Review
It was simple to apply and get approval. However, It took longer than expected to receive funds and it was less than applied for. My first payment is due to close to receiving funds. I keep having issues logging into app.
About WithU Loans
Data updated- Website
- withuloans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 169 reviews
- Replies to negative
- 9% (3/35)
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About this business
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud? ABOUT US CONTACT US APPLY FOR A LOAN WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Written by the business, not verified by us.Is WithU Loans legit?
WithU Loans (withuloans.com) has a 4.1 out of 5 rating on OK.one, based on 169 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 75% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 9% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers had a great experience with this company. Customers frequently appreciate how fast and simple the online application process is, often receiving needed funds in their bank accounts within a single day to easily handle unexpected financial emergencies. People also mention that the customer service representatives are extremely kind, helpful, and always ready to assist whenever questions arise. However, some customers also noted that the repayment terms and overall interest rates are extremely high and burdensome. A few other people experienced frustrating communication barriers or unexpected delays when trying to reach support agents for help.
Auto-generated from all reviews of this business. For reference only.What people say
It was so easy and fast
It was so easy and fast. The money was deposited within an hour of approval.
You are very helpful,you are helping…
You are very helpful,you are helping people in need of financial help thank you so much
Easy to apply online and receive the…
Easy to apply online and receive the funds by the next morning
Don't mess with ULoans money
Well I still owe them money, but they are really good at getting their money.. nothing else matters in you miserable life other than paying up, I don't care if your starving your baby is starving, grandpa needs to get blood pressure medicine, doesn't matter, all that matters is you pay and you are on time ....!
Quick and easy but…
Quick and easy but the interest rate is through the roof. Use in a pinch but always payoff ASAP
A great place to get a fast loan when…
A great place to get a fast loan when you need it, I paid it off as soon as my paycheck deposited to my account, it was there when I needed a little help before pay day. Thanks
The amount of interest is appalling
The amount of interest is appalling, worse than the pay day loans were in the past. People like myself are in tight, tough position and out of options. It would be nice to see a company actually help someone with a decent repayment amount.
simple and smooth application and funding process
what the made the experience great was that it was a smooth process. the representitive was super nice and that helped my day continue on the right path, which to me is priceless. i didnt experience any issues with anything throughout the process and the funds were available quickly. it was a huge relief to have gotten help from WithU and it came just at the right time. i can not thank you guys enough. thank you so much
Well running my terrible credit and…
Well running my terrible credit and approving me a for a loan then just not funding it would be a reason
The company is great
The company is great! The people who you have to speak too are the issue. It's very difficult to understand them with the accent and more often than once the conversation is interrupted by static.
It was great
It was great. I got the money very quickly and they approved my loan request and gave me a chance when others places wooden. I truly give them a five star I recommend with u loan
I got money right away
Easy to work with
Easy to work with, and fast. Payments to you and on your loan go through quick, which when things are tight is a help.
You did make my experience great no…
You did make my experience great no worries I will use you again. Thank you.
Straight forward loans terms
Straight forward loans terms, convenient and easy loans terms. Funds received quickly
Super fast approval
Quick and easy
Never got my funds.
I was sent a pre-approval in the mail and was told I was approved for $300 that was supposed to hit my account on 8/4/2026. Never received funds and it’s now 8/5/2026 and still haven’t gotten them
You get charged more in interest than…
You get charged more in interest than what you get as a loan. Do not do it try other options if in need of quick money!