Credit Key (www.creditkey.com) has a 4.3 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 15% are 1 star; The business has replied to 44% of negative reviews; 20 of them were added in the last 12 months. Last updated 2026-08-10.
It did take a minute to get approved but the ease of using credit key is seamless, and the beauty is you can use thru a lot of different websites even if that particular company doesn’t take it you can submit the receipt and credit key will pay it. Brilliant for a new business owner! Thank you!
We have used Credit Key before. So we ask if we could one of our distributors for a coffee order we needed. Our Distributor said yes they have linked up with the Credit Key people with no problems. Bodda-Bing! Done. What a great way to get help with a item we needed . We say Yes to Credit Key, if we need a little bit of time to pay out an invoice. It was so easy and everyone that helped us, help get this job done. We are so happy to be a Credit Key Customer. Thanks to our Distributor for alowing us to use Credit Key. If you have not tried them yet, give them a call to see if they can help your small business today. Thanks a latte, Laura
When I wasn't able to get approval due to a technical issue, the customer support at Credit Key was top-notch in resolving it. I am very pleased to have found their services
Credit Key has been a game changer for our business. The application process was fast, simple, and entirely online. What really sets them apart is the flexibility they offer with financing terms, which has helped us manage cash flow effectively without feeling pressured by tight repayment deadlines. The customer service is also top-notch—quick to respond and genuinely helpful. I highly recommend Credit Key to any business looking for a reliable and straightforward financing option!
The initial application was very simple. Credit Key needed to follow up with additional questions. I submitted the information and I heard back from them within an hour. Their Customer Service is Excellent!
Quick at getting the finance needed for new equipment. Credit Key was quick to get back with when something was incorrect in my address order. Nick N was very professional and will do business with them in the future.
Credit Key is by far the best Finance company I’ve used for my business supplies and inventory. The customer service is outstanding and the payment terms are plentiful. It gives me peace of mind to purchase quality products needed for my business so I can provide the ultimate customer satisfaction.
They added the virtual credit card option this was a game changer in making purchases so much faster and flawless.
The most ridiculous time consuming bunch of red tape I've ever dealt with. I will never do business with this company. After at least 15 emails and "verifications" I cancelled the whole thing and just paid cash. In my opinion, this company is a joke and some kind of fraud. I will be watching my accounts closely for any kind of suspicious activity.
Hi Rick, we apologize for any difficulties you experienced placing your order. Our support team is able to help if you would like any assistance.
Credit Key came through in the clutch. My freezer broke down and I didn’t have the funds to purchase a new one. Credit Key was able to get me funding in minutes!!! Definitely will be using them again!!
Great Experience! Easy process! I have no complaints. Thank you!
Sure, I can help with that! What specifically would you like to know about experience? Are you asking about work experience, life experience, or something else?
Hi Ahmad, it seems like your review might not be related to a service we provide. If we can assist in any way our friendly team is available to help.
The whole experience was so easy. There were a few more items they needed from me. I sent them over and within minutes someone called me to notify me that I was approved. He then quickly helped me with my purchase. I am so happy with my experience and will definitely share them with other friends.
I do like 95% of how this works, the 5% is lacking my ability to speak directly with anyone that can help me directly with a purchase, not the COMPUTER ALL THE TIME.
Hi Nick, thanks for your use of Credit Key! We do offer support over the phone and also with a live agent over webchat if you'd like to deal with one of our support team - you can access these options at creditkey.com/support
Everything that I was told From Credit Key was just what I got. They did everything that they said and that doesn't happen all the time in Business.
Awesome Support! Crappy Reporting format Anytime there's an issue, their support staff is responsive and gets to the problem. They doan excellent job of explaining the options available to resolve it. My biggest gripe is how they run their reports. A big issue(at least two months ago) is that you can NOT filter by date on a sales report; it only prints out the entire history of ALL your sales from the first day to the current date. So if you've been a customer for five years and only wanted a sales report from Jan-Mar 2024, you must download the entire history, even if it's five years worth. Also, they don't break out categories, for example, by state. So, if you sell in multiple states, you see all your sales but can't filter out just ONE state(for sales tax).
Really easy super fast! Will definitely continue to use them
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