I only give them 4 stars because 5 may…
I only give them 4 stars because 5 may indicate that it doesn't take any effort on the user's part for this to work. This WORKS if you get an understanding of how it works and how to use it for your unique situation. I sure wish I had known this information much sooner but better late than never. LOL... Special thanks to Marie Henderson, she was very helpful in getting me set up and moving in the right direction. I paid off a lot of bills way before there due dates with this program thanks to her guidance. She was always available when I requested her help. (Thanks Marie) Last but not lease, having the HELOC there ready to use when I need to give's one so much comfort in knowing that you have the fund readily available when you need it. Stress free...