Felt like a scam
The program didn't offer me anything I couldn't find elsewhere for free. They then sold my "loan" (after making all required payments monthly) out of the blue. I was pretty sure there was a condition on my contract that if I were to make payments equal to x% of my income, my loan would be forgiven after 2 years. However, because it was sold off, that is no longer the case and I am stuck paying some random third party a portion of my income 2 years later.