Yendo the credit card backed by your car!With Yendo, you can use your car to access up to $10,000 in credit. The average credit limit for our customers is $4,400.Pre-approval takes just 1 minute and does not impact your credit score. Once you've verified information about yourself, your car, your title or auto loan, and are approved, you get access to part of your credit line via our virtual card while the physical card is shipped to you.We offer the opportunity to qualify for credit limit increases, so you could see your limit grow over time, as well as 1.5% unlimited cashback rewards.Check out our Yendo reviews to see what other cardholders have to say about us and apply today. If you're looking for access to credit to help with the bills or as a "just in case" option, or maybe you've been denied by others or are looking to build, rebuild or establish credit, visit Yendo.com to learn more about our credit card and apply today. Our FAQs are located here, https://www.yendo.com/faqs, and provide an i depth view of our the Yendo credit card works.Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International © 2024 Yendo, Inc. All rights reserved.
Written by the business, not verified by us.Yendo (yendo.com) has a 4.3 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.
Reviewers had a great experience with this company. Customers frequently share that filling out card applications is entirely simple, and getting approved takes very little time, making it super convenient when funds are needed in a hurry. Reviewers consistently praise the supportive team members for being exceptionally prompt, professional, and pleasant when answering questions and resolving concerns. However, some people mentioned that their transactions were unexpectedly declined even when they still had plenty of available credit on their accounts. Consumers occasionally noted that navigating the platform required extra patience due to occasional technical glitches or unexpected payment blocks.
Auto-generated from all reviews of this business. For reference only.If there's issues with account the yendo team doesn't communicate. You're left to either respond or they'll escalate your account. They don't communicate issues with your account that could easily be fixed in an appropriate time frame. Causing delays or interruption with your funding.
Just the kind of feedback we love to hear - thank you!
It was so easy and no stress. Thank you
Hi Judy - thank you for taking the time to leave us a review, we're glad to have you and love to hear this type of feedback!
CUSTOMER BEWARE!!! I opened an account on a Tuesday by Friday at 10:12am I received a email stating they needed important document to release the rest of the funds. (didn’t specify what). Of the account could be frozen 🤣. I had 72 business hours. The app didn’t state what it was or or email. I called in an hour later and found out it was just a picture of my signature on passport. I sent it immediately an hour later. On Monday, 24 business hrs later while my document was in their inbox they sent this message about my account “ We have been trying to reach you regarding your account and we have been unable to make contact. Your account is now frozen due to missing essential documents or specific information required to process the title paperwork. Please be aware that if we are unable to obtain the required documents, we may be forced to take legal action against you.” Threatening legal action while my document was sitting there! Not to mention they gave me 72 business hours and froze my account less than 24 business hours later. I also received an email on 7/18 “ Hi Marissa, Good news! Your physical card will arrive soon within 3-7 business days. Once your card arrives, activate your card and start using it. Simply open the card packaging that has your Yendo Card and follow the instructions below.” The card was in fact never cut or shipped. They send automated emails when they get you documents. There are over 20 reviews stating customers got the same email and never received the card. I have called 4 times regarding this and on Friday 7/31 they didn’t admit it was never cut but they said it was lost or stolen 😂. So I stayed on the phone for 2 hrs to have them state their outsourced agents got approval from some in the IS to expedite the card via FEDEX and they never sent anything and here I am again on the phone for an hour and no email or confirmation. I was lied To again about expediting a card. They signed a contract and are not filling their end by giving me full access by not printing customers cards. Do not use this company. I should have known.
I was impressed by how fast my funds where available.
Easy process. Sounds good so far.
Fed ex ground took forever to deliver the title , it is almost two weeks later still bunch of bs . Still hasn’t received my full credit line I’m so ready to just pay the balance due now from waiting for card to arrive and cancel this account not worth it all folks.u get charged extra for buying items with the card . So u pay 20 for food ? Expect another 12 dollars to come out just caused u used the card lol . Not worth it
It's nice to know that if I really have an emergency there's enough on this credit card to achieve what ever may come my way.
Thank you for sharing this! We're glad to know Yendo can be there for you when it matters. We appreciate you being a cardholder!
Yall are the ones who need to be honest and truthful don't say yall gonnado something and then renig after receiving title then all of a sudden a new problem pops up after you get my stuff that is deception in the fullest form and is wrong
Hello - we're sorry to hear about your experience and will be reaching out to you to better understand what happened and get you the support you need.
It’s not a real loan, cash is difficult to get. I have yet to get my card so I can’t shop at Walmart or pay certain bills that I needed the money for.
Thank you! We're glad you had a great experience with our customer service. We appreciate you being a Yendo cardholder!
The experience that I had was a good experience. They did exactly what they say that they would do, and I like that
Thank you! We're glad you had a good experience. We appreciate you being a Yendo cardholder!
I have had 2 FALSE unauthorized liens filed on a single vehicle thru this company. I do have police investigating.
Hi Anthony- we take concerns like this seriously and would like to look into it directly. Our team will be reaching out to you to help.
Application was easy to complete, approved quickly
Hi Melanie - the ease of the application is the type of feedback we love to hear - thank you for taking the time to leave us a review!
The best and completely dependable and reliable
Thanks for the 5-star view, we appreciate it!
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