CashNetUSA (www.cashnetusa.com) has a 4.0 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 73% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
I’ve been dealing with CashNetUsa for a few years now. They gave me a loan while many other companies didn’t. They work with you when you can’t make payments as long as you let them know a few days before. Last year things got a little tough and I was not able to make my payments as I should so they helped me to set up a payment plan until I was done. When I was done I was STILL able to borrow and my line increased after a few payments. I honestly didn’t think I’d need able to borrow after paying off the payment plan. The same happened with another company and they closed my account after i paid off my balance. So I am grateful for CashNetUsa because they’re there when I need help and again they work with you as long as you let them know.
L
Leasha · 2 reviews · Experienced 2026-08-05 ·
★★★★★
They have always been very helpful when…
They have always been very helpful when I had questions they explained them multiple times.
I
Inaldo Miranda · 1 review · Experienced 2026-08-03 ·
★★★★★
Fast and easy
K
Kevin Sommers · 4 reviews · Experienced 2026-08-04 ·
★★★★★
It was super easy to sign up
It was super easy to sign up. A few minutes later I was able to request my first draw. The next day it was in my account !
V
VIRGINIA · 3 reviews · Experienced 2026-08-06 ·
★★★★★
Very easy to access & was able to have…
Very easy to access & was able to have funds when needed.Thsnk you
This is ,without exception, the easiest way to utilize your line of credit, hands down!!!
K
Kent Stark · 1 review · Experienced 2026-07-21 ·
★★★★★
Fast convenient service.
A
Amber · 3 reviews · Experienced 2026-08-05 ·
★★★★★
Simple process, cash deposited the next day
Really simple process and clear understanding of repayment. Had money the very next day to help my financial emergency.
D
David Montez · 1 review · Experienced 2026-08-04 ·
★★★★★
This place is a total scam
This place is a total scam. I’ve got a $1500 loan so far I paid over $1000 and only lowered it $500. I wouldn’t recommend this place to anyone.
Reply from CashNetUSA2026-08-05
Hi David,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
O
Oscar Kelly · 1 review · Experienced 2026-07-07 ·
★★★★★
You blocked me from taking out another…
You blocked me from taking out another loan that I applied for because I have a loan with you. This prevented me from having enough to pay your bill this month, reason why I am late paying. This practice of yours is Wrong. I needed another loan temporarily to payoff my present loan responsibility.
J
Joseph Cassidy · 1 review · Experienced 2026-08-04 ·
★★★★★
Your interest is outrageously…
Your interest is outrageously outrageous!
Reply from CashNetUSA2026-08-05
Hi Joseph,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
V
Virginia美国 · 3 reviews · Experienced 2026-08-03 ·
★★★★★
Good service
Service is always helpful
S
Scott Anderson美国 · 3 reviews · Experienced 2026-05-10 ·
★★★★★
I would recommend cashnetusa.
I would recommend cashnetusa. 100% there when I need a little help. Cant thank them enough. Great company. They do and say what they advertise. Great customer service, fast deposits.All around best lending company.
J
Judy L Jolly美国 · 3 reviews · Experienced 2026-08-03 ·
★★★★★
It was a easy process
K
Kim Lyles美国 · 11 reviews · Experienced 2026-08-04 ·
★★★★★
Lesson learned I won't do this again
I don't know where to start with what's wrong with this loan I've had it for almost 3 years now and I'm no farther paying it off than I was before so I just turned it over to a collection agency
C
CONCETTA E GREEN美国 · 2 reviews · Experienced 2026-08-04 ·
★★★★★
Easy to request
B
Bill Knowles II美国 · 1 review · Experienced 2026-08-02 ·
★★★★★
Commercials are false and misleading
Commercials are false and misleading. Not everyone who applies are approved. I tried to to get approved, but was declined by them.