Easy to apply
Easy to apply, website friendly
About Advance Financial
Data updated- Website
- www.af247.com
- Category
- Money & Insurance
- Location
- United States · Nashville
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 91% (30/33)
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Is Advance Financial legit?
Advance Financial (www.af247.com) has a 4.2 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-11.
What people say
Fast help.Just a slight problem…
Fast help.Just a slight problem downloading documents to sign but I got actual help and it was great.
Five stars for sure
Five stars for sure. Instant funds.
This company does a hard credit check
This company does a hard credit check, they are very unclear what your payment will be. I have pretty decent credit 630-650, they wanted 300$ a month for 2 years for 1000$. If you do the math that’s around 7000$ for 1000$. Outrageously high and shouldn’t even be legal. One of the highest rates I’ve ever seen.
Reply from Advance Financial2026-07-20
Hi Silverracerkh 2 . Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
Omg I was approved in seconds!
Omg I was approved in seconds!! No one else would approve me but AF did. I will be back. Thank you!!
I asked for $2300, ONLY $100 ??
I asked for $2300, they only gave me $100. I went to the website, tried to push the button to request cash advance and it says available credit is less than minimum required draw amount as they only gave me $100. So I don’t know how to get that hundred dollars and they say that I have to pay it off by August 7 and I can’t access the money? That’s really unacceptable.
Reply from Advance Financial2026-07-20
Hi Ms. Guthery. It looks like you've gotten your cash, but if not, please contact us at www.af247.com/contact/ so we can connect with you.
She is doing excellent 👍
It was easy
It was easy! My advisor was nice and she helped me get approved quickly
But I thought I would get more than…
But I thought I would get more than $50.00 due to how much I bring home
Thank you Uquilla
Thank you Uquilla, she is very professional and kind. I will be back. Thank you
I hvnt received my money yet,🤔
Reply from Advance Financial2026-07-20
Hi Karla. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
John,at Smyrna did wonderful job
John,at Smyrna did wonderful job. He was polite and very patient with me. This is the best company.
I appreciate the small amount of money…
I appreciate the small amount of money that they gave me however when it cam e time to pay.
She was very friendly and knowledgeable
Ashley my customer service rep was very…
Ashley my customer service rep was very patient and informative.
Very easy to use
I am paying this loan off as quickly as…
I am paying this loan off as quickly as possible. They don't inform you before you get the loan, that the interest rate is 399% interest and they set your payments so high, that you can't afford to pay anything extra, that way you have to ride it out to the end, at least that's what they're hoping for. I will never ever do business with this company ever again and I would never ever refer them to anybody, they are robbing everybody of their money with the highest interest rate I've ever heard of in my entire life. I would go homeless and starve to death before I ever ask this company for money again!!!!!!
Reply from Advance Financial2026-07-16
Hi Rodney. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
Don't do it very high apr
Yeah you get money but its like playing catch up while its running away from you. Interest rate is over 100%. If your paying 700 a month well that's all interest rate you have to pay 1400 to make a impact on the principle. This is a scam
The Nice Lady
The. Lady MS Lynn was very nice and she was very knowledgeable she was the reason that I'll send people to Advance Thank you
After checking all the boxes
After checking all the boxes, nothing happened
Reply from Advance Financial2026-07-14
Hi Jim. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.