognize Derek Phillips and the entire team at Torro Funding for the excellent job they recently did securing Business Funding for one of my clients. Speed to Funding was critical for my client to be able to complete certain tasks as he launched his company at the start of 2026 and Derek and the entire team worked diligently and quickly to make it happen.
Chris, thanks so much for shouting Derek out! Speed and accuracy are what we strive for here at Torro.
Thank you adam for all the help and professionalism, helping me get my loan and help my company grow Don Jabon LLC
And thank you Daniel for sharing your experience. Adam and Torro are always just a phone call away should your business ever need any additional funding.
Charlie Pulver has helped me and my company tremendously. He was always so quick and helpful to make sure I got what i needed and the best options. I highly recommend Torro Funding.
Hey Rachel! Glad to hear Charlie and Torro were able to get you all squared away. Keep Charlie's number on hand in case you ever have and funding needs in the future.
A shout-out to Torro Funding and its staff, especially to Derek Phillips, who was truly professional in handling my case and needs. The process was fast and executed professionally. Also, Mr. Josh and other members who were involved would like to say thank you so much for all your efforts, well done.!
Wel love seeing success stories like yours, Edgar! thanks for letting us know what a bang up job Derek, Josh, and the rest of the behind the scenes Torro family is doing. We will always be here for you!
So far so good. Just waiting to see if I’m approved with my bad credit.
BE CAUTIOUS!!! They are extremely aggressive, and intimidating in the way they communicate. Instead of acting professionally, they harass people for money, pressure you constantly, and try to shame customers into paying by leaving negative reviews and talking badly on social media. That alone says everything about how they operate. Their behavior is completely unprofessional and unethical. Rather than working with you or communicating respectfully, they resort to bullying and spreading negativity on social media if you don’t immediately comply with their demands. Especially Taylor, she is extremely awful—very unprofessional, dismissive, and clearly unprepared to handle her role properly. The lack of basic professionalism and respect was shocking. I strongly recommend being extremely cautious. Honestly, don’t even consider doing business with this company unless you’re ready to deal with harassment and hostility instead of professionalism.
Francesca, We take all concerns seriously and would like to clarify that we have no record of a customer interaction matching the details you've provided. At Torro, we pride ourselves on providing professional and respectful service to all customers. We do not condone any form of harassment or bullying. Additionally, we do not engage in leaving negative reviews or posting on social media to shame customers. We are committed to resolving issues in a professional manner and would welcome the opportunity to discuss any misunderstanding further to clear up any confusion. Please feel free to contact us directly so we can address your concerns, as we do not have record of any interaction.
Josh Stapley and Zach Hale were awesome and super helpful. They made a stressful situation painless.
Hi Kelly! Thanks for sharing your experience with Torro, specifically Zach and Josh. They are a dream team thats for sure. Keep Torro in mind if you ever need any additional capital in the future!
I received three emails from different sales people and I responded to all three, and no response after that. Update: I did receive an email from a Torro rep. Working on possible funding.
Hi Stephanie. Thanks for writing in. After locating your file, it looks like the documents needed to get moving with underwriting were sent in yesterday morning. Typically, we ask clients to wait up to 24 hours as sometimes submission volume can fluctuate. It looks like Gauge has been assigned to your file and will be reaching out to you today. Thanks
It’s always a pleasure dealing with Adam he takes care of me every time
Thanks for stopping by, Omar. We are happy to hear Adam is taking care of you. Torro will always be here for your business funding needs
Adam from Torro is an outstanding help! He is very clear and very helpful with his services! Please know if it wasn’t for Adam I wouldn’t be in business with you guys! Thank you Adam for all your help and continue to be who are you which is truly amazing!
Thanks for the review, Karen. We are happy to hear that Adam is taking good care of your business. Keep his number saved in case you ever need capital in the future! Torro Funding is always here for you!
I have been dealing with Torro Funding for quite some time now. They have always looked out for my financial interest and have gotten me the best possible deal. Joshua Morales has been my guy from the beginning, guiding me through each & every step. With his help & guidance I was able to secure an amazing deal to close out 2025. Josh is the best!!!
Thanks for the review, Syed. Happy to hear josh has been treating you right all these years. As you know, Torro is always there if you are ever in a capital crunch!
Adam was great to work with. He very responsive to messages and emails, answered all questions quickly and efficiently and did not waste any time getting our company the funding that we needed. We will work with Adam in the future. Thanks
Thank you for stopping by and sharing your experience with Adam and Torro Funding. Torro always has your back and Adam is just a phone call, text, or email away!
Was an easy process. Was respectful and understood my goals
Short and sweet, Samuel. Just like our funding process. Thanks for sharing with us. Torro is always here if you have capital needs in the future!
Horrible company , false advertisements , hard to get a hold of them And super rude custmer service that will hang up on your face . Wont recommend at all !!
Marcus Sanchez and the whole team were great. Explained everything and made it all understandable
Thanks for letting us know what a bang-up job Marcus is doing! We work hard to make the funding process as smooth as possible.
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