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Money & Insurance

Upstart

276 reviews

4.9276 reviews
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About Upstart

Data updated
Website
www.upstart.com
Category
Money & Insurance
Location
United States · San Carlos
Status
Unclaimed
Last 12 months
276 reviews
Replies to negative
0% (0/2)
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Is Upstart legit?

Upstart (www.upstart.com) has a 4.9 out of 5 rating on OK.one, based on 276 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

R
Rika · 1 review · Verified · Experienced 2026-08-05 ·

The expediency of the process and the…

The expediency of the process and the trust in one's ability to pay despite credit score.

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Carlos Gonzalez · 6 reviews · Verified · Experienced 2026-08-05 ·

Quick and safe...Dependable.

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Xavier · 1 review · Verified · Experienced 2026-08-05 ·

Very easy and very easy to understand

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Curtis Lovins · 3 reviews · Verified · Experienced 2026-08-05 ·

I'm retired IT developer and your…

I'm retired IT developer and your webpage was awesome to use and navagate.

B
Benji · 2 reviews · Verified · Experienced 2026-08-05 ·

It was quick and easy to complete the…

It was quick and easy to complete the loan process.

B
Bessie · 1 review · Verified · Experienced 2026-08-05 ·

Very quick and easy process got a very…

Very quick and easy process got a very good interest rate that way I can pay off credit card debt with higher interest rate wonderful experience

F
Fi · 1 review · Verified · Experienced 2026-08-05 ·

easy and welcoming

easy to navigate and understand while also being great for people with less than great credit, would return to again

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Robin KROPF · 2 reviews · Verified · Experienced 2026-08-05 ·

The loan process was fast and simple…

The loan process was fast and simple and approval was done in less than 10 minutes! I will definitely recommend Upstart to my family and friends!!

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Lakeita · 1 review · Verified · Experienced 2026-08-05 ·

It was quick and straightforward

It was quick and straightforward! I love that!

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Edwin C. Posada · 1 review · Verified · Experienced 2026-08-05 ·

Great Fast Service

I loved how fast and well organized this process was. the application was easy to follow and the customer service was great.

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Tara · 1 review · Verified · Experienced 2026-08-05 ·

Approval was quick

Approval was quick! I read a lot of comments of people saying that they got denied so I was worried that I wouldn’t be approved either. I’m drowning in debt so I was desperate to consolidate everything and get my life back on track. It says I should receive my loan in a few days. I would definitely recommend Upstart!

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Carol Sexson · 2 reviews · Verified · Experienced 2026-08-05 ·

This is the second time Upstart has…

This is the second time Upstart has come through for me in a crisis. Thank you so much!

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Gustavo · 4 reviews · Verified · Experienced 2026-08-05 ·

Very Easy and Confidential

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Serene · 1 review · Verified · Experienced 2026-08-05 ·

I always get help from here no matter…

I always get help from here no matter what Thank you!

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customer · 2 reviews · Verified · Experienced 2026-08-05 ·

Upstart is my go-to for personal loans…

Upstart is my go-to for personal loans when I am in a rough patch or need to gain something important to me! It's fast, easy, and user friendly!

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Robert · 1 review · Verified · Experienced 2026-08-05 ·

Great experience The loan approval was fast the…

The loan approval was fast the application process was easy and quick to understand would definitely recommend to anyone

G
Gwyn B. · 3 reviews · Verified · Experienced 2026-08-05 ·

Upstart has never failed me in a time…

Upstart has never failed me in a time of need. Approval ratings are easy, quick, and the verification process being digital is also very helpful. I have had more than 3 loans with Upstart and have always been satisfied with the terms and support.

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Linda · 1 review · Verified · Experienced 2026-08-05 ·

I appreciate how less stressful it was

I appreciate how less stressful it was. You have my gratitude

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CM HILEY · 3 reviews · Verified · Experienced 2026-08-05 ·

Amazing company

Amazing company, making things so easy to get a loan when life is stressful. Thank you for the very easy application process. I would highly recommend Upstart. Thank you!

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Thomas · 1 review · Verified · Experienced 2026-08-05 ·

So this is the third time that I went…

So this is the third time that I went with upstart for a loan, very simple very easy no hassle I would recommend them to anyone who is trying to build credit and/or debt in a bind. Thank you upstart.