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Business Services

Lendio

200 reviews

4.3200 reviews
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About Lendio

Data updated
Website
www.lendio.com
Category
Business Services
Location
United States · Lehi
Status
Unclaimed
Last 12 months
200 reviews
Replies to negative
97% (29/30)
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Is Lendio legit?

Lendio (www.lendio.com) has a 4.3 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Business Services and its reputation is good. 83% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 97% of negative reviews. Last updated 2026-08-10.

What people say

J
Joe · 1 review · Verified · Experienced 2025-12-04 ·

Goodgood

Good service

Reply from Lendio2026-01-08

Thank you for your feedback, Joe! We’re glad to hear you had a positive experience with our service and appreciate you taking the time to share it.

J
Jay Hart · 3 reviews · Verified · Experienced 2026-01-03 ·

The process was easy

The process was easy, and the loan officer was helpful and accommodating. I was able to access funds just when I needed them.

Reply from Lendio2026-01-08

Thank you for sharing your experience, Jay! We’re thrilled to hear the process was easy and that our loan officer was helpful and accommodating. It’s great to know you were able to access funds when you needed them—we’re proud to support small business owners like you.

N
Nick · 1 review · Experienced 2025-12-31 ·

Brady was fantastic

Brady was fantastic! Was working hard to find funding late in the day on New Year’s Eve. If one route was going to work he found another one!

Reply from Lendio2026-01-07

We really appreciate you taking the time to share this feedback, Nick! Brady’s dedication to finding the right funding solution, even late on New Year’s Eve, is exactly the level of service we strive for. We’re glad he could help and wish you continued success with your business.

F
Felix · 1 review · Verified · Experienced 2026-01-03 ·

Very professional

Very professional Very good communication

Reply from Lendio2026-01-08

Thank you for your feedback, Felix! We’re glad to hear our team provided professional service and clear communication. We appreciate you taking the time to share your experience.

N
Ndubuisi Onwukwe · 2 reviews · Verified · Experienced 2026-01-03 ·

Your personnel is was very professional…

Your personnel is was very professional and knowledgeable.

Reply from Lendio2026-01-08

Thank you for the great review, Ndubuisi! We appreciate your feedback and are happy to hear you had a positive experience with our team.

T
Troy · 4 reviews · Verified · Experienced 2026-01-03 ·

Very quick and easy process

Very quick and easy process. You helped when many others would not!

Reply from Lendio2026-01-08

Thank you for the great review, Troy! We’re glad to hear the process was quick and easy, and that our marketplace was able to connect you with funding options when others could not. Supporting small business owners is what we’re here for, and we appreciate you taking the time to share your experience.

G
Gustavo Garza · 1 review · Experienced 2026-01-02 ·

Lendio was very proactive to get my…

Lendio was very proactive to get my company funded, Brady their executive was very persistant and great followup.

Reply from Lendio2026-01-07

Thank you for the great review, Gustavo! We’re glad to hear Brady’s persistence and follow-up helped get your business funded. Our team is always committed to being proactive and supportive throughout the process. We appreciate you choosing Lendio and wish you continued success!

M
Marcus · 1 review · Verified · Experienced 2025-12-29 ·

The overall experience was great

The overall experience was great. The reps made everything simple and the process was quick and seamless.

Reply from Lendio2026-01-07

Thank you for the 5-star review, Marcus! We’re glad to hear our team made the process simple and seamless. It was a pleasure working with you, and we’re always here if you need us again.

R
Ronnie · 1 review · Verified · Experienced 2026-01-01 ·

You can ensure that the offers…

You can ensure that the offers presented are the actual offers available. Instead of providing numbers then switching them at the last minute even after agreement. In every other business on the planet you would have been bound to honor the product you presented.

Reply from Lendio2026-01-07

Hi Ronnie, Thank you for taking the time to share your experience. We understand how frustrating it can be when terms change, and we’re sorry for the confusion this caused. In this case, an internal system error incorrectly converted a nominal monthly rate into an APR for a fee-based line of credit. Once identified, we immediately explained the issue, paused the process, and worked with you to find a better solution rather than moving forward on terms that weren’t accurate. As a result, we were able to secure a reduced commitment fee and qualify you for a term-based line of credit with transparent, APR-based pricing. While this adjusted the term length, it significantly reduced the overall cost of financing—saving nearly $22,000 compared to the original option. We strive to be transparent and act in our customers’ best interests, especially when something doesn’t go as planned. We appreciate the opportunity to correct the issue and help you secure a more cost-effective solution, and we’re continuing to improve our systems to prevent this from happening again. If you’d like to discuss this further, our team is always happy to help. We're available Monday through Friday from 7:30 a.m. to 5:00 p.m. MST at (855) 853-6548 and [email protected]. --the Lendio team

W
William Liang · 1 review · Experienced 2024-12-31 ·

I had an extremely negative experience…

I had an extremely negative experience working with Mohammed (“Moe”) Moosa. I was misled into entering a loan under terms that were not accurately disclosed at the time of agreement. Moe explicitly represented—in writing—that the loan could be paid off early without penalties or interest. Based on those assurances, I proceeded. Once the loan was finalized through a third-party broker and financial institution, the actual terms turned out to be completely different, carrying very high interest and conditions that directly contradicted what was communicated to me beforehand. When concerns were raised, accountability disappeared. The structure of the deal—where Moe acts as a broker who passes the loan to another broker—creates a convenient layer of deflection when issues arise, leaving the borrower exposed to unfavorable terms they were never properly informed of. Additionally, I was told they could assist in securing an SBA loan. That promise was never followed up on, despite multiple opportunities to do so. This experience felt deceptive, unprofessional, and financially damaging. I would strongly advise anyone considering working with Mohammed Moosa or his associated company to get every term independently verified and not rely on verbal or written assurances that are not explicitly reflected in the final loan documents. Proceed with extreme caution.

Reply from Lendio2026-01-07

Hi William, We’re truly sorry to hear about your experience and understand how frustrating this situation must have been. Providing clear, accurate information and support throughout the funding process is very important to us, and we regret that this did not meet your expectations. While final funding terms—including payback amounts and any early payoff conditions—are outlined in the agreement provided by On Deck prior to signing, we recognize how important it is that expectations are clearly aligned throughout the process. Regarding SBA funding, we did reach out to provide an update, but understand that you were ultimately able to secure approval on your own. If you are interested in exploring improved financing terms, we encourage you to reach out directly to your funder, On Deck, to discuss renewing your funding or reviewing other funding options. Additionally, if you would like to speak with a manager or work with another funding expert to address your concerns, we welcome you to contact our customer support team at your convenience at (855) 853-6548 or [email protected], Monday–Friday from 7:30 a.m. to 5:00 p.m. MST. Your feedback has been shared internally for review to help us improve our processes and communication moving forward. --the Lendio team

M
Michael Simonds · 6 reviews · Verified · Experienced 2025-12-25 ·

My loan agent Jason did a great job

My loan agent Jason did a great job. He was very helpful with my entire process.

Reply from Lendio2025-12-29

Thank you for the 5-star review! We’re thrilled to hear that Jason was so helpful throughout your entire process. We’ll be sure to pass along your kind words to him. We appreciate you choosing Lendio and are always here to support your business.

R
Ramon lopez · 3 reviews · Verified · Experienced 2025-12-26 ·

Great service with no headache

Very good service

Reply from Lendio2025-12-29

Thanks so much for the review! We’re happy to hear the process was smooth and headache-free. We appreciate you choosing Lendio.

R
Ronald · 1 review · Verified · Experienced 2025-12-26 ·

Everything was smooth

Reply from Lendio2025-12-29

We appreciate the 5-star review, Ronald! It’s great to hear your experience was smooth. Thank you for trusting Lendio.

B
Bryan · 1 review · Verified · Experienced 2025-12-26 ·

Straightforward process

Straightforward process. Agents were diligent with communicating every step of the process.

Reply from Lendio2025-12-29

Thank you for the 5-star review! We’re glad to hear the process was straightforward and that our agents kept you informed every step of the way. Clear communication is very important to us, and we appreciate you choosing Lendio to support your business.

E
Emanuel · 1 review · Verified · Experienced 2025-12-22 ·

Pretty smooth process and fast funding.

Reply from Lendio2025-12-29

Thank you for the 5-star review! We’re glad to hear you had a smooth experience and received funding quickly. We appreciate you choosing Lendio and are here whenever you need support in the future.

J
Johnny Rodriguez · 4 reviews · Verified · Experienced 2025-12-22 ·

Very professional

Very professional, kind work fast and very secure.

Reply from Lendio2025-12-29

Thank you for the 5-star review! We’re glad to hear you found our team professional, kind, and efficient, and that you felt secure throughout the process. We appreciate your trust and are always here to help.

G
GERTY P · 8 reviews · Verified · Experienced 2025-09-14 ·

No much help

Reply from Lendio2025-12-29

Thank you for your feedback. We were happy to assist you in securing your business funding this past September, but we’re sorry to hear that you feel our support since then has been lacking. We aim to be a helpful partner throughout the life of your business, and we’d like to see how we can better support you now. Please reach out to us at [email protected] so we can assist.

A
Amy · 1 review · Verified · Experienced 2025-12-21 ·

Quick funding

Reply from Lendio2025-12-29

We appreciate your feedback and are glad we could provide quick funding. Our goal is to make the entire experience seamless, so if there’s anything we could improve, we’d love to hear from you.

W
William · 2 reviews · Verified · Experienced 2025-12-22 ·

I got the money.

Reply from Lendio2025-12-29

Thank you for your review! We’re glad we could help you get the funding you needed. If there’s anything we can do to improve your experience, we’re always happy to hear your feedback.

C
Charles Patterson · 1 review · Verified · Experienced 2025-12-21 ·

Vice president

Everything was excellent Very easy I will recommend to everyone

Reply from Lendio2025-12-29

Thank you for the 5-star review, Charles! We’re so glad to hear everything was excellent and easy. We truly appreciate the recommendation and are here anytime you need funding support.