Founded in 2015, Torro Funding is a Fintech direct funder that provides working capital to U.S.-based startups, small, and medium-sized businesses. Unfortunately, many entrepreneurs have been denied traditional funding by their banks. Many merchants turn to Torro because we think differently from banks. We consider several historical factors, and our decision is not solely based on credit. In as little as 24 hours, your existing business could receive up to $500,000 in funding to cover various expenses such as meeting payroll, purchasing inventory, consolidating outstanding debts, and expanding. Could your business benefit from some extra money in the bank? If so, fill out our quick and easy application at www.torro.com or call 1-866-858-2404. You’ll typically receive a pre-approval in under 24 hours.
Written by the business, not verified by us.Torro Funding (torro.com) has a 4.4 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 77% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff for guiding them through the funding process with exceptional clarity, patience, and dedication. People note that representatives are exceptionally responsive and knowledgeable, ensuring smooth transactions and remarkably quick financial results. However, some people mentioned encountering unhelpful communication and rude behavior from staff members during their funding interactions. A few reviewers also felt that responses were severely delayed, leaving them frustrated by a lack of clear answers and transparency. Consumers sometimes experienced unexpected difficulties with customer service agents who hung up or failed to maintain professional standards.
Auto-generated from all reviews of this business. For reference only.I needed some money to bridge the gap between my receivables coming in. Joshua and Brandon were able to help me out with a quick and painless transaction. I highly recommend them to anyone needing funds for their business.
Quick and easy process, Devon Ogden answered all my questions and ensured I got fast funding at reasonable rates.
They were efficient, professional, and quick.
I had an excellent experience working with Adam at Torro for my small business funding. From start to finish, the process was seamless, professional, and incredibly efficient. Adam kept everything moving, communicated clearly throughout, and secured my funding in a timely manner before the end of the week. His professionalism, responsiveness, and dedication to providing outstanding service truly exceeded my expectations. I sincerely appreciate all of his hard work and highly recommend Adam and Torro to any small business owner seeking a smooth and reliable funding experience. Thank you again, Adam!
Gauge Lawrence is the best! Amazing customer service and he made the funding process easy. The funding was exactly what he said it would be.
Devon did a great job understanding what we needed to get in good standing so we can get better loan products for our business. We are continuing to work with him for the next three months but so far everything has been as discussed!
Torro funding did everything they said they would do, could have used more bank approvals but happy with what they got me. Thank you Zach Ward for the professionalism and prompt funding in a timely manner 👍👍
My Experience was Great because I had a Very Helpful Agent, Rick Mele, from your Company. He was able to Assist me with the Uploading of Documents and any Questions that I didn't understand. The Processing of the Loan was Quick and Easy. I would use this Company again.
⭐⭐⭐⭐⭐ Outstanding Service! Gauge Lawrence exceeded all of my expectations. His extensive knowledge, professionalism, and attention to detail gave me complete confidence throughout the entire process. Every question I asked was answered quickly, clearly, and thoroughly. What impressed me most was his patience, courtesy, and genuine willingness to help. He consistently demonstrated exceptional work ethic, honesty, and professionalism, making the entire experience smooth and stress-free. I truly appreciate his dedication and highly recommend Gauge Lawrence to anyone looking for someone they can trust. Thank you for providing such outstanding service! I truly appreciate your outstanding service.
This company helped me take the first steps toward financing my pre-revenue business. They guided me through the process to secure the amount of credit I was hoping for (something I don't believe I would have been able to do on my own) This helped me get my business off the ground. Jeff was my go to point of contact, and he was always quick to respond, knowledgeable, and helpful throughout the entire process. I would definitely recommend Torro to anyone who needs to access to 0% APR credit card offers for over a year with manageable minimum monthly payments to help get started.
Adam was professional, polite and helpful. I highly recommend Adam for his tireless effort in helping me close the deal.
Adam, is very professional, I will recommened working with him! Thanks Adam
Was a very good experience with Rick ! Everything went well and he explained it all in detail! Would highly recommend
Devon Ogden and the team at Torro Funding was very professional, helpful and pleasant to deal with.
Great overall experience working with Devin Ogden and Marcus Sanchez on a funding need. Everything went smooth and quick throughout the successful process!
The Torro representative was extremely knowledgeable and answered all my questions in a timely manner. I would recommend them to anyone
Adam was very helpful in securing my lone,he also had very good attitude and professionalism.answered all mt questions. Thank you Adam for helping me we.
Working with Zach Ward and other members of his team was excellent. There where some things that came up that prevented us from being able to continue with the services, but they where able to take care of us anyway. Will definitely be a future client. Thank you Zach and the rest of the Torro team who helped.
Devin did an excellent job to this point and was very helpful. We have a couple more steps to complete the overall goals but I’m very happy with the service he has provided.
Talked to a few different companies and settled on working with Torro, and Derek Phillips and Dani. They helped immensely and communicated thoroughly the entire time. Very satisfied with the process and funding. I would definitely recommend them to my family and friends. Thanks, Derek and Dani!!
Thank you for choosing to work with Torro after exploring your options, and for trusting Derek and Dani throughout the process! We’re glad their clear communication and support made your experience a smooth and satisfying one, and we truly appreciate your recommendation to family and friends!
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