Lendio (www.lendio.com) has a 4.3 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Business Services and its reputation is good. 83% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 97% of negative reviews. Last updated 2026-08-10.
What people say
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Brittany R · 1 review · Experienced 2026-04-21 ·
★★★★★
Simple, easy, efficient!
Nick Barraco help us out, and I can’t tell you how simple fast and easy the process was! He took care of everything for us. Simple and efficient is what we needed and he delivered!
Reply from Lendio2026-04-22
We’re thrilled to have exceeded your expectations! Nick Barraco and the team at Lendio are dedicated to making the process simple, fast, and stress-free. Our goal is to help businesses like yours thrive, and we’re glad we could provide you with access to capital to take your business to the next level.
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Steve · 6 reviews · Experienced 2026-04-17 ·
★★★★★
loan broker theives
With extremely good credit they were trying to push a loan at 69% interest. Biggest scam loans brokers I ever saw Never would I suggest anyone ever deal with these theives
Reply from Lendio2026-04-20
Hi Steve,
Thank you for taking the time to share your experience. Helping small businesses find the right financing, not just any financing, is what we strive for. We regret that the outcome fell short for you; we understand how frustrating that can be.
We'd welcome the opportunity to look into your concerns directly. Please don't hesitate to reach out to our Customer Support team at [email protected] or (855) 853-6548.
— The Lendio Team
Thanks for sharing your experience and for the 5-star review! We appreciate you!
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bob · 2 reviews · Experienced 2026-04-17 ·
★★★★★
Horrible experience
Horrible experience. I have about $140,000 running through my bank account in the last three months. I've been in business for over 10 years. I went on the website and filled out their information. They came back with an offer. Then the offer disappeared, someone new contacted me, then they found the offer, then I applied with the same information on the website with that lender. And then after I sign all the paperwork and go through all the stuff again for the third time they decline me. They said I have a lawsuit that I have no idea what they're talking about. I have no lawsuits against my company and I've never been in a lawsuit. They don't lend money they're a broker and CANNOT make a desision. Go to Rok Financial if you want somebody that really knows what they're doing. That's what I did after wasting about a week of my time. Unorganized joke. PS They sent me a link to Giggle finance for a $3000 loan. NO JOKE real name and true 3K. lol
Reply from Lendio2026-04-20
Thank you for taking the time to share your feedback. What you've described is not the experience we want for our customers, and we regret that your interactions with us fell short of the standard we hold ourselves to. We are conducting an internal review of the concerns you've raised, including the communications and offer-related questions in your file. A member of our team will be reaching out to you directly. If you'd like to speak with someone sooner, please contact our Customer Support team at (855) 853-6548 or [email protected].
— The Lendio Team
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SRT KEN · 1 review · Experienced 2026-04-14 ·
★★★★★
Easy as 1.2.3
Manee I cnt believe how easy Lendio was to fix the right amount that I needed first business loan and everything went extremely smoothly thanks to lbi
Reply from Lendio2026-04-20
We're thrilled to have exceeded your expectations! At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!
Stumbled upon lendio online and applied. I figured it was another complicated long process loan company so I ignored many calls. When I finally answered the phone Soren instantly seemed to care and took the time to learn about my bussiness. After getting sidetracked with normal conversation he said he would send over my options. Within hours I had multiple offers and after passing ideas back and forth with Soren we came up with a plan. I was funded the same day after minimal submitted document. I definitely recommend seeing what Lendio has to offer. Very fast and easy!
Reply from Lendio2026-04-14
We're thrilled to have exceeded your expectations! At Lendio, our goal is to help businesses like yours thrive. We're glad we could provide you with access to capital to take your business to the next level.
Travis Desir was one of the best people I have ever worked with. Over decades. He went out of his way to make things work for me over days. Kept working. I wish he could be cloned.
Reply from Lendio2026-04-13
Thank you for sharing your experience! We’re thrilled to hear how dedicated Travis Desir was, he truly embodies our commitment to going the extra mile. Your feedback helps other small businesses feel confident choosing Lendio for their financing needs!
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David Lauffer · 3 reviews · Experienced 2026-04-08 ·
★★★★★
Quick response and very good…
Quick response and very good communication! Devin Koray was outstanding!!
Reply from Lendio2026-04-09
Thanks for sharing your experience and for the 5-star review! We appreciate you!
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Bill · 4 reviews · Verified · Experienced 2026-04-04 ·
★★★★★
Great experience!
It was unexpected and very helpful to have a personal advocate in the process to answer questions and guide the process through to completion of funding.
Reply from Lendio2026-04-06
At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!
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Allinent · 1 review · Experienced 2026-03-30 ·
★★★★★
It was a Great experience working with…
It was a Great experience working with them for sure
Reply from Lendio2026-03-31
Thanks for sharing your experience and for the 5-star review! We appreciate you!
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Cinderella D Brown · 4 reviews · Verified · Experienced 2026-03-30 ·
★★★★★
GREAT WORKING WITH YOU
Reply from Lendio2026-03-31
At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!
Karel Foy is awesome. He was very professional and the process was seamless.
Reply from Lendio2026-03-30
Thank you for the 5-star review. Your experience matters to us, and we’re inspired to empower business owners every day thanks to feedback like yours. Karel’s professionalism and dedication truly make a difference!
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Brandon · 2 reviews · Experienced 2026-01-01 ·
★★★★★
Stay away, Go to any real bank!
You lender account manager will lie to get you to take out a loan. My rep:
Ibi Alabed
Made several promises that he knew he wouldn’t be able to keep. The end result is that I’m stuck with a large loan with high interest and long repayment instead of the more attractive options he told me I would be presented with. Be careful, they will say “policies have change recently” to protect themselves from any false information they will provide you.
Reply from Lendio2026-03-27
Brandon, thank you for taking the time to share your feedback. What you've described is not the experience we want for our customers, and we take concerns like yours seriously.
We are conducting a comprehensive internal review of the interactions and documentation associated with your file. Because we want to give this the careful attention it deserves, this review may take a few business days to complete. A member of our team will be reaching out to you directly.
In the meantime, please don't hesitate to contact our Customer Support team at (855) 853-6548 or [email protected].
— The Lendio Team
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Dr Sam · 1 review · Verified · Experienced 2026-03-22 ·
★★★★★
lendio to offer better Interest Rate & Longer Terms
lendio could offer better interest rates and longer loan amount, 18 months is not enough.
Their customer service is A+ but can improve in future
like offering 3,4,5 years loans on interest rate under 10% apr.
customer Recommendation
Reply from Lendio2026-03-26
Thank you so much for taking the time to leave us a review, and for the kind words about our customer service. That truly means a lot to our team!
We completely understand the desire for longer terms and lower interest rates, and we appreciate you sharing that feedback. It's worth noting that Lendio operates as a marketplace, meaning we work with 75+ funding partners to connect you with as many financing options as possible. While we strive to surface the best matches for each customer's unique situation, the specific terms, repayment periods, and interest rates are ultimately set by our individual funders based on their own eligibility criteria.
That said, your feedback is genuinely valuable. We're always working to expand our network and bring even more competitive options to our customers. If you ever want to explore whether any new options have become available for your business, we'd love to help. Please don't hesitate to reach out to our team!
Thank you again for your recommendation. We truly appreciate your support!
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Alex Taverna · 1 review · Experienced 2026-03-24 ·
★★★★★
Top Tier Lender With Awesome Customer Service
If you’re a small business or maybe other bigger lenders turned you down definitely give lendio a shot. From the very beginning our account manager Kayla made sure she was available if she wasn’t she always promptly sent an email letting me know she’ll be reaching out shortly and always did. Answered all questions I had went above and beyond and made sure we weren’t getting ourselves in something we couldn’t handle just yet and I can respect that. She got to understand what our main needs are for the moment and helped in securing our first business loan. Definitely go with Lendio be realistic with your expectations and make sure Kayla is your account specialist. 10/10
Reply from Lendio2026-03-25
Thank you for taking the time to share your positive experience! We’re glad to hear Kayla was responsive, transparent, and made sure you felt confident every step of the way.
Your review helps other small businesses take the next step for their business financing needs by choosing Lendio as their small business financial solutions provider. We appreciate your recommendation!
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Patrice Jackson · 1 review · Experienced 2026-03-23 ·
★★★★★
Carl Legitime | Loan Specialist
Carl Legitime | Loan Specialist
I expect when discussing business matters. A person should be professional but not this guy he was rude ass hell. literally hung up on me because I didn't choose this company as a lender what is wrong with people these days?
At this point, I’ve decided to move forward with another provider. I’m glad I didn’t do business with this company
Reply from Lendio2026-03-25
Hi Patrice,
Thank you for taking the time to share your feedback. We genuinely appreciate it and regret that your experience didn't leave a positive impression.
We hold our team to a high standard of professionalism, and we take concerns like yours seriously. We are reviewing the interaction in question and want to assure you that your feedback will be addressed internally. We wish you and TJKuts all the best, and if your financing needs change down the road, we'd love the opportunity to help. Feel free to reach us at [email protected] or 855-853-6548.
— The Lendio Team
Idi was great and helped me to quickly optionally funds to pay for some inventory for my business.He had great follow through, and is a great professional.
I would highly recommend using this service.
The only drawback with Lendio was that I was not able to obtain as much funding as I needed, even though my yearly income is well over 200,000 and I have a great FICA score.
Reply from Lendio2026-03-23
Thank you for the 5-star review. Your experience matters to us, and we're inspired to empower business owners daily thanks to reviews like yours.
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Christopher · 1 review · Verified · Experienced 2026-03-21 ·
★★★★★
Josh was great and helpful in assisting…
Josh was great and helpful in assisting me to get the funds I need for working capital he didn’t stop until he got me it from start to finish he keep great communication until I got the funds thank you very much Josh.
Reply from Lendio2026-03-23
At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey! We’re glad Josh was able to support you and make a positive impact.
I’m so happy about Connor, he’s very professional. I didn’t get what I was looking for at this time but anyway he helped me to continue going forward with my business
Reply from Lendio2026-03-23
At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey! We're glad Connor was able to support you with professionalism and help keep you moving forward with your business.