Apex Capital Markets is a nationwide merchant cash advance funder and commercial finance resource, providing fast, flexible working capital solutions to small businesses across the United States. We connect business owners with the financing they need through our extensive network of funding partners, while also offering direct funding solutions for qualified businesses. Our programs include merchant cash advances, revenue-based financing, term loans, lines of credit, equipment financing, SBA loans, and other customized commercial lending options designed to help businesses grow, manage cash flow, and seize new opportunities.
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Is Aquinas Capital Funding legit?
Aquinas Capital Funding (www.aquinascapitalfunding.com) has a 4.7 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 88% of negative reviews; 4 of them were added in the last 12 months. Last updated 2026-08-28.
I’ve been trying to get ahold of John and his crew for 4 days no one ever answers the phone
The reason being is I don’t have a loan out with the and the hit my account with a $2,750 charge and I’ve made multiple attempts to make this right with them and they could care less to help me out and return my money to me. I would not recommend using them I know I definitely will not.
Reply from Aquinas Capital Funding2022-07-19
Landon,
We are going to respond to this in the most transparent way, you have been working with our company for 4 years now, where not once did you ever have one issue and or concern, in fact you wrote us 11 reviews about how amazing, and satisfying each and every experience was. Now I understand there was an unknown charge, and we have spoken with you directly about it, via phone call, email, and even text messages with our staff. So to say we haven’t been answering you is not true first and foremost in this situation. Secondly we apologize for this inconvenience and situation you are going through but we are absolutely working with you alongside of it and find it a little unfair how long we have worked with you all to be ignored over this glitch on the ACH processors end. We have provided you the proof that our processor has deemed it as returned back to you, where you have the origination id that you need to bring to your bank and they should reverse it. Any questions and or concerns please contact our office at 201-375-9058.
I got FUNDED by Aquinas Capital and with Mr. John C ☺️
I really don't know what to say.
The gentleman, Mr. John C.... that I worked with who helped my business get funded was easy to work with, very knowledgeable on what to do in order for me to get funded and basically walked me through every step of the way even when I was hard to reach and busy with the day-to-day activities of running my business.
Mr. John C was very professional, polite and persistent about me getting funded and answered all of my questions and inquiries into how the process worked.
Most importantly.... Mr. John C was very clear and transparent throughout the short process that it took to get all of the required online digital paperwork done.
I never had to report to any location or walk into an office to get everything done.
If you need funding of any for your business.... please DO NOT HESITATE to contact Mr. John C over here at Aquinas Capital Funding.... because he and his team of colleagues and affiliates are going to get you funded and will work hard towards helping you teach your goals, dreams, ambitions and business or financial aspirations but remember.... after you get funded.... the "ball is in your court" to "make it happen" for your company so please have a plan in place once you are funded.
Mr. John C and Aquinas Capital Funding and their affiliates are the greatest.
I'm looking forward to building and strengthening my business relationship with them.
☺️🦺✅💵💰
Reply from Aquinas Capital Funding2022-07-11
Thank you for your review, we are so glad your experience with our company was so pleasant, we look forward to working with you and your business further. If you need anything please do not hesitate to contact our office at 201-375-9058.
We worked closely with our rep. There was a lot going on and he was there with us through the whole process. Very reassuring and kind. I am very happy with the service that we received.
Reply from Aquinas Capital Funding2022-07-11
Hi Devan, thanks for the review. We are thrilled you had such a good experience with our company. We are excited to grow with you and your business.
If I could give 10 stars John C would get them he did exactly what he he said he could. Everything was easy and to the point!!! Excellent follow-up. I will highly recommend John and his team
Reply from Aquinas Capital Funding2022-07-11
Hello DeVonna, thank you for taking the time for write this review. It was a pleasure to have worked with you just as well. We pride ourselves on our customer service, and so happy we were able to deliver that service to you. We look forward to working with in the future.
As always, John C goes above and beyond. He is professional, and efficient. If you have not work with John, I highly recommended it.
Reply from Aquinas Capital Funding2022-07-11
Thank you for your repeat business Nik, we have worked with you for quite sometime now, and it has always been a smooth transaction each and every time. We are looking forward to many more with yourself. Thank you for being a valued customer.
Michelle was extremely helpful and responsive to our needs.In short, we applied on a Thursday afternoon and we were fully funded the very next day with exactly what we needed!The process was fully and expertly explained in every day terms so that we were fully informed!I would definitely recommend Aquilnas Capital as a go to place for your financial needs.
Again,thank you Michelle for your diligence and professional manner!
Reply from Aquinas Capital Funding2022-07-11
Hi Simon,
Thank you for the amazing review. We pride ourselves on our service and so glad you were able to witness it hands on, if you need anything further just reach out to us. Our office line is 201-375-9058.
John C worked hard on my file and kept me informed the whole way. His professionalism is to be noted and would recommend him with my best recommendation.
Reply from Aquinas Capital Funding2022-07-11
Hi Nelson,
Thank you for taking the time to post this review. If you need anything further please contact the office at 201-375-9058.
John was professional and got me funding in 48 hours! I will recommend them to every business owner I meet.
Reply from Aquinas Capital Funding2022-07-11
Hi Stephorna,
Thank you for taking the time to post this review, we are happy you had a good experience with our company. We look forward to growing with you and your business.
John C helped my business when I needed it most! Even with an open bankruptcy he was able to find me funding. I highly suggest Aquinas Capital. John C was friendly & very helpful every step of the way.
Reply from Aquinas Capital Funding2022-07-11
Hi Melissa,
Thank you so much for the kind words. We ourselves can say working with you was just as pleasant. We look forward to many more transactions together in the near future. If you need anything please do not hesitate to reach to us, our office line is 201-375-9058.
John C is the quintessential funding officer. He made the process seamless and worry free. I highly recommend him!
Reply from Aquinas Capital Funding2022-07-11
Hello J S,
Thank you for taking the time to give your review. We are happy we were able to assist in helping your business needs in achieving funding. If you need anything please do not hesitate to reach to us, our office line is 201-375-9058.
The service that John C gave was outstanding. I hope you build a great relationship with him and his company. I will always turn to Aquinas Capital for my funding needs.
Reply from Aquinas Capital Funding2022-04-16
We are so happy your experience with our staff was so pleasant, John C is one of our best and we aim to please each and everyone of our clients. It has been nothing but a smooth transaction each and every time dealing with yourself. We are so happy to hear your business is thriving from the capital being provide, anything you need feel free to reach out to the office at 201-375-9058.
As always Greg came through when I needed some extra capital for my business. Thanks for being a great partner.
Reply from Aquinas Capital Funding2022-04-16
Hey Chris, its always a honor working with you and your business. So happy to hear you coming back as a repeat client. We have worked together for over four years now, looking forward to the next four as well. Anything you need you know to reach out to us at 201-375-9058.
No one wants your spam texts. Legitimate businesses don't market that way. Only low-life scammers do.
Response to ACF response - Aquinas, you know that is an absolute lie, or your organization is completely incompetent. I have never contacted your company, for any reason. First you were claiming it wasn't you who texted me, now you say I asked for you to. You're the type of company who always has an excuse, aren't you?
Thank you John C., your patience is very appreciative. You were very knowledgeable about the programs offered. I hope to do business with you again in the future. Keep up the good work.
Reply from Aquinas Capital Funding2022-04-16
Beverly,
Glad to hear you had a great experience with John C, he is one of our best. We aim for nothing but success for you and your business. We look forward to growing with your company.
Ok here goes, it's sometimes hard to find words without sounding cliche and a broken record of yourself but what can I say, just as we say Merry Christmas, Happy Chanukah, Praise the lord, Michelle from Aquinas killed it again. I kind of think of her like the Elon Musk of finance. Every dog has it's day, like even a broken clock is right twice a day but what's remarkable about Michelle is her consistency, reliability, I'm not sure what motivates her or makes her tik but it seems like she's almost living vicariously through the client. Like your win is her win. Shes playing for the team. You almost have to think of her as a CFO internal employee of the company who's looking out for YOUR best interest. I've had other floozies try and lure me away but Michelle has a heart of gold, and yes as her voice indicates she's mad cute, but thats irrelavent (yeah right) it's what's inside that counts, (that's something only ugly people like me say) bottom line, am I simping yes, but I'm also telling the truth, and I'll show the deposits to my bank account for anyone who doubts. God gives us free will but it's necessary that we all have the adequate information to make an informed decision. Now you know so you don't have an excuse. It's Aquinas or bankruptcy, disease and death. The choice is yours.
Reply from Aquinas Capital Funding2022-04-16
Norberto,
Thank you for the in depth and detailed review, we absolutely love to see how much of a good experience you had with our company and Michelle. We all looking forward to continued work with yourself and your business in the near future.
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