Lendio (www.lendio.com) has a 4.3 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Business Services and its reputation is good. 83% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 97% of negative reviews. Last updated 2026-08-10.
Amazing experience. Michael Ragona was spectacular, made the process so easy. Didn’t feel pressured and super insightful.
Thank you for the amazing feedback! We’re thrilled to hear you had such a positive experience and that Michael Ragona made the process easy and informative. Providing pressure-free guidance is exactly what we aim for at Lendio. We appreciate the opportunity to support your business.
Everything went smoothly no communication problems
Thank you for your feedback! We’re glad to hear everything went smoothly and that communication met your expectations. We appreciate you choosing Lendio and wish you continued success with your business.
Thanks so much for the encouragement, Jean! We’re happy to support small businesses and appreciate you choosing Lendio.
Awesome service, great people!
Thank you for the kind words! We're glad to hear you had a great experience. If there's anything we can do to earn that 5th star next time, we'd love to hear your feedback.
This is company very faster I just say verry good
Thank you so much! We’re glad we could help you quickly and appreciate your kind words. Wishing you continued success with your business!
We really appreciate your 5-star review, Micah! Thank you for your kind words and for sharing your experience with us.
The team made sure that I got all the help I needed to get the loan
Thank you for the 5-star review! We’re so glad to hear our team was able to provide the support you needed throughout the funding process. We appreciate the opportunity to help and wish you continued success with your business!
Great experience overall, my representative was very fast at working to get the funds I needed. Highly recommended to anyone looking for some business funds.
Thanks for the great review, Fernando! We’re happy to hear Jarred was able to work quickly and get you the funding you needed. We appreciate the recommendation and the opportunity to support your business!
Hi Richard, Thank you for taking the time to share this, and we’re truly sorry for the frustration caused by the lack of follow-up. We understand how important timely communication is. Mitch is currently out of the office and will be back on Tuesday, and we’ll make sure he reaches out then to reconnect and discuss next steps. We appreciate your patience and the opportunity to continue the conversation. --the Lendio team
The application process was quick, the funding was quick. But the interest rate and loan terms are RIDICULOUS!!! I drew money from the LOC and paid it off 2 days later and the interest for 2 days was over $600... Had I kept the money for the entire month, I understand BUT only 2 days, that is ludicrous and total gouging!!! Not to mention that I could NOT schedule my payment for the next day, it would only allow it for a week later...
Hi Donya, We’re sorry for the frustration this caused and appreciate you sharing your experience. While we’re glad the application and funding were quick, we understand your concerns around the interest charged and payment scheduling. Lendio is a marketplace, and funding terms are set by our funding partners, but this is something we’d like to review more closely. A member of our team will be reaching out directly to discuss your account and address your concerns. Thank you for your feedback. --the Lendio team
Complete answers to questions, straightforward in timely response, took the time to fully understand our business situation and help us identify the best solution for us. Nathan understood what he was doing and understood what we needed and made the perfect match.
Thank you so much for sharing your experience! We’re thrilled to hear that Nathan took the time to really understand your business and help find the solution that was the perfect fit. We’re glad the process was straightforward and timely, and we appreciate you trusting Lendio to support your business.
Thank you for your feedback! We’re glad to hear the process was quick and worked well for you. We appreciate you choosing Lendio and hope to continue supporting your business in the future.
I was very impressed with Jake and how helpful and efficient he was in communicating all the things that I needed to secure my loan.
Thank you for sharing your experience, Heidi! We’re glad to hear that Jake’s clear communication and efficiency made the funding process smooth and easy for you. He takes pride in making sure our customers feel informed and supported every step of the way. We appreciate you choosing Lendio and wish you continued success with your business.
Great ! The lenders are very helpful and supportive
We are so grateful for your review. Thanks for sharing your rating with us, as it helps other small businesses like yours trust us to help them with their small business financing needs.
Outstanding Experience with Lendio — and Jake Morgan Went Above and Beyond We had an exceptional experience working with Lendio, and we cannot say enough good things about Jake Morgan. From start to finish, the process was smooth, efficient, and incredibly well-supported. Jake was knowledgeable, responsive, and truly invested in helping our business succeed. Thanks to his expertise and follow-through, we were able to secure both an immediate deposit and a line of credit for our business — something that made a huge difference for our operations and peace of mind. Jake took the time to explain our options clearly, moved quickly when timing mattered, and made what can often be a stressful process feel straightforward and manageable. It’s rare to find someone who combines professionalism, urgency, and genuine care the way he does. If you’re a business owner looking for funding support, we highly recommend Lendio — and especially Jake Morgan. This was hands-down one of the best financing experiences we’ve had.
We’re thrilled to hear about your experience and truly appreciate you taking the time to share such thoughtful feedback. Jake will be especially glad to know his responsiveness, expertise, and dedication made a meaningful difference for your business. Helping our customers navigate their options with clarity and confidence is exactly what we aim for, and we’re glad the immediate deposit and line of credit provided both support and peace of mind. Thank you for the strong recommendation and for trusting Lendio with your financing needs—we’re grateful to be part of your journey.
Lendio was great. Forward Funding did not wire the funds as promised (eventhough I paid extra for them to do so). They have yet to refund the extra cost of the wire transfer and are not returning any of my communications. Will not do business with them in the future.
Hi Michael, Thank you for the 5-star review and for your kind words about Lendio! We’re glad to hear you had a positive experience with our team. We’re sorry for the frustration caused by the delay and the confusion around the wire transfer. We’ve since confirmed with the funding partner that the funds were released, though later than originally expected. We understand how important clear communication and timing are, especially when additional fees are involved. While funding timelines and fees are handled directly by the funder, we appreciate you bringing this to our attention and will share this feedback with our team for review. --the Lendio team
Mo who helped me was excellent in explaining terms, communication and patience. He made the experience less stressful and was not aggressive like other representatives can be pushing a certain product.
We’re glad to hear Mo made your experience clear and stress-free. Taking the time to explain terms, communicate openly, and focus on what’s right for each business is exactly how our team aims to support clients as they explore their financing options. We appreciate you sharing your experience and wish you continued success!
Mr. Hogan was very diligent about helping me find and fulfill a loan request.
Thanks for the kind words, Ricardo! We’re happy to hear Mr. Hogan was so helpful in guiding you through the process and finding a great funding option. We appreciate you choosing Lendio and wish you the best with your business!
I worked with Jamila and Desiree who were awesome. I was funded with an SBA loan within weeks not months. My business now has a great foundation to grow!
We appreciate you sharing your experience. Jamila and Desiree were happy to support you through the SBA funding process, and we’re glad it moved faster than expected. Best wishes as your business continues to grow!
Waste of time. I had other Leander approve the business. This company denied it. Big mistake because my business has doubled every year. Shop some where else.
Thank you for the feedback, and congratulations on your business’s impressive growth! To provide some context, Lendio is a business marketplace with specific partner requirements. Most business lenders require at least three months of consistent history in a single business bank account to verify cash flow. Because your application involved a recent switch between accounts and relied on personal statements rather than business ones, it didn’t meet the current stability criteria our partners require for an approval. We’re glad you found a solution elsewhere and wish you continued success as you scale!
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