Yendo the credit card backed by your car!With Yendo, you can use your car to access up to $10,000 in credit. The average credit limit for our customers is $4,400.Pre-approval takes just 1 minute and does not impact your credit score. Once you've verified information about yourself, your car, your title or auto loan, and are approved, you get access to part of your credit line via our virtual card while the physical card is shipped to you.We offer the opportunity to qualify for credit limit increases, so you could see your limit grow over time, as well as 1.5% unlimited cashback rewards.Check out our Yendo reviews to see what other cardholders have to say about us and apply today. If you're looking for access to credit to help with the bills or as a "just in case" option, or maybe you've been denied by others or are looking to build, rebuild or establish credit, visit Yendo.com to learn more about our credit card and apply today. Our FAQs are located here, https://www.yendo.com/faqs, and provide an i depth view of our the Yendo credit card works.Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International © 2024 Yendo, Inc. All rights reserved.
Written by the business, not verified by us.Yendo (yendo.com) has a 4.3 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.
Reviewers had a great experience with this company. Customers frequently share that filling out card applications is entirely simple, and getting approved takes very little time, making it super convenient when funds are needed in a hurry. Reviewers consistently praise the supportive team members for being exceptionally prompt, professional, and pleasant when answering questions and resolving concerns. However, some people mentioned that their transactions were unexpectedly declined even when they still had plenty of available credit on their accounts. Consumers occasionally noted that navigating the platform required extra patience due to occasional technical glitches or unexpected payment blocks.
Auto-generated from all reviews of this business. For reference only.Whole process has been seamless. This line of credit really helped me out of a tight spot. Thank you
Thank you so much for the kind words! We're thrilled the process was seamless and that Yendo could help when you needed it. We appreciate you being a cardholder and wish you all the best.
The process was very easy and I was pleasantly surprised by my offer I will definitely tell my friends and family about Yendo.
Thank you so much! We're thrilled the process was easy and that your offer was a pleasant surprise. Referrals mean the world to us, so thank you for spreading the word to friends and family. We appreciate you being a Yendo cardholder!
Thank you for the kind words! We're glad we could help. We appreciate you being a Yendo cardholder!
Thank you so much! We're glad to hear you had a great experience with our customer service. We appreciate you being a Yendo cardholder!
I mailed title and partial credit on virtual card was released. Everything went smooth up until trying to pay off 2 bills and both got declined. It’s Sunday so I can’t get in touch with Yendo. This is very frustrating
Thank you for the detail here, and we're sorry for the frustration —having two transactions decline when you're trying to get things done is genuinely aggravating. We'd like to look into what happened on your account directly. Please reach us directly and reference this review, and our team will dig in as soon as we're able to.
Thanks, Roy, for taking the time to leave us a review!
Super easy way to get credit and help build as well.
Thank you! We're glad it was a super easy experience for you. We appreciate you being a Yendo cardholder!
No brainer for car title get access to credit that reports to theee bureaus for my business it is great
Thank you! We're glad Yendo has been a great fit for your business. We appreciate you being a cardholder!
Thank you! We're glad you had great customer service. We appreciate you being a Yendo cardholder!
Fast response and allowing me to build my credit
Thank you! We're so glad you had a fast response. We appreciate you being a Yendo cardholder!
Great credit opportunity
Thank you! We appreciate you being a Yendo cardholder!
Super easy and fast approval! Everything spelled out very clear with easy to follow instructions. Great experience so far!
Thank you! We're so glad the approval was easy and fast, and that everything was clear for you. We appreciate you being a Yendo cardholder!
Quick and easy process and quick results.
Our goal is to make the process simple, clear and honest. Thanks for the feedback and review!
We love to hear this, Raymond. Thanks for being a cardholder!
Thanks for taking the time to leave us a review!
Everything is good. The only issues was the app is very slow to respond and constant pop-ups with no exact reason on why there was an error. Took way to many attempts to get any thing done. The new credit card is not tap usable nery inconsistent.
Thank you for the detailed feedback! We're glad things worked out overall, and we're sorry the app was slow and the error messages weren't clear — that's frustrating, and it's the kind of thing we want to fix. We appreciate you flagging the card usability issues too. We appreciate you being a Yendo cardholder!
Application process and fast decision
Thanks for the review!
Very easy to do and much better and safer than the fast loans out there!
Thank you! We're glad you found it easy. We appreciate you being a Yendo cardholder!
The application process was very difficult not allowing for variables to the process and surprises along the way.
Thank you for the feedback — we're sorry the process felt difficult and had some unexpected moments. We're always looking to make things smoother. We appreciate you taking the time to share this.
Your application is very bad, I couldn't activate my virtual card, I can't reach anyone, your application is really bad
Hello - we're sorry to hear about your experience and would like to know more, so we're going to have a member of our team reach out. We appreciate your candor and will be in touch soon.
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