Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
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Is Ascent Funding legit?
Ascent Funding (www.ascentfunding.com) has a 4.4 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 15% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-09-02.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Consumers frequently highlight that the financial application process is exceptionally smooth, fast, and very easy to navigate without ever encountering unnecessary stress. The staff and customer service teams are widely praised for being professional, highly supportive, and genuinely helpful throughout the entire loan journey.
However, some reviewers were not happy with the payment terms, mentioning confusing details about accruing interest and overly rigid repayment options. A few people also felt that communication regarding billing amounts was inconsistent, noting difficulties when trying to resolve issues or speak directly with support.
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My experience with Ascent Funding and Develops Coding Academy has been incredibly frustrating and disappointing.
I enrolled with the expectation of receiving a quality educational experience and support, but instead I have been left feeling misled and abandoned. There were numerous issues throughout the process, including concerns about representations made regarding the program, communication, outcomes, and overall value received. As a student and borrower, I expected transparency and accountability, but that was not my experience.
What has been most concerning is Ascent Funding's handling of the situation. When serious concerns were raised about Develops Coding Academy, I expected Ascent to investigate thoroughly and provide meaningful assistance to borrowers affected by these issues. Instead, I encountered delays, poor communication, and what felt like a complete lack of concern for the people impacted. Rather than helping resolve the situation, the process became even more stressful and difficult.
This has been one of the worst experiences I have ever had involving education financing. The emotional and financial toll has been significant. Based on my experience, I believe Ascent Funding failed to adequately protect or advocate for borrowers who raised legitimate concerns about the school and its practices. The lack of support has left me questioning whether Ascent exercised appropriate oversight before financing students for this program.
I would strongly encourage anyone considering financing a program through Ascent Funding or enrolling in Develops Coding Academy not to. There are at least 100 students that have been taken advantage of through this method with Devslopes. The fact that Ascent did background check on the students but did not check the legitamcay of Devslopes foundation was very telling. My experience has been overwhelmingly negative, and I would not want others to go through the same ordeal. Do not use there service just based of my situation.
I am going to pay this company but I want to make sure everyone knows how the screw people. They don’t look the schools up to even know if they are legit. That is what happened to me, the school closed like a couple months later, me and hundreds of other people are out of money for an education they never received. Don’t be fooled by this company
Having an excellent experience receiving my personal loan has given me an incredible peace of mind.
With my finances completely under control, I have successfully eliminated all unnecessary stress.
This stability allows me to be 100% focused on what truly matters for my future right now.
I am putting all my energy into studying hard and mastering my tech training.
My mind is clear, and I am completely locked into earning my Per Scholas certification.
Ascent Funding carried my financial obligations with them like it was a baby egg!
My experience was great because Ascent Funding did invade my phone with calls . I was walked through my repayment option and agreements before my course started. I was instructed on how when where to set and open my account with Ascent funding to track my payments and how when and where obligations to paid funds. Thanks for holding my hand through this experience from beginning to End.
My experience with Ascent Funding was very positive. The application process was straightforward and easy to complete, and I was able to receive the financial assistance I needed for school. The loan helped me cover educational expenses and continue my studies without added stress.
Reply from Ascent Funding2026-06-02
Thanks for the awesome review! We work hard to meet expectations like yours, and we’re happy to hear we were able to support you on your academic journey.
Easy to get application done. Better rates than others. Service was quick and process was easy to figure out.
Reply from Ascent Funding2026-05-26
Hi Eric, thanks for the awesome review! We work hard to meet expectations like yours, and we’re happy to hear we were able to support you on your academic journey.
