Total scam save your money
Soooo…..let me just say that Dutchfinances.com, growthedgeinvestments.com & wealthboxll.com are all the same company even though they will yell at you if you even mention it..hmmm.. So I had been applying for loans and I got a call from dutch finances, I didn’t apply for them but I figured my info was sold to them. They based my loan off my income not off of my credit score because I have bad credit it was a loan for a business. I got approved for 30k which should have sent up red flags but I was grateful and so excited. They told me I would need to send a money order to wealthbox whos is the legal department the fees totaled up to 495$ so I raced to get the money together sent it to them. The mail got there 2 days later and they drew up the paperwork no one mentioned any other cost so I was extremely shocked when I had to pay a 2250 closing cost on a Friday afternoon. I literally started crying because that loan was going to be everything for me. He then tells me don’t cry and starts talking me out of taking the loan which is weird. So I have all weekend to think about it and I started to dig into the companies. Their websites all ping to the same ip address. None of the addresses are actual addresses you can visit. The finance manager at dutch finances doesn’t exist. They have a ton of testimonials on their page but no actual web presence and their websites have only been in creation for a about 6 months. Their numbers are VOIP and I am pretty sure their real location is in Mumbai. I called Monday and tried to get them to work with me but I was told that growth edge had the money in escrow when I called growthedge they told me that wealthbox held the escrow when I asked for the escrow paperwork he refused to provide that information for me. All I got was a promissory not that is very poorly written and the company is supposed to be based out of Texas but it says that they work according to the California state laws. Normally I wouldn’t fall for something like this but being desperate makes you dumb sometimes, in hopes for a better outcome. I litearlly am about to lose everything including my business not because of them but when they offered me the loan I felt like they were the answers to my prayers, no one told me of the costs that would come with this loan, and they didn’t bother to mention closing costs until after I paid the non-refundable 495. I assume that they had no intentions of ever paying the loan because when he heard me so distraught he tried to talk me out of the loan saying I had to much on my plate to have to worry about this to but yet the money was the one thing that would get me out of this situation. So buyer beware, don’t use these people youll end up losing a lot more than you actually gain from it.