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Business Services

Upgrade

212 reviews

4.7212 reviews
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About Upgrade

Data updated
Website
upgrade.com
Category
Business Services
Location
United States · San Francisco
Status
Unclaimed
Last 12 months
212 reviews
Replies to negative
0% (0/12)
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Is Upgrade legit?

Upgrade (upgrade.com) has a 4.7 out of 5 rating on OK.one, based on 212 user reviews collected here. It is listed under Business Services and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

G
Gustavo Jimenez · 2 reviews · Verified · Experienced 2026-07-28 ·

Great experience with Upgrade

Great experience with Upgrade. Great service and customer service.

D
Daniel Alfano · 4 reviews · Verified · Experienced 2026-07-27 ·

Great for plane tickets

T
T Davis · 1 review · Verified · Experienced 2026-07-22 ·

Cruise Dream…

It help us get the cruise of a life time worry free

m
michael · 3 reviews · Verified · Experienced 2026-07-15 ·

Spectacular

We have used upgrade multiple times in the past couple of years. We are very happy. You have helped us in many tight spots! Thank you... Ive been looking at the possibilities of requesting a loan from Upgrade. To help consolidate some debt.

J
Jack Hall · 1 review · Verified · Experienced 2026-07-26 ·

Truly Appreciate Upgrade!

You guys gave me a chance to get my life back on track. Now I’m actually saving money instead of owing 9 different company, I just owe upgrade and I get an extremely fair rate. Couldn’t be happier. I’m actually saving now, compared to just getting by.

D
Daniel Flynn · 3 reviews · Verified · Experienced 2026-07-30 ·

Awesome process and great service was…

Awesome process and great service was quick and easy uploaded documents and within the same day approved and paid.

A
Andrew Zabala · 1 review · Verified · Experienced 2026-08-03 ·

They never bother you

They never bother you. Everything went nice and easy

J
JAMES SMITH · 1 review · Verified · Experienced 2026-07-26 ·

Quick service

C
Colleen Hodge · 1 review · Verified · Experienced 2026-05-15 ·

The application was easy to fill out…

The application was easy to fill out and the approval was done quickly.

T
T White · 1 review · Verified · Experienced 2026-08-03 ·

Flexibility

I appreciate the flexibility to pay for airline tickets

K
Kristyn Dawson · 2 reviews · Verified · Experienced 2026-07-27 ·

It was super quick and easy to setup…

It was super quick and easy to setup card payoffs. Everything cleared as was complete in less than 3 days, even card payoffs.

S
Sherri Neil · 4 reviews · Verified · Experienced 2026-07-20 ·

Easy to apply

The process was simple and easy. The response was quick. Good way to afford travel and build one's credit reference You are able to travel even before having completed payments. You can also pay off early without penalty and save on interest.

E
Emma Williams-Holmes · 2 reviews · Verified · Experienced 2026-08-03 ·

Convenience

Very helpful to use and understanding on how easy to make accommodating payments.

M
Moises PARRA · 1 review · Verified · Experienced 2026-07-27 ·

fast and easy to approve

A
ANJAN BHATTACHARYYA · 3 reviews · Verified · Experienced 2026-08-03 ·

Very quick and painless transaction

Very quick and painless transaction, with good terms

V
Virginia · 2 reviews · Verified · Experienced 2026-08-03 ·

It’s great it’s quick and it’s easy and…

It’s great it’s quick and it’s easy and I use this all the time. I love this app.

E
Eugene Torres IV · 1 review · Verified · Experienced 2026-07-29 ·

Upgrade made banking with them very easy. 5 Stars

Upgrade has been an excellent banking experience from start to finish. The Flex Pay feature is one of the best benefits because it gives me the flexibility to manage larger purchases with predictable payments and no unnecessary stress. Everything is easy to use, the app is simple to navigate, and the process is fast and straightforward. I also appreciate the transparency, helpful customer service, and the financial tools that make managing my money easier. I highly recommend Upgrade to anyone looking for a modern bank with an outstanding Flex Pay option.