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Express Capital Funding

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100 reviews

4.9100 reviews
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About Express Capital Funding

Data updated
Website
www.expresscapital.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
47 reviews
Replies to negative
100% (4/4)
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About this business

About Express Capital FundingExpress Capital Funding is a direct lender providing fast, flexible working capital solutions to small and mid-sized businesses across the United States. Headquartered in Anaheim, California, and in operation since 2013, Express Capital Funding has built a trusted reputation as a go-to alternative to traditional bank financing — helping thousands of business owners get the funding they need, when they need it most.What We DoWe specialize in short-term working capital loans and lines of credit designed to keep your business moving. Whether you need to cover payroll, fund a new project, purchase inventory, manage cash flow, handle emergency expenses, or seize a growth opportunity, Express Capital Funding delivers same-day funding so you never have to put your business on hold.Funding amounts are tailored to your business's revenue, cash flow, and financial performance — not rigid, one-size-fits-all bank criteria.Industries We ServeExpress Capital Funding works with businesses across a wide range of industries, including: Construction & Contracting Retail & E-Commerce Restaurants & Food Service Transportation & Logistics Healthcare & Medical Practices Professional Services And many moreWhy Business Owners Choose Express Capital Funding🏦 Direct Lender — We are not a broker. As a direct lender, we set our own terms and underwriting guidelines, giving us the flexibility to work with businesses that traditional banks and brokers often turn away.⚡ Same-Day Funding — Apply in minutes. Once approved, funds are deposited the same business day so you can get back to running your business without delays.📋 Simple Application Process — No lengthy paperwork, no business plan required, no collateral necessary. Just provide your last 6 months of business bank statements and we'll handle the rest.✅ Accessible Eligibility — We evaluate each application on its own merits. If your business has been operating for at least 6 months and generates $90,000 or more in annual revenue, you may qualify — even with imperfect credit. We look at the full picture of your business, not just a credit score.🤝 Personalized Service — Every client is paired with a dedicated Funding Specialist who provides expert guidance, clear communication, and transparent terms from application through funding. No surprises, no runaround.💼 Built for Small Business — We understand the real challenges small business owners face. When banks say no, Express Capital Funding finds a way to say yes.Get Funded TodayReady to access the working capital your business deserves? Call us at (800) 301-9149 or apply online at expresscapital.com. Approvals are fast, funding is same-day, and our team is standing by to help.Express Capital Funding — Small Business Lending Simplified.

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Is Express Capital Funding legit?

Express Capital Funding (www.expresscapital.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company and consistently highlight the exceptional support provided. Customers frequently praise the helpful staff for going above and beyond to understand business needs and find tailored financing solutions. Many consumers emphasize that representatives are extremely professional, attentive, and genuinely dedicated to achieving the best possible financial outcomes. Reviewers often note that the funding process is remarkably quick, smooth, and easy to navigate during urgent financial situations. People appreciate the clear communication regarding loan terms and value having direct access to knowledgeable decision-makers who make everything stress-free. Clients frequently express a strong willingness to return for future financial needs and confidently recommend the services to others.

Auto-generated from all reviews of this business. For reference only.

What people say

The Team You Want Backing Your Business!

Communicating with the team is seamless. They provided a very elevated experience with their direct approach. I felt heard, and supported during a time of uncertainty. They are knowledgeable and trustworthy.

Reply from Express Capital Funding2025-01-28

Thank you for sharing your positive experience with the Express Capital team. We value your feedback and appreciate your trust in us. We strive to provide exceptional service and support to our clients, and we're glad that we were able to assist you during this time.

This was the easiest process I've ever experienced

This was the easiest process I've ever experienced when looking for working capital for my business. Christian was professional and very helpful in helping me through the process. From start to finish it took less than a week to get approval and receive my funds into my account!

Reply from Express Capital Funding2025-01-28

Thank you so much for your kind words and for choosing Express Capital! We're thrilled to hear that your experience was so positive. Our team strives to make the funding process as smooth and efficient as possible, and we're delighted that Christian was able to assist you every step of the way. We value your business and appreciate your trust in us.

I worked directly with Jon and he made…

I worked directly with Jon and he made the process easy buy working to find the best funding option for my needs.

Reply from Express Capital Funding2025-01-27

Thank you for your kind words, John! We're thrilled to hear that Jon was able to help you find the best funding solution. We strive to provide exceptional customer service and are excited that we could assist you.

Gil has been so helpful in getting us…

Gil has been so helpful in getting us what we need and more importantly in the timeframes that we wanted. Terrific personal service and always available to answer any questions. Well done, Gil and the whole team!

Reply from Express Capital Funding2025-01-13

We're absolutely delighted to hear that Gil and the team exceeded your expectations! Providing timely and personalized service is our top priority. We understand funding needs can be urgent, and we're committed to finding the best solutions for our clients as quickly as possible. We look forward to a continued successful partnership.

Gil at Express Capital was amazing…

Gil at Express Capital was amazing every step of the way he was very professional and stayed on top of everything and was very communicative with the entire process I highly recommend and will be doing business with Gil and the entire team at Express Capital in the near future.

Reply from Express Capital Funding2024-12-26

Thanks so much for sharing your feedback, Victor! We're so glad that you had such a great experience working with Gil and we also look forward to doing business with you in the future. Thanks again!

An absolute pleasure to do business…

An absolute pleasure to do business with. They did everything they promised in the timeframe they promised. Highly recommend.

Reply from Express Capital Funding2024-12-23

We are so pleased to hear that your experience working with us was an absolute pleasure. We really do pride ourselves on delivering on the expectations we set. Thrilled to hear that it all worked out and we look forward to a very long partnership with you and your business.

We had a great guy named Anthony and he…

We had a great guy named Anthony and he was amazing helped me out every step of the way and even when I didn't understand and was getting upset he help me understand and answered every question I need answered thank you so much

Reply from Express Capital Funding2024-12-18

So happy to hear that Anthony was able to help you out, Jon. Wishing you and your business all the best and look forward to a long partnership.

Dan Morris provided an excellent guide…

Dan Morris provided an excellent guide and help on capital options for my business. He explained in details the quick process and kept me posted. Definitely recommend Dan and Express Capital Funding

Reply from Express Capital Funding2024-12-17

We appreciate your business, Sonia and are so happy that you had a great experience working with Dan. Customer service is our top priority and we are glad to hear Dan delivered.

Great experience!

Great experience! This company has very talented people in their organization! Specifically, my representative David Felton who I recommend contacting has helped me more than once being a repeat customer over the years. Don't hesitate to contact David and his team for help.

Reply from Express Capital Funding2024-12-11

We love hearing from repeat customers! Thanks so much for your business and your glowing review of David and our services. Happy to have your business and look forward to a long partnership.

Dan was very knowledgeable and easy to do business with

Dan was very knowledgeable, courteous and easy to get in contact with when I had questions. Once I decided on what funding suited my needs I was funded the next day which was literally 12 hours later :). I'm looking forward to building my business credit and increasing funding in the near future with the help of Express Capital Funding!

Reply from Express Capital Funding2024-11-21

We're so excited that you decided to move forward with us and we look forward to helping your company grow!

Gil was very quick with processing our…

Gil was very quick with processing our application for the loan. He was very thorough and informative with any questions or concerns we had. He made this a pleasant process for us during a stressful time. Thank you, Gil, you're awesome.

Reply from Express Capital Funding2024-11-04

Thanks for sharing your experience working with us! Happy to hear that Gil made a stressful situation easier for you.

It has been great working with Dylan…

It has been great working with Dylan and the team. They made it very easy to work with them and we were able to apply and get approved for the loan in a matter of 2 days. I loved the easy payment terms as well. I look forward to working with them again very soon in future. Thanks

Reply from Express Capital Funding2024-11-01

That's great to hear, Fahad! We strive to make the process as quick and easy as possible. Glad we were able to deliver! Our team is looking forward to a long partnership with you and your business.

Mico was the individual whom I spoke…

Mico was the individual whom I spoke with during the process. He was excellent in communications and I appreciated him following up be it a return phone call or an email when he said he would. Shows commitment to his trade. Probably the main factor in me deciding to move forward with the proposal. Lots of funding companies out there, I'd recommend Express Capital.

Reply from Express Capital Funding2024-10-30

We appreciate your recommendation, John! It truly means a lot to us to be recognized for our customer service and follow-through. Looking forward to helping you grow your business.