Fig Loans was started in 2015 in Houston, Texas. The company originated as Fig Personal Loans, and started as a collaboration between Fig and United Way THRIVE in Houston to create better, affordable loan products for low-income Americans with bad credit. Fig Loans are installment loans ranging from $300 to $500 that are repaid over four installments and set up on a schedule that fits your budget. Unlike other lenders, Fig Loans works with you to adjust payment dates because we know life doesn't always follow a calendar.
Written by the business, not verified by us.Fig Loans (www.figloans.com) has a 4.9 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the straightforward online application process, noting that obtaining funds is remarkably fast and convenient for returning and new clients alike. Clients also value the friendly support team and the flexible repayment schedules that make managing loans and successfully building credit much easier. However, some customers also noted occasional hurdles regarding specific card compatibility or unexpected deposit amounts during the process. A few reviewers experienced minor inconveniences such as payment card restrictions or receiving partial funds, though support agents were ultimately helpful in fixing these problems.
Auto-generated from all reviews of this business. For reference only.Fig Loans application process is quick, easy to use, they are fair and offers fast funding less than 2 days. Easy affordable payment plans from a bank account or card are available. No unreasonable high interest payments. Totally in awe of the low monthly payments. You will be a very happy customer, Fig loans aims to please.
A true pleasure to work with. Fast results, they work with you at every turn, reasonable interest rates. If you need a loan try here first, you will never be disappointed being a customer.
Fig Loans is always fair on point with their terms of their loans. Have been using them for a while, and they are always satisfactory with loaning me the amount that I need when needed. Customer service although via email is always pleasant and answers within a acceptable time frame and pleasant manner.
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