CashNetUSA (www.cashnetusa.com) has a 4.0 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 73% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
What people say
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Amanda · 1 review · Experienced 2026-06-24 ·
★★★★★
Im so glad I dealt with them.i was…
Im so glad I dealt with them.i was skeptical at 1st but after talking with them they did all they could to help me and they were successful there.im glad they were there when I really really needed it thank u.i will deal with them again.
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Sheila D Cross · 1 review · Experienced 2026-06-26 ·
★★★★★
This company helped me when I needed…
This company helped me when I needed help and made it comfortable to repay. Thank you so much.
S
Sheryl · 6 reviews · Experienced 2026-06-21 ·
★★★★★
Cashnet USA is a RIPOFF
Cashnet USA is a RIPOFF SCHEME! When you borrow $2500 and pay $6000 back it's a ripoff! You can't even pay on your principal. The loan accrues daily interest and they won't even let you pay toward the principal?? Please stay away from this predatory lending company and ask questions before you borrow. Ask them can you pay toward your principal?
We borrowed 2,500 in February. They take $273 every two weeks which is $546 a month. We have been paying since February and only $425 have been paid toward the principal. This is PREDATORY STAY AWAY!!!!
Reply from CashNetUSA2026-06-26
Hi Sheryl,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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Amanda · 6 reviews · Experienced 2026-06-25 ·
★★★★★
Cash net is better than any credit…
Cash net is better than any credit card. It is fast and easy to get money, pay it back with no crazy interest rates
m
mizmeg · 1 review · Experienced 2026-06-25 ·
★★★★★
The interest is extremely high on these…
The interest is extremely high on these loans. The requested money may show up same day may show up 4 days later and heaven help you of its after 2 pm.
Reply from CashNetUSA2026-06-26
Hi mizmeg,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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FREDRICK DUNN · 2 reviews · Experienced 2026-06-26 ·
★★★★★
I think payments and interest are to extensive
I think CashNetUSA is great, however the length and payment amount I don’t agree with. $3000.00 borrowed but according to payment schedule &nearly $6000 in payments. Needs to have a way where payment can be paid back within 90 days without a 100% interest rate.
Reply from CashNetUSA2026-06-26
Hi Fredrick,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
C
Cory · 4 reviews · Experienced 2026-06-26 ·
★★★★★
SCAM!!!!!!!
Would not even let me apply for a first time loan after saying im pre qualified!
Waste of my time and yours!
Reply from CashNetUSA2026-06-26
Hi Cory,
Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at CashNetUSA.com. If you are not eligible today, you may still become eligible in the future!
The amount of interest you are charging is out of hand you are not doing me any favors, more so you are doing more damage to my credit score be glad when I'm finished with you I won't be back
Reply from CashNetUSA2026-06-25
Hi Bernadette,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html.
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David · 1 review · Experienced 2026-06-24 ·
★★★★★
declined loan with no explanation …
declined loan with no explanation plus claims i lied on application
Reply from CashNetUSA2026-06-25
Hi David,
Many factors go into determining your eligibility, and you can always check it by logging in to your account at CashNetUSA.com. If you are not eligible today, you may still become eligible in the future!
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Bradley W · 2 reviews · Experienced 2026-06-22 ·
★★★★★
They are very nice people
H
Helen · 4 reviews · Experienced 2026-06-25 ·
★★★★★
Great Service
Very helpful,efficient staff. I am very satisfied with my experience at Cash USA.
Jennifer Burdette · 3 reviews · Experienced 2026-06-25 ·
★★★★★
I needed help and you were here and I…
I needed help and you were here and I have been with yall for a couple of years , the first time I needed help your customer service lady was amazing lots of help...Just one thing can you make where we have a choice between a monthy payment or every 2 weeks
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Francine · 1 review · Experienced 2026-06-24 ·
★★★★★
dislike the finance charges
dislike the finance charges. also I'm unable to plan the months payment as the due date changes and I can't find when the next due date is online
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Terry Lebine · 2 reviews · Experienced 2026-06-22 ·
★★★★★
As always
As always, very great experience and very accurate! Always on time when I need the money! Love yall
Hi Artricia,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html.