SCAM ALERT – Overcharged, Ignored, and Now They’ve Placed a Lien on My Amazon Account (0 stars ☆☆☆☆☆)
SCAM ALERT – Overcharged, Ignored, and Now They’ve Placed a Lien on My Amazon Account 0 stars ☆☆☆☆☆ I am an accountant with a degree in accounting and 20+ years of experience — numbers are literally my profession. That is exactly why I caught Payability red-handed. In just two short months with this company, their records showed I had more sales than I had generated all year. Inflated numbers. Fabricated figures. Why? To justify overcharging me and taking money I never owed them. When I confronted them, they actually admitted there were discrepancies in my account — then had the nerve to blame it on a backend coding glitch “unique to my account.” Right. A glitch that just happened to result in me being overcharged. Numbers don’t lie. People do. I requested a reconciliation call four times. All four were canceled by Payability. Every excuse was more insulting than the last. I was then completely ignored for over a month — while my money was being held and my bills were piling up. I finally sent a formal cancellation letter detailing exactly what had happened. Interestingly, they waived the required 30-day notice without hesitation — because they knew they were in the wrong. Now, months later, they have placed a lien on my Amazon account for $1,700 — money my own records show they owe me. I have been calling, emailing, and leaving voicemails for three straight weeks. Complete silence. This company is not just poorly run — they are financially dangerous. They have made it impossible for me to pay my bills. The records they kept were so inaccurate and fraudulent that my child could have done a more honest job. Do NOT sign up with Payability. If they contact you — run. There are legitimate funding companies out there. This is not one of them. They will inflate your numbers, drain your account, and go silent when you try to fight back. I am actively pursuing every avenue available to resolve this — and I will not stop until this is made right. I want to be clear — I am not someone who writes bad reviews. This is long overdue and I have exhausted every private option available to me before coming here. And I’ll tell you exactly what’s going to happen next: someone from Payability — likely Megan or Nicole, the same two who have been ducking and dodging me for months — will respond to this review before they ever return a single one of my emails or voicemails. They’ll post something polished, flip the script, and try to protect whatever image they have left. Don’t believe it. It’s a performance. Don’t take my word for it — scroll through the other 1-star reviews right here on Trustpilot. You will find a disturbing and consistent pattern: inflated numbers, broken promises, ignored calls, and UCC liens placed on Amazon accounts even after accounts are fully settled. Another reviewer on this very page mentions Nicole by name — the same Nicole who has been dodging me. And Megan Nelson, Director of Customer Experience, somehow finds time to respond to public reviews yet cannot return my calls or emails after three weeks of attempts. This is not a series of isolated incidents. This is how they operate. Do a simple Google search on Payability. What you’ll find is alarming. They put on a good show… if you’re into fiction. Do not sign up with this company. If they call you, RUN.