Definitely worth it...
I purchased a plan through Gazelle.com when I purchased my phone. The screen needed replacement and warranty life covered it. The phone was fixed and warranty life refunded me the cost. I would definitely purchase a plan through them again. The only thing I didn't like was that they would only email me once per day, so I had to use an old phone for a couple weeks, which would have sucked if I didn't have a back up. I don't fault them for that, because I know everyone is short staffed due to Covid.