Yendo the credit card backed by your car!With Yendo, you can use your car to access up to $10,000 in credit. The average credit limit for our customers is $4,400.Pre-approval takes just 1 minute and does not impact your credit score. Once you've verified information about yourself, your car, your title or auto loan, and are approved, you get access to part of your credit line via our virtual card while the physical card is shipped to you.We offer the opportunity to qualify for credit limit increases, so you could see your limit grow over time, as well as 1.5% unlimited cashback rewards.Check out our Yendo reviews to see what other cardholders have to say about us and apply today. If you're looking for access to credit to help with the bills or as a "just in case" option, or maybe you've been denied by others or are looking to build, rebuild or establish credit, visit Yendo.com to learn more about our credit card and apply today. Our FAQs are located here, https://www.yendo.com/faqs, and provide an i depth view of our the Yendo credit card works.Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International © 2024 Yendo, Inc. All rights reserved.
Written by the business, not verified by us.Yendo (yendo.com) has a 4.3 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.
Reviewers had a great experience with this company. Customers frequently share that filling out card applications is entirely simple, and getting approved takes very little time, making it super convenient when funds are needed in a hurry. Reviewers consistently praise the supportive team members for being exceptionally prompt, professional, and pleasant when answering questions and resolving concerns. However, some people mentioned that their transactions were unexpectedly declined even when they still had plenty of available credit on their accounts. Consumers occasionally noted that navigating the platform required extra patience due to occasional technical glitches or unexpected payment blocks.
Auto-generated from all reviews of this business. For reference only.The easiest process I’ve ever experienced. Customer service representative answered all my questions and put my mind at ease during the process. Definitely would recommend this company.
Thank you for the great feedback! We're delighted it was a smooth experience and we're grateful to have you.
Got me the credit limit I deserve as well as the cash advancement. I have plenty of credit cards and I will base my elimination by credit limit. You are in my top 5 of non-elimination.
We're happy to hear you the credit limit you have works for you, Kevin! Thanks for the review.
Credit app easy to fill out but full credit not available to me until a duplicate title clears .. this part wasnt very clear to me having to wait for the full credit .
Thank you for the feedback! We're glad the application was easy to fill out, and we're sorry the wait for your full credit wasn't clearly explained — that's helpful for us to know. If you have questions about your account, please reach out to us and our team can help.
Almost everything has been stolen out of my digital cards which y’all have tried 4 or 5 now. Someone is getting past your security measures if you want to call them that and despite getting a code only sent to my phone, they still hack in to your system. It is unfair to me and the cyber thieves and Yendo have put me through pure utter hell the past 2 weeks when I needed help most. People don’t just put their cars up for collateral for the fun of it. It’s done in dire emergency situations. And just because y’all may have my physical title does not mean y’all own my car due to the fact I have not gotten my full dispersments as agreed upon and I think attorneys and judges would agree with that. I am not making a threat, I am just saying it is ridiculous that I have to wait 60 days to be refunded and reinstated the disputed charges when it is obviously easy to tell it was fraudulence. And y’all have already applied provisional credits to my account but I am unable to use them for those 60 days too. It seems unethical and immoral to do this to a person when he is about to be evicted, hasn’t had electricity in a week, hasn’t eaten in 5 days, does not have car insurance anymore, and is falling apart from the stress and anxiety. When this is over, I just don’t know yet. I recommend making this right as soon as possible
Hi Brday, thank you for taking the time to share this. I'm sorry you've been going through such a difficult stretch - that comes through clearly, and it matters to us. I can see our team has already been in touch with you, and I'd encourage us to keep working through it directly so we can give your situation the attention it deserves.
Very easy application and answered all my questions promptly.Just got started with them and it’s going good so far will review and report later when I get my physical card
Thank you! We're glad the application was easy and that we could answer your questions promptly. We appreciate you being a Yendo cardholder!
What a super easy process it was to get this card. The only low about any of this is the interest rate. But overall it is a good way to build credit and also allows you to use your paid of vehicle to use this credit card for an emergency loan or last minute vacation. I just recommend to pay it off as soon as possible.
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