Advance Financial (www.af247.com) has a 4.2 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-11.
I wouldn't even give them one star if I didn't have to,to write the review. Their wordage and what they give you is extremely unclear when you take out more money. And then they overcharge your account. You go from 100 and something dollar payments twice a month to $500 and something dollar payments twice a month. No warning no communication. Worst company ever. The second this loan is paid off I will never work with him again and I will never recommend them.
Reply from Advance Financial2026-07-02
Hi Amanda. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
I always get approved for a certain amount and then get an email stating my limit has been decreased no one ever follows up with an explanation of why. Just dissatisfied all the way around
Reply from Advance Financial2026-07-02
Hi. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
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sara · 1 review · Verified · Experienced 2026-07-01 ·
★★★★★
The man who helped me with my loan was…
The man who helped me with my loan was very patient, informative, and kind and he made an otherwise stressful experience needing the loan pleasant. Hopefully I won’t ever need to use this service again, but if I had to, I would come back to this location.
I was satisfied with my online loan application experience with the agent. The Advance Financial agent worked patiently with me to complete the information, and she answered all my questions without hesitation. Thank you for your assistance.
Says im funded but nothing has shown up in my account and they've already asking for payment when ive yet to be funded
Reply from Advance Financial2026-06-29
Hi Denise. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
The interest rates for the loans they give are outrageous! Never ever have I took a loan for $100 and ended up owing over back over $500 with late fees and interest fees! Easy to get in deep debt doing business with this company👎
Reply from Advance Financial2026-06-29
Hi Babs. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
⁰I had a 600 dollar loan you after first bank withdrawal you started taking 3 times and put me in overdraft with my bank now you want over double payback. What is wrong with this picture? Payments from 68 to 327 in 2 months.
Reply from Advance Financial2026-06-29
Hi. Geraldine. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.
The representative nick was very thorough, efficient, I could understand him and he made me feel at ease about borrowing with this company. He walked me through on the steps necessary that if I don't want to borrow everything, what I can do to pay it back with no prepayment penalty. He was so nice, and I appreciate him and and his customer service.
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Tatt · 1 review · Verified · Experienced 2026-06-25 ·
★★★★★
Great
Great service
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Michael · 1 review · Verified · Experienced 2026-06-24 ·
So far my experience with this company is great. I haven’t been with them long, but truly love their customer service. Thank you, keep up the fantastic business
