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Money & Insurance

LendingPoint

200 reviews

4.4200 reviews
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About LendingPoint

Data updated
Website
www.lendingpoint.com
Category
Money & Insurance
Location
United States · Kennesaw,Georgia
Status
Unclaimed
Last 12 months
70 reviews
Replies to negative
11% (3/28)
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Is LendingPoint legit?

LendingPoint (www.lendingpoint.com) has a 4.4 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 86% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 11% of negative reviews; 70 of them were added in the last 12 months. Last updated 2026-08-12.

What people say

The process was as quick and painless…

The process was as quick and painless as I’ve ever experienced. Mr. Barber was very patient and helpful during every step of my loan. Couldn’t be happier with my experience with Lending Point. Thanks so much.

They ask for $500 ($750 ) aud approved…

They ask for $500 ($750 ) aud approved then require my wife to go with my access so I can retrieve money for them and still turn her away now out of pocket no home and family’s power cut they ain’t legit if your scammed don’t trust these clowns

A number 1 lender for me!

For years I have used many lenders for credit building and even for just minor purchases. Lending point has been so far 1 of the best and easiest lenders to use. Their customer portal is very easy to navigate through. I just did another refinance with Ronald Barber, a loan specialist. And he made it work so easy I didn't have to leave my home or office. This man was respectful and understanding. But also very informative. Thanks to all the Lending Point team. And to Ronald

Lending Point engages in practices that…

Lending Point engages in practices that seem predatory, exploiting borrowers in dire financial situations. While obtaining the loan was straightforward, the interest rate was a staggering 31%. I took out an $8,025 loan in November 2022, and despite having paid nearly $4,000 by mid-2024, my current balance exceeds $9,000. This means my balance has increased by over $1,000 since the original loan, indicating that none of my payments have gone toward the principal. They offer a hardship program costing $26 per month for three months, but it primarily benefits them. I wish there were regulations to prevent such practices.