Getting a loan should take minutes, not days: that’s the principle on which we founded Zable in the United Kingdom in 2014. We brought that same mission to the U.S. to serve millions of customers more efficiently. We have served over 2 million happy customers worldwide, with over 90% of US customers rating our service as ‘5-star’. Zable partners with some of the USA’s most trusted finance companies, including Experian, MoneyLion, and Credit Karma. Be smart about finance - choose Zable.
Written by the business, not verified by us.Zable (zable.com) has a 4.8 out of 5 rating on OK.one, based on 275 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 14% of negative reviews; Reviews mostly discuss User experience, App. Last updated 2026-09-02.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly fast application process, noting that getting approved and receiving funds in their bank accounts happens within just a few hours. People are also very pleased to find that the interest rates offered are affordable, which helps them consolidate and manage their debts effectively without unnecessary stress. Some reviewers were not happy with account management or encountered unexpected issues regarding loan terms. A few people also mentioned minor difficulties connecting specific banks during setup or wanting more flexibility with their repayment options at the end.
Auto-generated from all reviews of this business. For reference only.The application was incredibly easy. They dont make you jump through hoops. They were very upfront with all of the information and fees etc. Didn't feel like they were trying to sneak fees or additional money out of me. I got my loan the same day I applied for it. Less than an hour after I applied! I am extremely satisfied and would recommend 100% they really really helped me a lot.
I was having a difficult time getting approved for a personal loan because of my debt-to-income ratio. Zable approved me for a loan with a higher interest rate, but it was still much lower than the rates I was offered by other lenders. The process was straightforward, and I finally feel like I have the financial breathing room I needed. I'm truly grateful for the opportunity and would recommend Zable to anyone looking for a lending option when others have said no.
Simple and quick.
This company application was so easy to apply for loan. Was approval in a few days and money was in my account. Service was great.
The whole process of getting this loan was unbelievable easy. I was asked a few personal questions that was expected. And just a fast as I completed the application, the small loan I asked for was in my bank account. Thank you so much.
Very convenient and simple. Probably one of the smoothest transaction I have ever dealt with.
Was approved and paid in less than a day. Was super easy, with a great interest rate.
Application was easy and getting once getting approved money was in the bank fast they are five star
Everything was very easy and straight forward. Paperwork was easy to understand. Money was in the bank within 24 hours. Would definitely use again and recommend!
It took longer than usual due to my personal situation at this point in life but we were approved in a timely manner.
This loan experience was fast, easy and the lowest interest rate available!
quick and easy highly proffesional thank you! lowest apr loved everybexperience!
Not a lot of questions asked I was able to get a consolidation loan with just a simple few steps and verification. I had my money within 24 hours. I am officially debt free ! Thanks to Zabel.
So far I am very pleased with this company. I applied for the loan. It was in my bank account the next day, as I did it late at night. They sent a monthly fee calculator for my payment term limit. Same payment throughout. If I ever have anything derogatory to say in the future, I will do so but so far, I have no complaints. Thank you so much for your help. So far, I am highly recommending.
I applied and received my loan within 5 minutes.
This was such a smart way of making my budget really work for me! Lower interest rate, paid off credit cards and my balance will be "zero" in 48 months!
I received a pre-approval in the mail about a month ago, I had another loan with a high interest rate. Zable offered a lower interest rate so I filled out the application on Wednesday evening, woke up on Thursday morning and the funds were already in my account. Paid off the high interest loan the same day! Easy application and smooth process.
Good experience, the whole process was fast. I really loved it.
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