It's a load of bull
It's a load of bull. Don't trust this company. They send you plan and charge you $66. It's not an app, it's just a link to a webpage. That's it. Then a year later they will charge your card again without warning. If you do not continuously use the link, you lose access to it. So I have not used the plan since September 2020. It was too hard to use and required too many cross references between the PDF and the webpage. Finding information about customer service is buried deep on the website. If you want a refund for the sneaky re-subscription fee, they will only offer 50%.