Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Written by the business, not verified by us.Ascent Funding (www.ascentfunding.com) has a 4.4 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 15% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-09-02.
Reviewers overwhelmingly had a great experience with this company. Consumers frequently highlight that the financial application process is exceptionally smooth, fast, and very easy to navigate without ever encountering unnecessary stress. The staff and customer service teams are widely praised for being professional, highly supportive, and genuinely helpful throughout the entire loan journey. However, some reviewers were not happy with the payment terms, mentioning confusing details about accruing interest and overly rigid repayment options. A few people also felt that communication regarding billing amounts was inconsistent, noting difficulties when trying to resolve issues or speak directly with support.
Auto-generated from all reviews of this business. For reference only.Ascent is a good financial institution which gave me an opportunity to achieve my nursing goals by giving me private student loans. It was very easy to apply and the process doesn’t take long.
Hello! Thank you for your kind words! Our mission is to provide access to education for all students and we’re grateful for your feedback.
Ascent gave me a chance to study, but I ran out of free time to complete the course within the scheduled time. I would give it another try after I pay what I owe. Ascent funding is trustworthy and I appreciate the people that work within the organization.
Thank you for your thoughtful feedback. We’re glad we could support you in getting started, and we appreciate your trust in Ascent and our team. We wish you the best moving forward and would be happy to support you again in the future.
Applied for a college loan and the whole process was easy to understand and a breeze to get by. There was a delay from my schools side to send documents needed to disburse payment but Ascent loan called me and explained that they have been reaching out to the school but haven’t gotten a response back. The online portal keeps you up to date as to which step your application is on now. They made the whole process simple and the communication was A+ would definitely use them again.
Hi Farwa! Thank you so much for sharing your experience. We are glad to hear the application process felt easy and clear, and that our team was able to keep you informed while working with your school on disbursement. Have a wonderful day!
Predatory lending. Avant school doesn't even put you in a better position. You go back to freelancing and your loan skyrockets after graduation. The school doesn't care because they've been paid by the bank (Ascent Funding), so their hands are washed. In contrast to another school and field I attended a while back, they had job boards and got me into better positions. Hard times make your interest rates higher. You can show proof that you don't make what you did before school, and you will still get screwed and not able to afford payments and livelihood. They will just raise the payment and interest and not work out anything feasible. Avoid at all costs.
Hi Dennis, thank you for sharing your experience. We’re disheartened to hear this and value your feedback. We encourage you to reach out to [email protected] with your specific concerns and any additional context you’d like to share.
Ascent is just like other players (sallie mae, AES, Earnest) when it comes to deciding upon rates (fixed vs. variable), term of loan, payment options. The process feels very restrictive and you do not get your questions answered. Dealing with your bank loan specialist is better snd you walk away feeling good.
Thanks for your review. We would love to hear more about your experience so that we can use your feedback to deliver a better experience next time. You can reach out by emailing [email protected] with your concerns and any further suggestions you wish to share.
It was the easiest site to navigate and the customer service answers quickly and helps out with every question and concern I had. They were professional, understanding and just truly GREAT! They also had the lowest interest rate out of any other lender I had looked at. Highly recommend!
Hi Randy, thank you for the great review! We’re happy to hear you had such a positive experience with both our platform and customer service. We appreciate your trust and recommendation.
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