Free, easy-to-use business banking for those who are doing it all.
Is Azlo legit?
Azlo (www.azlo.com) has a 4.1 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is good. The business is marked as closed; 76% of reviews are 4 stars or higher and 19% are 1 star; The business has replied to 68% of negative reviews. Last updated 2026-09-05.
I just submitted an application that took me about an hour to do and within like 2 minutes I receive a message back saying that they could not approve my application. Although I am not sure why, maybe because I am a new 1-person LLC and they want to do business with more established companies, I feel suspicious.
In their message they said, their process includes someone reviewing my application, which I think is impossible to complete in 2 minutes after I submitted the application, considering it was 5 sections of information to fill.
Don't waste your time.
Reply from Azlo2020-12-30
Hi Farah, we're sorry to hear that we weren't able to approve your application. We understand how frustrating this can be after completing the entire sign up process. Unfortunately, we can't speak to the details of your application here but there are a variety of factors that could result in us not being able to support a business. We're working to make Azlo available to more entrepreneurs in the future.
Someone tried to use my debit card number for $500 at a store and Azlo blocked it immediately. Someone from Azlo called me and left a voice message. I called back. He told me what happened and we worked together to move forward with my account. Thanks, Azlo, for everything you do.
Reply from Azlo2020-12-30
Thanks Gina! We're so sorry to hear you had this trouble with someone trying to use your card, but glad that we were able to block the transaction and get everything sorted! We appreciate the kind words and are looking forward to working together going forward :)
Great interface and very innovative portal, seems very focused on growth and I love that. Would like to see a tracking # added to the send a check function especially since the funds are debited immediately.
Reply from Azlo2020-12-30
Thanks so much for the feedback. We're glad to hear you're enjoying the app and your account. I'll pass along the note regarding tracking to see if that's possible on our end! If you'd like to be in touch to discuss in greater detail, please send us an email at [email protected].
2018-2019 banked with Chase, US Bank- nothing really stood out it was a bank, oh, besides the $1,500 in accounts fees I paid them.
2020 switch to Azlo, no fees, bank is a bank, at least I don’t have pay fees on fees for you hold onto my money.
Great service. It looks like most of the negative reviews are people who have had issues with "Know Your Customer" regulations, but this is an issue with any online bank, and is beyond Azlo's control.
As I am writing this, I’m thinking about how this feedback will help another small business owner. Azlo made me realize one thing this past year, you truly do not need a brick and mortar based bank. I tried it - a top 3 bank - in the last nine months I stepped into the branch only once. Later I learned that I could’ve done that particular transaction online. I wanted to try out the big bank because I had my checking and investments accounts with them. Any how, I left the big bank and now back to Azlo. Transfer of funds took only 3 days and get re-acquainted to Azlo’s platform was super simple (picked it right back...). I called Azlo to make few simple changes, and the service level was far superior...also, it was nice to speak to a friendly human who was willing to go the extra mile. In summary: Azlo’s UI/UX is years ahead of the big bank, it can handle my business (have three dbas), transferring funds is far better, and the overall service level was unmatched. The plus - all of the details nice flow into QuickBooks.
Reply from Azlo2020-12-30
Hi Imran, thanks so much for the detailed feedback. We're so happy to hear that our digital account has been a good fit for your business, and that your experiences with the app and our support team have been able to save you time and allow you to operate smoothly (and that you're enjoying that QuickBooks integration!). It's great to have you aboard and we're looking forward to continuing to work together.
Amazing company with exceptional customer service!
I was at the end of my rope with traditional banking solutions and Azlo saved me from my banking woes! Due to an unusual business registration situation, I was unable to find a physical bank to open an account with. I decided to try an online bank and found Azlo to be the best fit. The customer service was top notch and put all my worries to rest and I had an account in less than a day. It was amazing
Reply from Azlo2020-12-30
Thanks for the kind words, Matthew, and welcome aboard! We're happy to be able to support your business and it's great to hear that our team was able to help guide you through the process. We're looking forward to continuing to work together!
Excellent Customer Support and Simple to use system
Very simple system to use.
Extremely fast and efficient customer support team.
Overall it doesnt feel like i'm working with a bank to get all our banking related stuff done.
It is bliss.
Reply from Azlo2020-12-30
We're so glad to hear it! Thanks for the review, Manjunath. We're happy to have you with us!
I have been dealing with Azlo for several years. I never thought I would feel great appreciation for any banking institution. I have been associated with many well-known brands of traditional banking and, honestly, dealing with Azlo brings a breath of fresh air to the new banking landscape.
They are always efficient in handling my concerns or issues. They are professional, thorough, caring, considerate and very interactive when offering specialized support.
I would encourage ANYONE looking for fabulous banking rapport with an online financial institution to consider opening an account with Azlo.
Thank you to everyone at Azlo!
Kathi Reed Myers
Reply from Azlo2020-12-30
Thank you, Kathi! Our goal is to provide the tools to make running your business easier and it's so great to hear feedback like this. We appreciate the kind words and are happy to have you aboard!
I was having some issues. I sent a message and by the next day I was contacted back and my issue was handled ASAP. I wish all my customer service experiences could go as well as this one did. I feel Azlo employees really care about you and your concerns.
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