The app in itself is okay
The app in itself is okay. Very convenient to create multiple bank accounts in multiple currencies across borders. I would have given 5 stars if: 1. The promotions are totally honest. There are tons buried in the fine print, and the signal it sends me is that i will trust for you to be my wallet in the short-term, but not trustworthy enough to be my vault in the long-term. 2. Promotions are skewed towards SG-based transactions using SGD. It is a globally capable fintech solution that enables convenient cross-border currency exchange, but it will only be my preferred choice for SGD based transactions.