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Money & Insurance

Upstart

276 reviews

4.9276 reviews
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About Upstart

Data updated
Website
www.upstart.com
Category
Money & Insurance
Location
United States · San Carlos
Status
Unclaimed
Last 12 months
276 reviews
Replies to negative
0% (0/2)
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Is Upstart legit?

Upstart (www.upstart.com) has a 4.9 out of 5 rating on OK.one, based on 276 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

B
Beardawg · 2 reviews · Verified · Experienced 2026-08-06 ·

Easy to follow

Very straight forward and easy to follow

T
Tina · 1 review · Verified · Experienced 2026-08-06 ·

Applying for an loan was fast and easy…

Applying for an loan was fast and easy thank you upstart you made my day.

P
Peter A · 1 review · Verified · Experienced 2026-08-06 ·

Super Easy Application!

Only took 5 minutes from start to finish.

R
Robert · 1 review · Verified · Experienced 2026-08-06 ·

Upstart gives wonderful service

Fast and hassle free. When I did have an issue or question I called and the representative walked my through the steps, was patient and extremely helpful .

P
Peter · 1 review · Verified · Experienced 2026-08-06 ·

From Stressed to Relieved

We had an unexpected bill that was much higher than anticipated, I was so stressed! I did some research and so many people recommended upstart. The process was fast, easy, and straightforward. I was able to get approved quickly, and now do not have to stress. The payments are affordable and the apr rate wasn’t as high as I thought. I would definitely recommend upstart!

T
Terry · 2 reviews · Verified · Experienced 2026-08-05 ·

Very easy to apply and very friendly…

Very easy to apply and very friendly curtious staff

L
Laura Lopez · 2 reviews · Verified · Experienced 2026-08-05 ·

The process was fast and painless

The process was fast and painless. I appreciate the security and the process was easy to understand and go through. thank you!

P
Paula · 1 review · Verified · Experienced 2026-08-05 ·

The experience was awesome and seamless!

The experience was fantastic, easy, and seamless. Very happy with this credit union. After I complete my commitment, I may use them again.

L
Lori · 3 reviews · Verified · Experienced 2026-08-05 ·

It was very easy to go through and sign…

It was very easy to go through and sign up.

E
Evelyn · 6 reviews · Verified · Experienced 2026-08-05 ·

Easy to navigate

Easy to navigate, fast approval

C
Chris · 5 reviews · Verified · Experienced 2026-08-05 ·

Quick and easy

Quick and easy process,used before will use again

B
Ben · 3 reviews · Verified · Experienced 2026-08-05 ·

Super easy application process

Super easy application process, transparency about rates and applicable fees, and funds in my account within 24 hours. The entire process took under 30 minutes, and I didn't have to leave my house.

s
susan m · 3 reviews · Verified · Experienced 2026-08-05 ·

Quick

Quick, easy, and secure.

S
Sharon · 1 review · Verified · Experienced 2026-08-05 ·

The lady on the phone was helping me to…

The lady on the phone was helping me to get the application done, if it wasn’t for her I would have not got it done, she was very sweet and kind.

E
Ethan Speaker · 1 review · Verified · Experienced 2026-08-04 ·

Let me tell you

Let me tell you! LET ME TELL YOU SOMETHING!!!!! This was from start to finish the smoothest loan process that I have ever found myself a part of. Quick and to the point from putting in your info to getting an approval. Thank You UPSTART!!!

J
Joeann · 1 review · Verified · Experienced 2026-08-04 ·

The entire loan process worked well for…

The entire loan process worked well for me to get approval. I highly recommend this company.

R
Ronald · 1 review · Verified · Experienced 2026-08-04 ·

Big help

Thank you for your assistance. It was quick and easy.

D
Denise · 1 review · Verified · Experienced 2026-08-04 ·

Easy process

Easy process. Great experience

H
Heather · 1 review · Verified · Experienced 2026-08-04 ·

This company is very easy to work with.

This company is very easy to work with. I've had loans with them in the past and have had great customer service, quick funding, and no penalties for early pay-off. APR rates are quite fair and competitive with other loan offices.

D
Daniel · 1 review · Verified · Experienced 2026-08-04 ·

Very easy

Very easy. I highly suggest taking a leap of faith.