About Express Capital FundingExpress Capital Funding is a direct lender providing fast, flexible working capital solutions to small and mid-sized businesses across the United States. Headquartered in Anaheim, California, and in operation since 2013, Express Capital Funding has built a trusted reputation as a go-to alternative to traditional bank financing — helping thousands of business owners get the funding they need, when they need it most.What We DoWe specialize in short-term working capital loans and lines of credit designed to keep your business moving. Whether you need to cover payroll, fund a new project, purchase inventory, manage cash flow, handle emergency expenses, or seize a growth opportunity, Express Capital Funding delivers same-day funding so you never have to put your business on hold.Funding amounts are tailored to your business's revenue, cash flow, and financial performance — not rigid, one-size-fits-all bank criteria.Industries We ServeExpress Capital Funding works with businesses across a wide range of industries, including: Construction & Contracting Retail & E-Commerce Restaurants & Food Service Transportation & Logistics Healthcare & Medical Practices Professional Services And many moreWhy Business Owners Choose Express Capital Funding🏦 Direct Lender — We are not a broker. As a direct lender, we set our own terms and underwriting guidelines, giving us the flexibility to work with businesses that traditional banks and brokers often turn away.⚡ Same-Day Funding — Apply in minutes. Once approved, funds are deposited the same business day so you can get back to running your business without delays.📋 Simple Application Process — No lengthy paperwork, no business plan required, no collateral necessary. Just provide your last 6 months of business bank statements and we'll handle the rest.✅ Accessible Eligibility — We evaluate each application on its own merits. If your business has been operating for at least 6 months and generates $90,000 or more in annual revenue, you may qualify — even with imperfect credit. We look at the full picture of your business, not just a credit score.🤝 Personalized Service — Every client is paired with a dedicated Funding Specialist who provides expert guidance, clear communication, and transparent terms from application through funding. No surprises, no runaround.💼 Built for Small Business — We understand the real challenges small business owners face. When banks say no, Express Capital Funding finds a way to say yes.Get Funded TodayReady to access the working capital your business deserves? Call us at (800) 301-9149 or apply online at expresscapital.com. Approvals are fast, funding is same-day, and our team is standing by to help.Express Capital Funding — Small Business Lending Simplified.
Written by the business, not verified by us.Express Capital Funding (www.expresscapital.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
Reviewers overwhelmingly had a great experience with this company and consistently highlight the exceptional support provided. Customers frequently praise the helpful staff for going above and beyond to understand business needs and find tailored financing solutions. Many consumers emphasize that representatives are extremely professional, attentive, and genuinely dedicated to achieving the best possible financial outcomes. Reviewers often note that the funding process is remarkably quick, smooth, and easy to navigate during urgent financial situations. People appreciate the clear communication regarding loan terms and value having direct access to knowledgeable decision-makers who make everything stress-free. Clients frequently express a strong willingness to return for future financial needs and confidently recommend the services to others.
Auto-generated from all reviews of this business. For reference only.Jon was great all the time! He walk us trough all the different options to meet our requests. Every thing was smooth and the money was in my account a day later. Highly recommend him and his financial company.
We truly appreciate your kind words! It's fantastic to hear that Jon ensured everything was smooth and that you received your funding so quickly. Thank you for recommending him and Express Capital!
Jon was great to work with. He went above and beyond normal requirements to meet my needs in a timely manner. Very professional group and I will be doing more business with them in the future.
We truly appreciate your kind words! It's wonderful to know that Jon provided you with such a professional and timely experience. We're delighted to have met your needs and look forward to doing more business with you in the future.
Being a new business I knew it would be a challenge to get funding but Roger had it under control. Couldn’t recommend them more to new businesses or existing ones.
Thank you for your review! We understand the challenges new businesses face in securing funding, and we're thrilled Roger was able to help you navigate the process. We appreciate your recommendation and look forward to working with you.
Incredible service. Mathew Barsky is a true professional and a very nice guy. I felt like I’d known him for years. He made me very comfortable. I’m happy to have found him and Express Capital Funding.
It's wonderful to hear that Mathew provided you with incredible service and made you feel at ease. We strive for professionalism and a comfortable customer experience, and we're delighted that was your experience.
Gill Has always treated us with respect never pushy and has always got the job done. Consistent and reliable, he's there when you need him.
Thank you for sharing your positive experience with Gil! We're so pleased to hear that his respectfulness, reliability, and consistent dedication have been valuable to you. We'll be sure to pass along your kind words.
Excellent service from start to finish. Very helpful in answering all my questions in regards to the process. If you are looking for a quick influx of operating cash, I highly recommend Express.
Thank you for your excellent review! We're pleased to hear you received helpful service from Roger and found our process efficient for your operating cash needs. We appreciate your recommendation.
A short and sweet review, we love it! Thanks for your kind words and we look forward to working with you.
There’s super fast in amazing people they help me a lot and super easy
We're delighted you found our team to be helpful and the process so fast and easy! Thank you for sharing your positive experience. We truly value your feedback.
I want to thank Gil Tafoya for always being helpful and getting my funds as fast as possible..
Thank you for your positive feedback! We're delighted that Gil was helpful and able to get your funds to you quickly. We appreciate your business.
My experience with Anthony was awesome and I look forward to a long standing heathy relationship with them.
Thank you for your kind words! We're so glad to hear about your awesome experience with Anthony and look forward to building a long and healthy relationship with you.
Jess was awesome, very professional!!
We love hearing that our team is not only professional but awesome as well. Thanks so much for sharing that with us, Jason!
Roger is great to work with and makes everything very simple!
So happy to hear that Roger was great to work with and made it easy to get funding!
Quick an Easy!
We love to hear that it was quick and easy to get funding from us. Thanks for the review and your business, Gerry!
Made the expert for business funding very easy
Glad to hear the funding process was very easy and you're a happy customer! We look forward to our partnership with you.
Great experience. A company I would trust and use.
We really appreciate your vote of confidence, Bill! Looking forward to a solid partnership with your business.
Anthony was awsome and extremely helpful. No other company would help me and he made sure he got my business the funding that it needed. Im really looking forward to this venture and opportunity that we have in the future! Thanks again Anthony!!!
Thank YOU, Kris! We're thrilled to hear that Anthony was able to assist you in securing the funding you needed. Our team strives to provide exceptional customer service and support to all of our clients, and we're delighted that Anthony was able to exceed your expectations. Looking forward to a long partnership with you and your company.
The experience was great. Funding in a short amount of time.
Happy to hear you got the funds you needed quickly, Dawn! Thanks for the review.
QUICK AND EASY PROCESS.
Thanks for the great review! Happy to hear that the process was quick and easy for you.
Melissa delivered on her promise of making this a simple process to acquire the needed funds to begin a project on time. Highly recommend allowing them to help you if you are seeking funding.
Thank you for those kind words and choosing Express Capital for your funding needs. We're delighted Melissa was able to make the process smooth and efficient. We strive to provide our clients with the best possible experience and are glad we could help you get your project started on time!
They listened to my need and got the best deal for me
Thanks so much for the great review, Nina!
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