Get Out Now!
First, Timberline was not forthcoming with their fees, which should have been a red flag to begin with. The first thing they tell you is to stop paying any creditors. They do not actively pursue a settlement on any claims until the accounts co into litigation and the sheriff shows up at your door with a summons. This happens for each of the accounts Timberline handles for you. As the plan nears completion they drag their feet to settle claims ensuring that they will get their fees (25% of your original debts). They will auto-extend your plan so that they can collect their fees. Communication is also very poor. I had to call them to find out when my plan would end, signing a digital agreement stating that the plan would only extend another 4.5 months, yet at the end of that period they auto-extended the plan, even though they told me they could not extend it without prior agreement from me. It got to the point that I could not trust anything I was told by Timberline Financial. If you have already signed with them, I advise you to get out now and find another way to settle your debts.