The Financial Gym (www.financialgym.com) has a 5.0 out of 5 rating on OK.one, based on 61 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 20 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
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Leila Pena · 1 review · Experienced 2026-07-23 ·
★★★★★
10/10
Working with Joy has been an incredibly positive experience. She is knowledgeable, patient and always takes the time to explain things in a way that feels approachable. One of the things I appreciated most was her honesty, she wasn't afraid to tell me what I needed to hear, but she always did so with kindness and without judgment.
Throughout our time working together, Joy was consistently encouraging and helped me make meaningful progress with my finances. She created an environment where I felt supported rather than criticized, which made it much easier to stay motivated and make lasting changes. I'm truly grateful for her guidance and would highly recommend her to anyone looking for a financial advisor who genuinely cares about her clients' success.
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GK · 1 review · Experienced 2026-03-16 ·
★★★★★
I had such a blast working with Garett
I had such a blast working with Garett! He really listened to what my personal goals were, even when they were contrary to what he personally would choose. He is honest and realistic and really helped me increase my confidence in my ability to manage my finances on my own! Would definitely recommend!
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Logan · 2 reviews · Experienced 2026-03-09 ·
★★★★★
I had a great experience working with Garrett
I had a great experience working with Garrett. He listened to my goals and desires and helped build a plan to help get me to where I wanted to go. Having a very specific monthly spending goal aligned with my long term goals helped me get my spending in check. It was a pleasure working with him.
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Andrew W · 1 review · Experienced 2026-03-10 ·
★★★★★
Garrett did an excellent job helping me
Garrett did an excellent job helping me set a budget, find accounts that made me more money on interest, and still be able to set aside money for my wedding.
Highly recommend.
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Ken · 1 review · Experienced 2026-02-18 ·
★★★★★
Garret is fantastic!
Garret is fantastic!
My experience here was amazing. I learned a lot from him, and he didn't mind sharing his very detailed personal finance experience.
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Satchmo · 2 reviews · Experienced 2026-02-09 ·
★★★★★
I’m a new client
I’m a new client - 3 months in - and the change has been noticeable. Just having someone walk through my spending patterns and make suggestions has been invaluable. This month I accidentally paid a large bill on the day it arrived and not on the date it was due, which was my normal practice. It turns out that I was able to absorb that without any issue, even though I got hit with some surprise medical expenses at the same time.
Having free access to monarch is also great It has a learning curve, but I can see where my money is going.
The service is like having a personal trainer at the gym or personal chef work with you on designing meals.
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Kim M · 1 review · Experienced 2026-01-21 ·
★★★★★
Peace of Mind
Second time member! Joined out of college because I didn't know what to do with a salary and budgeting, etc. I stopped for a bit because they had set me up for success and continued on that path. Almost 5 years later and I am back to help navigate through new life changes. Working with a trainer gives me peace of mind, so I don't need to stress about sudden expenses or budgeting every cent. Well worth the membership for the confidence alone, the money returns are a bonus! Erika is awesome and I cannot recommend her enough! :)
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Allie · 1 review · Experienced 2026-01-30 ·
★★★★★
My credit score went up 200 points…
My credit score went up 200 points since I started FinGym 5 years ago. Need I say more?
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Minari · 1 review · Experienced 2025-12-22 ·
★★★★★
If I could give more stars I would!
If I could give more stars I would! Nothing has changed my well-being (mental and financial) like Tina and Financial Gym. I was in a tough spot coming out of a bad relationship and Tina gave me the tools and non-judgmental coaching to get myself out in a sustainable way. I’m setting goals, starting to invest and feel in control of my finances. Tina is now one of my longes term relationships and I can’t say enough positive things about her coaching style and patience. Highly recommend!
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Taina · 1 review · Experienced 2025-12-18 ·
★★★★★
3 months in- Highly Recommend
We are about 3 months in, and Joy is pleasure to work with. I love that I feel no judgement. She also gives us easy, actionable tasks to get us on track. We are making progress on our goals. Although we have much more to go, I find it helpful to have someone to guide us and be accountable to. I also think access the new Monarch app will be super helpful.
Jill is fantastic! She keeps me accountable and I’ve been on my way to accomplish my goals. Thank you Jill!
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Christie W. · 7 reviews · Experienced 2025-11-06 ·
★★★★★
Finance building with human relationships
The Financial Gym is consistently forward-thinking and helpful. Catriona (my trainer) not only is helping me reach my goals financially, she’s guiding me with kindness. Working with the same trainer for years builds a relationship like no other. I trust her and The Financial Gym completely.
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C.D. · 4 reviews · Experienced 2025-11-01 ·
★★★★★
I'm beginning to enjoy having Coach…
I'm beginning to enjoy having Coach Jill as my financial coach. I was trying to get my finances in order by myself but I finally realized that I needed help. Coach Jill is easy to talk with, I needed someone to help me figure out how to deal with the emotional side of being in debt as well as looking at the numbers.
I never realized how emotional being in debt can be and I appreciate her giving me time to gather my financial numbers. I was avoiding my debts, it's crazy but I was ashamed and embarrassed that I was not paying my bills on time. I was hiding debts from my husband, namely high interest personal loans in order to help take care of our family.
It all started when I resigned from a extremely stressful but really good paying job to become a stay at home stepmom for my two teenage stepsons and daughters for seven years. LoL I claimed them as my own.
Staying at home and working odd and end
jobs caused me to accumulate debt. Staying at home was a good choice. Raising teenagers isn't easy but now our sons
and daughters are grown. Two U.S.A Marines, One Navy Sailor and our oldest daughter works at the airport.
I decided to invest in the financial gym to get support in getting my finances in order, financial freedom and peace. Looking forward to spending more time with Coach Jill, seeing the financial plan she is preparing for me, and working towards living a life free of collections, shut off notices, and those annoying calls from debt collectors. 👋👋🤗
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Portia Jones · 1 review · Experienced 2025-10-23 ·
★★★★★
Highly Recommend!
I've been using the Financial Gym for over 5 years and have had a great experience. Kylie is fantastic! She's helped me prioritize and bucket funds based on my current needs. She's a great thought-partner and very resourceful with tips and resources. With her support, I've been on track to meet all of my financial goals-- more than I could ever imagine!
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Shay · 1 review · Experienced 2025-09-29 ·
★★★★★
Grateful for the Financial Gym and Jill…
Jill helps me feel confident and resolved, even in my failures, and she helps me see a light even if it feels very far away. I am slow in making the progress I want, but her help makes me believe I can reach my goals and improve. She also does a lovely job of not allowing me to sit too long in my shame when I have not had as successful of a month or quarter as I'd hoped.
I really liked my agent. She is a great listener and was able to give me some recommendations for where I needed to go with some of my financial needs. She has a very interesting background and a wide variety of knowledge.
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Jazmin Taylor · 1 review · Experienced 2025-09-10 ·
★★★★★
A Reliable and Supportive Financial…
A Reliable and Supportive Financial Team
I truly appreciate the flexibility and understanding from my financial trainer, Tina — she’s absolutely the best! Even when life gets hectic and I’m not fully on top of things, she helps keep me focused and on track. I’ve already seen a huge difference in my financial life, and I’m excited to keep hitting new goals with the support of the Financial Gym.
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Deana Gabay · 1 review · Experienced 2025-09-06 ·
★★★★★
I have had nothing but a wonderful…
I have had nothing but a wonderful experience with my coach Jill Wagner. She has helped me with changing my spending habits and is super knowledgeable. She is a true pleasure and an amazing financial coach. She truly cares!
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Tai · 3 reviews · Experienced 2025-09-05 ·
★★★★★
Great guidance
I’ve had a wonderful experience working with Kim. She has been incredibly supportive, especially during challenging times, and always provided the encouragement I needed to stay on track. Kim helped me set clear, achievable goals and provided practical strategies to help me reach them. She’s also very knowledgeable and always shared helpful information that made a real difference in my financial journey. I truly appreciate her guidance and would highly recommend her to anyone looking for support and direction.
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Jessi Brown · 1 review · Experienced 2025-08-11 ·
★★★★★
Worth it!
I was doing pretty well managing my finances on my own, but working with my coach, Kylie, at the Financial Gym has allowed me to aim higher and feel more confident about achieving my long-term goals. I love having the outside perspective from my coach when I am weighing the pros and cons of different decisions, and the accountability when I'm losing focus or motivation. The fees have paid for themselves when I consider how my monthly savings rate increased after creating my budget with Kylie.
