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Money & Insurance

Ollo Credit Cards

103 reviews

4.3103 reviews
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About Ollo Credit Cards

Data updated
Website
www.ollocard.com
Category
Money & Insurance
Location
United States · Wilmington
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
100% (17/17)
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Is Ollo Credit Cards legit?

Ollo Credit Cards (www.ollocard.com) has a 4.3 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 82% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

B
Blake P · 1 review · Experienced 2026-08-08 ·

sent me a pre approved letter I didnt even want

sent me a pre approved letter I didnt even respond to for months. meant to trash it but found it in a stack on my desk cleaning up and decided why not have another and just not use it but raise my total credit allowed. credit score was better than when I received the pre approved offer, but they turned me down, hurting my score. how are you going to pre approve me and mail me an offer I didnt ask for just to drop my credit score.

Reply from Ollo Credit Cards2026-08-09

Hi Blake. We appreciate your feedback about your experience. We understand your frustration and are happy to help. Please call us at 833-845-2200 for assistance.

S
Scott Masterson · 5 reviews · Verified · Experienced 2026-08-07 ·

Good card if rebuilding credit

Good card if rebuilding credit but hard to raise limits

N
Nwy Mqr · 8 reviews · Experienced 2026-07-27 ·

Warning to consumers using Ollo /…

Warning to consumers using Ollo / Merrick Bank: UPDATE, I have already generously called in and was treated poorly, tricked, and given misleading information. Unless ollo is agreeing to reopen my account and restore the good standing, this review will remain the same and my verification/proof will still be forwarded to outside governing agencies as factual vs allegations. Their automated system is incredibly rigid and predatory during family emergencies. Following an ongoing estate issue, my account triggered a returned payment. Even though the payments completely cleared and went through successfully 2 to 4 weeks later, Ollo pocketed the money, charged a returned payment fee, and permanently closed the account without recourse. Their automated portal sent deceptive emails saying the payment program was successfully completed, yet they completely revoked the line of credit anyway. Terrible customer service during a sensitive estate transition."

Reply from Ollo Credit Cards2026-08-09

We appreciate you taking the time to leave a review and share your experience. We are happy to assist you. Please call us at 833-845-2200.

R
Rodney Etheridge · 8 reviews · Experienced 2026-08-04 ·

Ollo sucks!

The first time I used my card since the transition, which was supposed to be smooth, I was sent a text: "If you are making this purchase, verify with this code." I did; my purchase was declined. Then I sat on the phone transferring a couple of times for almost 30 minutes. If it did not ding my credit, I would cancel this card. BTW, after all of that hassle, I was still declined.

Reply from Ollo Credit Cards2026-08-08

Thank you for your review, Rodney. We appreciate your honest feedback. We've shared your comments with the appropriate team as we continue working to improve all our customers' experiences. If you're still in need of assistance, please reach out to us at 833-845-2200. We're happy to help.

c
customer · 4 reviews · Experienced 2026-08-04 ·

Send a offer instead of my card?

I was approved for a card and said it would be in the mail. But instead they send me another offer... Where's the card I signed up for and was approved for thats supposed to be in the mail?

Reply from Ollo Credit Cards2026-08-04

Thank you for reaching out. Please call us at 833-845-2200 for assistance. We're happy to help. Thank you for choosing Ollo!

D
Dale Jones · 3 reviews · Verified · Experienced 2026-07-30 ·

easy to use

easy to use. decent app. no complaints

C
Cara Salemi · 7 reviews · Experienced 2026-08-01 ·

BEWARE OF THIS CARD AND SAVE YOURSELF FROM BEING SCAMMED

It’s impossible to talk to anyone in customer service because it doesn’t exist. I locked the card last month and I had already paid the statement balance but now this month I see that it wasn’t posted and there are NEW CHARGES ON THE CARD I NEVER ACTIVATED! I then locked the card but still got charged for another $160 ish but I still have no idea how this happened or why the card was used when it was not activated and I locked my account. This is awful and unacceptable. I will be contacting the BBB and I guess I have to close the account. I’ve been trying to improve my credit score and it’s finally working in my favor but if I close this account, it’ll affect my credit score. I’d rather not be charged every month for suspicious activity and therefore I have to close the account immediately but good luck trying to do that! It’s really disgusting and disappointing to be offered a credit card “ FOR NURSES “ and then you sign up for this nonsense again?? How do I contact a representative????? Scam card??

Reply from Ollo Credit Cards2026-08-08

We appreciate you taking the time to leave a review, Cara. A member of our CARES team has reached out to you. If you're still in need assistance, please call us at 833-845-1900. We're happy to help.

R
Rowena Shlosman · 2 reviews · Experienced 2026-07-31 ·

I have an Ollo Credit card

I have an Ollo Credit card, and it has ZERO balance, and all of a sudden the company closed my account. Their reason is that I have high utilization in my account when I don't even use. I checked my balance, and it was ZERO for the last 2 months. I don't understand why this credit card company will just close my account. My credit score was up by like 80 points, and my DTI ratio was only 10%.

Reply from Ollo Credit Cards2026-08-03

We appreciate you taking the time to leave a review, Rowena. We take all feedback seriously, as we strive to improve our customers’ experiences. For assistance, please call us at 833-845-2200. We are happy to help.

A
Alvin · 5 reviews · Experienced 2026-07-15 ·

0 starz..Don't get this card

0 starz..Don't get this card! Rates are extremely extremely high and if you have a major life medical crisis, like I just got diagnosed with cancer. They do not care about you! There's no hardship programs and they have an insurance for 1 week medical insurance. But it is crap and expensive!

Reply from Ollo Credit Cards2026-07-31

We're very sorry to hear about the challenges you're facing. We understand how difficult circumstances like these can be. We'd like the opportunity to review your concerns and see how we can help. Please reach out to us at 833-845-2200.

D
David Maloney · 2 reviews · Experienced 2026-07-30 ·

I just got a letter from ollo

I just got a letter from ollo. They closed my account due to length of time accounts have been open. And because I haven't used my card in 6 months. Want to keep customers let me know and I will use the card. I didn't know that was a requirement to keep using the card. If your trying to build your credit this card is not a good card to have. And you can't have open accounts with perfect payment history what bullshit!

Reply from Ollo Credit Cards2026-07-31

We appreciate you taking the time to leave a review, David. We take all feedback seriously, as we strive to improve our customers’ experiences. If you're still in need of assistance, please call us at 833-845-1900. We are happy to help.

D
Dawn Roberts · 3 reviews · Experienced 2026-07-29 ·

I wouldn't suggest an Ollo/Merrick…

I wouldn't suggest an Ollo/Merrick account. Got scammed and gathered all paperwork needed and they told me my time was up. Card locked & paying it off and closing the account!!!

Reply from Ollo Credit Cards2026-07-31

We appreciate you taking the time to leave a review, Dawn. We take all feedback seriously, as we strive to improve our customers’ experiences.

K
Kimberly Jones · 4 reviews · Experienced 2026-07-27 ·

Absolutely the worst card I've ever had…

Absolutely the worst card I've ever had in my life. And I'm old! I've been hacked or had fraudulent charges SO MANY TIMES!! And what really pisses me off, I called about this one walmart.com charge MULTIPLE times, they claimed they did not let the transaction go through and walmart was going to refund it. LIES. Over a month later, I call and get the one honest person who works there, and she said there was nothing flagging this $500 charge. Absolutely ridiculous.

Reply from Ollo Credit Cards2026-07-31

Thank you for your sharing your review, Kimberly. We take all feedback seriously, as we strive to improve our customers’ experiences. If you're still in need of assistance, please reach out to us at 833-845-2200. This is a unique number made for inquiries from social media. We're happy to help.

J
Jean Ryland · 2 reviews · Experienced 2026-07-27 ·

Terrible rates and even worse customer…

Terrible rates and even worse customer service. I’ve been trying to dispute a charge for three days and no one ever picks up in the dispute department.

Reply from Ollo Credit Cards2026-07-31

We appreciate you taking the time to leave a review, Jean. We take all feedback seriously, as we strive to improve our customers’ experiences. For assistance, please call us at 833-845-2200. This is a unique number made for inquiries from social media. We are happy to help.

S
SAM DUDLEY · 3 reviews · Verified · Experienced 2026-07-28 ·

This company does what it says

Reply from Ollo Credit Cards2026-07-28

Thank you for your review, Sam.

S
Sharon Sobeck · 2 reviews · Verified · Experienced 2026-07-26 ·

You are there when I need you

You are there when I need you. I am kept updated on my spending and I feel appreciated. Thank you for your hard work and courtesy in all dealings.

S
S Garringer · 1 review · Verified · Experienced 2026-07-27 ·

No hassles just one credit check

No hassles just one credit check , great place to do business 😀

L
LGOK · 1 review · Verified · Experienced 2026-07-24 ·

2ND CHANCE OPPORTUNITY I had fallen on hard times about a year…

I had fallen on hard times about a year ago. When I got back to where I needed to be,I started receiving pre-approved credit card offers from Ollo. At first I was hesitant about checking them out. After much thought I went 0nline to see if my authorization number would be approved and only waited a few seconds and got my answer right away. Thank you Ollo for giving me that 2nd chance I needed!

Reply from Ollo Credit Cards2026-07-26

We're so glad we could help! Thank you so much for your review.

J
John · 3 reviews · Verified · Experienced 2026-07-25 ·

Premier Company

Precise answers to my questions, which aren't many because their website is so good I don't need to ask questions! Great company

Reply from Ollo Credit Cards2026-07-26

Thank you for your feedback, John.

K
Kelly Stairs · 1 review · Verified · Experienced 2026-07-23 ·

Nice

Nice and fast

R
Raul Trevino · 1 review · Verified · Experienced 2026-07-22 ·

Using the OLLO card is a Great…

Using the OLLO card is a Great experience to me.

Reply from Ollo Credit Cards2026-07-24

Happy to hear this, Raul! Thank you for your feedback.