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Money & Insurance

Advance Financial

201 reviews

4.2201 reviews
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About Advance Financial

Data updated
Website
www.af247.com
Category
Money & Insurance
Location
United States · Nashville
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
91% (30/33)
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Is Advance Financial legit?

Advance Financial (www.af247.com) has a 4.2 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-11.

What people say

K
Karen · 1 review · Verified · Experienced 2026-06-29 ·

I was grateful

I was grateful that I got the loan was hoping for alittle more but maybe next time

T
Tyrone · 1 review · Verified · Experienced 2026-07-07 ·

Amazingly fantastic

H
Harold · 1 review · Verified · Experienced 2026-07-07 ·

For all that, want to know

I wish she would’ve told me it was gonna take a while to get the money other than that. Everything went nice and smoothly. I needed the money right away and the way that gentleman explained to me. I would get it as soon as I signed and apparently you gotta wait an extra five days it could take up seven days he said, and that’s workday not days in a row so other than that, it’s fine

K
Kimberly · 5 reviews · Experienced 2026-07-07 ·

Nobody explained this to me

Make sure when you can not pay that they explain to you that you must call back and set up a promise to pay or they will take funds and then tell you that there's nothing that can be done about it

Reply from Advance Financial2026-07-08

Hi Kimberly. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

T
Tamara · 2 reviews · Verified · Experienced 2026-07-07 ·

They was very helpful in helping me…

They was very helpful in helping me and walking me thru all the paperwork and being patient

H
Henry · 2 reviews · Experienced 2026-07-05 ·

Awesome pay u soon

C
CHASITY · 1 review · Verified · Experienced 2026-07-06 ·

Was very transparent drove all the way…

Was very transparent drove all the way to Tennessee to be able to borrow 50$

E
Elaine · 1 review · Verified · Experienced 2026-07-06 ·

They were very kind and helpful

A
ANGEL · 1 review · Verified · Experienced 2026-07-05 ·

I was told that I was approved for…

I was told that I was approved for $1,000 and then when I go and look into the account it was only for $50. I called customer service and they said that was for a pre-approval but I went on to their website so I did not sign up for no pre-approval I went directly to the website to sign for a loan. Was told that the money would be in my account waiting for my bank to approve it when you come to find out nothing is in my account. And I also received emails that I was approved for a thousand and it broke down the payments that I will be paying . So happy or pleased with a lie that I was given.

Reply from Advance Financial2026-07-07

Hi Angel. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

C
Catherine Mcreynolds · 2 reviews · Verified · Experienced 2026-07-06 ·

Good service

S
Shaquila · 1 review · Verified · Experienced 2026-07-06 ·

The customer service was great and they…

The customer service was great and they have your payment in the bank the same day.

L
L. Allen · 3 reviews · Experienced 2025-07-05 ·

DON’T DO IIIIIITTTTTT

DON’T SO IT!!!!SEARCH AND MAKE ANY OTHER CHOICE OF LOAN, ASK A FRIEND OR RELATIVE AND PAY THEM A $100 or 2 EXTRA IN RETURN BECAUSE THIS IS A RIPOFF; A PONZI SCHEME LIKE TYPE OF SCAM!!!!!!!!!! If I could’ve given (NONE-0) that’s what they’d get!!!!! The fact that they charge such a high interest rate that only fifteen dollars goes towards the principal is absurd and ought to be illegal!!! For some of us on fixed income with not so great credit may run into an unexpected financial situation and make the mistake of choosing them as a solution are only being setup for a future financial disaster because we’re stuck paying the rest of our lives!!!!! A simple $600-1000 dollar loan shouldn’t take $2424 from our limited, fixed income in a year time and still owe $720!!! I wish I had known this before I made this mistake!!!!!!!!!!!! I’ve been away seven months and thought it was pif by now …. Lord help me, have mercy on my income and smite these thieves!!!!!!!!!!!!! THE ENEMY THAT HAS COME TO KILL, STEAL AND DESTROY ALL OF US THAT HAVE BEEN TAKEN BY THIS EVIL IN DISGUISE!!!!!!

Reply from Advance Financial2026-07-08

Hi L. Allen. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

L
Lord lonnie · 3 reviews · Verified · Experienced 2025-11-25 ·

Providing a much-needed service

Providing a much-needed service, greatly appreciated

M
Manda · 3 reviews · Verified · Experienced 2026-07-03 ·

The process was smooth and efficient

The process was smooth and efficient! Customer service guy, James was awesome and easy to work with.

b
brelindasullen · 2 reviews · Verified · Experienced 2026-07-03 ·

Came through for me any representatives…

Came through for me any representatives were very patient and help me out

D
Dimitri · 1 review · Verified · Experienced 2026-07-01 ·

Your website wont let me add my debit…

Your website wont let me add my debit card

Reply from Advance Financial2026-07-02

Hi Dimitri. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

J
JANET CANNON · 3 reviews · Verified · Experienced 2026-07-01 ·

Customer service Blessing…

My experience alone with the electrical entry of my data was not working, but my customer service helper Rebecca had extreme patience my case. Even with her help it took a lot of try’s. Thank you so very much Rebecca. I really needed the funds. God Bless you and thank you Advance Finance.

P
Patricia · 5 reviews · Verified · Experienced 2026-07-02 ·

The process was so easy and simple

The process was so easy and simple. Straight forward questions and customer service was so helpful. Would definitely recommend

F
Felicia · 1 review · Verified · Experienced 2026-07-02 ·

I got approved the same day

I got approved the same day. The representative was really helpful and now I’m worried free. Thank you advanced financial.

K
Kimberly Lunsford · 1 review · Experienced 2026-07-01 ·

You send a pre approved letter so.i…

You send a pre approved letter so.i spend an hour with someone giving all my info and i am not approved for nothing thank for the false hope so you ruin my whole day

Reply from Advance Financial2026-07-02

Hi Kimberly. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.