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Money & Insurance

Upstart

276 reviews

4.9276 reviews
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About Upstart

Data updated
Website
www.upstart.com
Category
Money & Insurance
Location
United States · San Carlos
Status
Unclaimed
Last 12 months
276 reviews
Replies to negative
0% (0/2)
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Is Upstart legit?

Upstart (www.upstart.com) has a 4.9 out of 5 rating on OK.one, based on 276 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

M
Michelle · 2 reviews · Verified · Experienced 2026-08-06 ·

Very easy application process

Very easy application process. Had results in minutes. Would recommend. Quick and fast. This is my third time using Upstart.

H
Howard McCardle · 2 reviews · Verified · Experienced 2026-08-06 ·

Upstart loan steps

Upstart was very helpful in helping me go through the steps of the loan. I had to relay on them to explain many things

J
Joshua AShby · 3 reviews · Verified · Experienced 2026-08-06 ·

Easy to use.

T
TRB · 1 review · Verified · Experienced 2026-08-06 ·

This was a fast process

This was a fast process. Lots of dual authentications which I apprecaited

L
Laura · 1 review · Verified · Experienced 2026-08-06 ·

Upstart has always been fair and…

Upstart has always been fair and upfront with their pricing. They helped me tremendously to get out of never-ending credit card debt. I'm looking forward to being debt free soon. Thank you upstart.

J
Joe & Cheryl Martin · 2 reviews · Verified · Experienced 2026-08-06 ·

It was as simple as it said it would be

K
Kevin · 1 review · Verified · Experienced 2026-08-06 ·

Quick, useful and easy

Quick easy and useful

N
Nena · 1 review · Verified · Experienced 2026-08-06 ·

Great for when help needed.

The process was a little longer than normal and unusual request where asked to complete application. But they did help when needed.

S
Stevie · 2 reviews · Verified · Experienced 2026-08-06 ·

Great source for a small loan when you need it.

Very quick process. Upstart does not make it difficult to get the help you need.

J
Jason · 1 review · Verified · Experienced 2026-08-06 ·

Very fast n easy

Ver fast n easy

K
Kim Celestain · 3 reviews · Verified · Experienced 2026-08-06 ·

The loan process felt effortless

The loan process felt effortless. I love Upstart

J
Jeremy · 1 review · Verified · Experienced 2026-08-06 ·

quick easy to use

quick easy to use, and customer service is courteous and good at their job

T
Timothy · 1 review · Verified · Experienced 2026-08-06 ·

Easy process

Simple online process with very good interest rates. Thanks Upstart!!!

K
Kelly · 1 review · Verified · Experienced 2026-08-06 ·

Great company to deal with!

L
Loyal Customer · 5 reviews · Verified · Experienced 2026-08-06 ·

Prayer Changes Things

The times we are living in does not allow us to live without the stress of worrying about meeting our financial needs. Upstart without any stress or anxiety to apply has given me a much needed blessing and no more stress . I appreciate the opportunity and the process was easy and took a minimal amount of time. I would recommend them one thousand percent!

M
Michael · 2 reviews · Verified · Experienced 2026-08-05 ·

Easy process

Easy process. And quick decision as promised

R
Ruth · 1 review · Verified · Experienced 2026-08-05 ·

Didn't take long at all

Didn't take long at all. Awesome job Upstart.

M
Michele · 1 review · Verified · Experienced 2026-08-05 ·

Easy process answer within minutes.

H
Harley · 1 review · Verified · Experienced 2026-08-05 ·

This was the most professional exchange…

This was the most professional exchange that I've experienced in awhile.

H
Harry · 1 review · Verified · Experienced 2026-08-05 ·

Very Efficient Application Process

One of the best platforms I have ever used for applying and managing a loan. The experience is fast and efficient. Your time is valuable and they don't waste any of your time throughout the entire process.